Alipay in Malaysia
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 Apr 2 2025, 05:50 PM
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#1
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Senior Member
2,538 posts Joined: Sep 2011 
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Hi, wanna ask about the Alipay app usage in China. Noticed that there's this Didi sub-app within Alipay. May I know if I can use this instead of the standalone Didi app when travelling (ride hailing) in China?
And if I'm to use this Didi sub-app under the Alipay, I believe it will deduct the amount from the linked credit card right? If I have the options of linking GX card, TnG Visa card, and those normal bank credit cards, which one will have better rate in term of forex and bank charges? Thanks 
This post has been edited by lowyat101: Apr 2 2025, 05:54 PM |
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May 15 2025, 03:00 PM
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#2
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Senior Member
2,538 posts Joined: Sep 2011
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QUOTE(lkoky @ Apr 3 2025, 02:36 PM) Yes Is the fare the same on Didi standalone app vs the sub-app in the Alipay app?YEs used it all the time in China  Also I tried to use it just now and noticed that there are a few options as per the screenshot below. May I know if I shall just select the cheapest one? 
How about the upfront vs approx fare? Does it means fixed fare vs by meter? Thanks This post has been edited by lowyat101: May 15 2025, 03:02 PM |
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May 15 2025, 03:05 PM
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#3
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Senior Member
2,538 posts Joined: Sep 2011
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Also wanna ask about the Alipay app. Currently it's just linked to my Taobao account for online payment. If now I want to use it for physical payment in China, do I need to do any extra setting? Or just scan the code and the paymemt will be deducted from the linked cards?
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May 19 2025, 06:25 PM
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#4
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Senior Member
2,538 posts Joined: Sep 2011
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Sorry if this has been asked before, but pay with Alipay app vs TnG Alipay+, which one has the better exchange rate ya?
I believe Alipay app will charge RMB to the credit card which the rate will need to include bank's fee? Or shall I link TnG Visa to the Alipay app? Will this have a better rate than linking a credit card or pay with Alipay+? Or maybe the difference is just negligible if just pay for small amount like couple of hundreds RMB each time? Thanks This post has been edited by lowyat101: May 19 2025, 06:37 PM |
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May 22 2025, 08:02 AM
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#5
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Senior Member
2,538 posts Joined: Sep 2011
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QUOTE(DogeGamingPRO @ May 21 2025, 05:00 PM) TnG Alipay+ rate quite bad Great, thanks for the info.if Alipay they charge directly in RMB to your card, so exchange rate depend on what card/bank u use. but transactions over RMB200 will charge extra 3% fee so in that case it depends, but if under RMB200 then definitely Alipay better, u can also link credit card with good rewards with foreign spending, as good as RM1 = 1 airmile can get, so i pretty much just use Alipay + card. Even on taobao can consider doing this cuz taobao built in exchange rate to MYR also not great, so better i get air miles out of it. For transactions above RMB200, with the 3% extra charged by Alipay, if without the credit card rewards I believe TNG Alipay+ will have slightly better rates than this? BTW this RMB200 limit, it's applicable per transaction and not the cumulative spending right? As long as each scan is below RMB200 then will be able to avoid this 3% charge ya? Ya I also use credit cards linked to Alipay for my Taobao purchases, but somehow some banks will tag it as ewallet instead of online  Thanks |
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May 26 2025, 04:22 PM
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#6
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Senior Member
2,538 posts Joined: Sep 2011
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Hi, wanna check, for payment in China, do I need to activate this as per the screenshot below? Or just the scan function is sufficient?
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