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 Alipay in Malaysia

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Justmua
post Mar 2 2025, 08:21 AM

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Hi,

Can you walk me through how Alipay with Wise work? I've got Alipay linked to Wise and Msian bank CC. So, if I pay using Alipay, the transactions will be directly taken from Wise CNY account? Do we get to choose whether we want to use Wise or CC? Is there any additional transaction charges?

Will be travelling to Hunan province end month and trying to understand how payment works and whether to bring more or less cash.

Thanks.



QUOTE(CommodoreAmiga @ Dec 24 2024, 08:29 AM)
In China right now using Alipay. AMA!!

Yesterday used Alipay to ride subway. Very convenient!! Surpisingly at McDonald...i don't know why they want cash only.

Foreign Banks VISA/Master cards are useless here. I have linked Alipay with WISE and a local Bank CC and they works.
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Justmua
post Mar 2 2025, 09:07 AM

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If I make a payment of less than CNY 200 via Alipay QR scan, then the exact amount will be deducted from the CNY basket in Wise. If it is more than CNY 200, then additional 3% charges will be taken. Is this correct?

Thanks.

QUOTE(CommodoreAmiga @ Mar 2 2025, 08:43 AM)
Your cards already linked then easy.

Go to Account->Setting (top right corner icon)->Payment Settings->Payment Priority order.

WISE works as normal. Always take local currency first, else not enough then auto convert.

user posted image
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This post has been edited by Justmua: Mar 3 2025, 10:50 PM
Justmua
post May 16 2025, 12:25 PM

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If you have mutliple payment CC, need to set the Payment Priority Order in the Payment Settings.

QUOTE(lkoky @ May 16 2025, 08:30 AM)

Just add your VISA/MASTERCARD credit card to Alipay, then eveytime u make payment is charge to your own credit card.
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