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Credit Cards Public Bank Credit Cards V4, PB Visa Sig 6% & Quantum 5% Cash Back

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mamamia
post Sep 12 2018, 07:42 PM

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QUOTE(chrischiang @ Sep 12 2018, 11:27 AM)
are you sure anniversary month on sept will got charged on oct statement?

is this for all bank or just pbb?

my uob anniversary month on sept, i saw sst charge on unbilled statement on 1st sept... hmm
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QUOTE(tan_aniki @ Sep 12 2018, 11:54 AM)
it depends on the bank but for PBB, they posted the SST on the statement date, not shown in August but maybe Aug/Sep is an one off situation, they might reflect the same as other bank to shown the SST charged on the anniversary date rather than on the last day of statement date after Sep.
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QUOTE(distributor @ Sep 12 2018, 06:46 PM)
I just called pb CS. If your card written 08/xx. My card billed with the SST RM25.
Anniversary date will fall on any date on Sept, They don't  follow month. I think MBB doesn't charge me SST  for 08/xx card.
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By right, it should based on card issue date/ approval date.. among all banks, I c only AEON Credit provide the clear and correct SST charging treatment/ method in their FAQ as per Custom guideline.

PBB is following statement date, but, if ur existing card is approve b4 September, u can always appeal with them if they charge u in September following statement date, they will honor it and reverse based on few forummers’ experience sharing here..

This post has been edited by mamamia: Sep 12 2018, 07:45 PM
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post Sep 12 2018, 07:44 PM

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QUOTE(mamamia @ Sep 12 2018, 07:42 PM)
PBB is following statement date, but, if ur card existing card is approve b4 September, u can always appeal with them if they charge u in September following statement date, they will honor it and reverse based on ur few forummer experience sharing here..
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i think appeal is the wrong word though. it should not have happened in the first place. it's our right.
annoymous1234
post Sep 12 2018, 08:03 PM

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Advised wanted. I was making payment at MAS site, when I reach the OTP payment page. I enter the OTP as usual. The moment I click submit, the browser tab just close like that. I didn't receive any email from MAS about my flight booking. Call them up they assure me that if I didn't receive email means the payment didn't go through. But now I'm worried that the payment did charge to my credit card. Has anyone experience this before?

This post has been edited by annoymous1234: Sep 12 2018, 08:04 PM
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post Sep 12 2018, 08:05 PM

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QUOTE(annoymous1234 @ Sep 12 2018, 08:03 PM)
Advised wanted. I was making payment at MAS site, when I reach the OTP payment page. I enter the OTP as usual. The moment I click submit, the browser tab just close like that. I didn't receive any email from MAS about my flight booking. Call them up they assure me that  if I didn't receive email means the payment didn't go through. But now I'm worried that the payment did charge to my credit card. Has anyone experience this before?
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you can check your PBe and see if there's any authorised transactions.
annoymous1234
post Sep 12 2018, 08:07 PM

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QUOTE(alexanderclz @ Sep 12 2018, 08:05 PM)
you can check your PBe and see if there's any authorised transactions.
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But as far as I know. Cc don't usually show up immediately right? It takes a few days?
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post Sep 12 2018, 08:16 PM

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QUOTE(annoymous1234 @ Sep 12 2018, 08:07 PM)
But as far as I know. Cc don't usually show up immediately right? It takes a few days?
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authorised transactions includes those unbilled transactions.
annoymous1234
post Sep 12 2018, 08:32 PM

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QUOTE(alexanderclz @ Sep 12 2018, 08:16 PM)
authorised transactions includes those unbilled transactions.
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Thanks for the reply. I checked unbilled transaction and there was no transaction. So I guess I'm safe?
saitong09
post Sep 12 2018, 08:41 PM

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QUOTE(alexanderclz @ Sep 12 2018, 07:44 PM)
i think appeal is the wrong word though. it should not have happened in the first place. it's our right.
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Agreed +1
babienn
post Sep 12 2018, 08:58 PM

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QUOTE(annoymous1234 @ Sep 12 2018, 08:32 PM)
Thanks for the reply. I checked unbilled transaction and there was no transaction. So I guess I'm safe?
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No, you need to check the "Authorised Transaction". Unbilled transaction will not reflect that fast.
kevyeoh
post Sep 12 2018, 09:02 PM

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You can also call CS if you want to be sure immediately...

QUOTE(annoymous1234 @ Sep 12 2018, 08:07 PM)
But as far as I know. Cc don't usually show up immediately right? It takes a few days?
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post Sep 12 2018, 09:03 PM

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QUOTE(annoymous1234 @ Sep 12 2018, 08:32 PM)
Thanks for the reply. I checked unbilled transaction and there was no transaction. So I guess I'm safe?
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QUOTE(babienn @ Sep 12 2018, 08:58 PM)
No, you need to check the "Authorised Transaction". Unbilled transaction will not reflect that fast.
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yes. authorised transaction.
Ramjade
post Sep 12 2018, 09:09 PM

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Guys want to ask if use PB to topup Bigpay, which is more important for Cashback 4u?
Transaction date or posting date?
SUSDavid83
post Sep 12 2018, 09:12 PM

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QUOTE(Ramjade @ Sep 12 2018, 09:09 PM)
Guys want to ask if use PB to topup Bigpay, which is more important for Cashback 4u?
Transaction date or posting date?
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15. The tracking of Qualified Retail Transactions shall be based on transaction dates.

URL: https://www.pbebank.com/pdf/Promotions/tc_c...ck-Q2-2018.aspx
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post Sep 12 2018, 09:12 PM

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QUOTE(Ramjade @ Sep 12 2018, 09:09 PM)
Guys want to ask if use PB to topup Bigpay, which is more important for Cashback 4u?
Transaction date or posting date?
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transaction date of course.
Ramjade
post Sep 12 2018, 09:28 PM

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QUOTE(David83 @ Sep 12 2018, 09:12 PM)
15. The tracking of Qualified Retail Transactions shall be based on transaction dates.

URL: https://www.pbebank.com/pdf/Promotions/tc_c...ck-Q2-2018.aspx
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QUOTE(alexanderclz @ Sep 12 2018, 09:12 PM)
transaction date of course.
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Thanks. Just hope can get. bruce.gif If based on posting date, I am dead biggrin.gif
wyen
post Sep 12 2018, 09:46 PM

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QUOTE(alexanderclz @ Sep 12 2018, 07:44 PM)
i think appeal is the wrong word though. it should not have happened in the first place. it's our right.
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Exactly. Im going barge in public bank branch and ask them. Need to get black and white on how did they charge SST..approval date or statement date. Is there any T&C in website?
annoymous1234
post Sep 12 2018, 10:08 PM

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QUOTE(babienn @ Sep 12 2018, 08:58 PM)
No, you need to check the "Authorised Transaction". Unbilled transaction will not reflect that fast.
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QUOTE(alexanderclz @ Sep 12 2018, 09:03 PM)
yes. authorised transaction.
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do u mean this? [attachmentid=10018768]


QUOTE(kevyeoh @ Sep 12 2018, 09:02 PM)
You can also call CS if you want to be sure immediately...
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called since evening until now, busy or no one pick up
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post Sep 12 2018, 10:20 PM

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QUOTE(annoymous1234 @ Sep 12 2018, 10:08 PM)
do u mean this? [attachmentid=10018768]
called since evening until now, busy or no one pick up
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yes.
annoymous1234
post Sep 12 2018, 10:30 PM

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QUOTE(alexanderclz @ Sep 12 2018, 10:20 PM)
yes.
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Phew! Thanks a lot for helping bro
tan_aniki
post Sep 12 2018, 11:23 PM

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QUOTE(Ramjade @ Sep 12 2018, 09:28 PM)
Thanks. Just hope can get. bruce.gif If based on posting date, I am dead  biggrin.gif
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It also depends on when is your posting date, if the transaction date is too near to your statement date and the posting is after they calculate the CB for the statement, they will include this transaction to next month calculation
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