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> What's your property loan rate?

What's your property loan rate?
 
1. 4% [ 3 ] ** [4.23%]
2. 4.1% [ 5 ] ** [7.04%]
3. 4.2% [ 3 ] ** [4.23%]
4. 4.3% [ 2 ] ** [2.82%]
5. 4.4% [ 14 ] ** [19.72%]
6. 4.5% [ 27 ] ** [38.03%]
7. 4.6% [ 8 ] ** [11.27%]
8. 4.7% [ 3 ] ** [4.23%]
9. 4.8% [ 2 ] ** [2.82%]
10. 4.9% [ 0 ] ** [0.00%]
11. 5% [ 2 ] ** [2.82%]
12. 5.1% [ 0 ] ** [0.00%]
13. 5.2% [ 0 ] ** [0.00%]
14. 5.3% [ 1 ] ** [1.41%]
15. 5.4% [ 1 ] ** [1.41%]
Total Votes: 71
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aspartame
post Aug 11 2018, 12:21 PM, updated 2w ago

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If you have more than one loan, take the rate for the highest amount loan.

Thanks for voting!
icemanfx
post Aug 11 2018, 12:29 PM

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Loan rate is on rising trend, current rate won't be applicable in a few months time.

aspartame
post Aug 11 2018, 12:31 PM

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QUOTE(icemanfx @ Aug 11 2018, 12:29 PM)
Loan rate is on rising trend, current rate won't be applicable in a few months time.
*
Ok noted. Voted already?
thenazek
post Aug 11 2018, 01:07 PM

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Damn whos getting 4.1%? You have hundred thousands of savings or what for that rate?
daifeigo
post Aug 11 2018, 01:15 PM

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jealous 4.1%
aspartame
post Aug 11 2018, 01:42 PM

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QUOTE(thenazek @ Aug 11 2018, 01:07 PM)
Damn whos getting 4.1%? You have hundred thousands of savings or what for that rate?
*
Ya lor... maybe from last time? Did rate go so low before?
ManutdGiggs
post Aug 11 2018, 01:43 PM

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QUOTE(aspartame @ Aug 11 2018, 01:42 PM)
Ya lor... maybe from last time? Did rate go so low before?
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Yes it did. But it wasn't me to click on tat 🙏🙏🙏
aspartame
post Aug 11 2018, 01:50 PM

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QUOTE(ManutdGiggs @ Aug 11 2018, 01:43 PM)
Yes it did. But it wasn't me to click on tat 🙏🙏🙏
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Ya, I know, boss is cash term one... ke ke

Any rough idea the period it went to 4.1%? Didn't keep track at all...
holypredator
post Aug 11 2018, 01:50 PM

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QUOTE(thenazek @ Aug 11 2018, 01:07 PM)
Damn whos getting 4.1%? You have hundred thousands of savings or what for that rate?
*
I don't think it works that way.... I have 7 figures in the bank I borrow the loan from and I only borrow 50% but I still get the same rate as any other customer who bought the project.



ManutdGiggs
post Aug 11 2018, 01:53 PM

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QUOTE(aspartame @ Aug 11 2018, 01:50 PM)
Ya, I know, boss is cash term one... ke ke

Any rough idea the period it went to 4.1%? Didn't keep track at all...
*
Mine was 2014 & 15
icemanfx
post Aug 11 2018, 02:25 PM

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QUOTE(daifeigo @ Aug 11 2018, 01:15 PM)
jealous 4.1%
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Fixed rate not float?
ManutdGiggs
post Aug 11 2018, 02:29 PM

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🤭🤭🤭

3yrs ago at 4.1 mana boleh fixed

A quarter cycle ahead 🙊🙊🙊
nexona88
post Aug 11 2018, 08:32 PM

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Lucky those with 4.1% 😊
Mostly 4.5%
aspartame
post Aug 11 2018, 08:47 PM

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QUOTE(nexona88 @ Aug 11 2018, 08:32 PM)
Lucky those with 4.1% 😊
Mostly 4.5%
*
To put things into perspective...if you loan RM1mil, the difference between paying at 4.1% and 4.5% is RM4k per annum. Is it a lot? 10 years..RM40k..can buy 1 Axia lah cash biggrin.gif

However, it won't make or break you lah... tongue.gif
ManutdGiggs
post Aug 11 2018, 09:01 PM

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In today 11.8.18 market u won't get 4.1 la
aspartame
post Aug 11 2018, 09:26 PM

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QUOTE(ManutdGiggs @ Aug 11 2018, 09:01 PM)
In today 11.8.18 market u won't get 4.1 la
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Ya, I am saying if u had gotten a better rate earlier.
ManutdGiggs
post Aug 11 2018, 09:46 PM

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QUOTE(aspartame @ Aug 11 2018, 09:26 PM)
Ya, I am saying if u had gotten a better rate earlier.
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👍
hihihehe
post Aug 11 2018, 09:49 PM

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Me 4.1 for first year then 4.25 the rest.
nexona88
post Aug 11 2018, 10:41 PM

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QUOTE(aspartame @ Aug 11 2018, 08:47 PM)
To put things into perspective...if you loan RM1mil, the difference between paying at 4.1% and 4.5% is RM4k per annum. Is it a lot? 10 years..RM40k..can buy 1 Axia lah cash biggrin.gif

However, it won't make or break you lah... tongue.gif
*
icon_rolleyes.gif

Hehehehehe
FuNks
post Aug 11 2018, 11:58 PM

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QUOTE(hihihehe @ Aug 11 2018, 09:49 PM)
Me 4.1 for first year then 4.25 the rest.
*
me too , got it last year, but if u check ur loan account now, it has increased to 4.47% already cry.gif

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