Anyone knows how to get Alipay verified as a Malaysian? any one in this forum has done that? i mean with an account that actually belongs to you and not via a 3rd party agent's alipay

I read that one needs to have a Chinese bank account , and china dont allow any foreigner to open account there so easily anymore.

if anyone could advise, will much appreciated.

thanks in advanced.

I Dont think u need any bank account, just use card only, same as paypal

Just using credit card will do... I have been using it. Unless you needed to receive money and needed china bank account, but if for payment and you do not needed it.

U mean just link a msian cc to it will do?

You can top up via both bank account or cc... similar like prepaid cc, you top up into wallet and can using it.

TQ for ur explanation. Sometime back i downloaded and installed the app, tried to link my cc to it, it says cc could not be recognised.

can we use our Alipay in China?

Only if you are a verified user and the Alipay account is linked to a Chinese bank account/card.
Otherwise it is only a "limited" Alipay account which allow you to use a Malaysian Visa/MC to pay Taobao/TMall only

https://www.facebook.com/C2Mmy-马来西亚...23038337959062/

Above page help me to register 2nd level verify of Alipay, charge rm100 one off fees. Now I can receive and send money for RMB just like WeChat rmb wallet (they said limited to 10k RMB per year)

But this is not fully VERIFIED, after they done it, your status still showing unverified (need to link with CHINA bank card for fully verified), but no problem for receive/send money. the info they need just is our personal details plus passport no.

For wechat pay, it will let u select China wallet or malaysia wallet. Is it same for alipay?

Also, can u use it in China??

No. only have China version as wallet shown in rate CNY/RMB.
Yes, it's in CNY/RMB, it can use in China.

There is limitation on transaction amount/ purchase if verity it with malaysia passport. It is very easy to verity by yourself and dont need 3rd to do it for you.
Just play the setting in the app there

This post has been edited by lwk523: Sep 3 2019, 07:58 PM

Alright, thanks for the info. Going China soon, hopefully my alipay works there.

How to know my account limitations? Faq did mention about limitations, but how can I find the cap for my acc?

Alipay launches international eWallet, giving foreigners access to electronic payment platform in first for China

https://www.thestar.com.my/tech/tech-news/2...first-for-china

Ant Financial Services Group, which operates one of China’s two dominant e-payment platforms, will give foreign visitors to the mainland access to its service known as Alipay, removing one of the biggest hurdles that have prevented outsiders from taking part in China’s growing cashless economy.

Ant Financial, an associate of Alibaba Group Holding, will allow visitors up to 90 days’ usage of its Alipay smartphone application without requiring it to be tied to a Chinese bank account, according to a statement released on Tuesday. Alibaba owns The South China Morning Post.

The company will introduce an application that will enable short-term visitors to China to make payment for online purchases through its so-called international eWallet for the first time ever, the statement said. Foreign visitors are barred from using any of China’s mobile payment systems because their eWallets must be linked to a local phone number and Chinese bank account.

...

Just installed and switched to international version, not sure if it's usable in our country though.

I need to uninstall and reinstall Alipay App, then re-login 60-********* and I got the option to switch to International wallet and in English language.

* must show Chinese Visa (not Visa card) to top up .

This post has been edited by ClarenceT: Nov 5 2019, 07:35 PM

Tutorial how to get a prepaid card (must have valid Travel Visa)
-Search "Tour Pass" from the top of the homepage
-Enter your info & upload your travel documents
-Set your amount (max 2k RMB) + Credit Card (non-China)
-Done & now you can scan or pay like normal eWallet, but must go through the "Tour Pass" mini app. Your alipay balance remain at zero.

The minimum top-up for each card is RMB 100 and the balance is capped at RMB 2,000 (around $285). The prepaid card is valid for 90 days. The remaining funds will be automatically refunded when the card expires.

This post has been edited by ubeyou: Nov 5 2019, 08:02 PM

I wonder what will happen if I top up the tour pass since I have balance in the wallet. The app will get confused or not? 😅

Edit: Oh, we have to switch region to international in order for payment to be deducted from the prepaid card, right?

This post has been edited by Lingohal: Nov 5 2019, 09:36 PM

Ya our fund cannot be kept by Alipay so Alipay find a Chinese bank to issue a virtual prepaid card. Smart!

Managed to top up using BigPay. Good!!!

¥100=RM59.31

This post has been edited by Lingohal: Nov 5 2019, 10:14 PM

How do I pin the tour pass on the main page or do shortcut? Do I have to type tour pass every single time to get into the prepaid card page in order to make payment? Coz the Payment QR code and Scan to pay is at the bottom of the page.

Is it usable in Malaysia?

I'm going to Shenzhen next week so this latest news is definitely a boon for visitors like me. Has anyone already tried using this International Wallet in China?

What is the category? Financial Services?

Just realised I could change the payment to be made from the prepaid card on the main payment code. So it's good.

Already used it to buy subway ticket. Fantastic!!!

Mail and telephone order


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Maximum RMB2000, enough? For Malaysian, cannot use alipay mainland China version in China anymore?

I think it means that you can have a maximum of RMB2000 in the card at one time. So you can top up whenever you want. Let's say you have RMB500 left, you can top up RMB1500.

I still have alipay china wallet. Still can use. I can select my payment to be made from the prepaid card or my china wallet balance.

If can use both, then it is ok, otherwise money stuck in my alipay China wallet.


This post has been edited by weidasdnbhd: Nov 6 2019, 07:50 AM

There is an undisclosed but "reasonable" limit of using Tour Pass, according to Alipay. So not you can top up whenever you want.

This post has been edited by ClarenceT: Nov 6 2019, 07:57 AM

Sorry bro this one I don't understand. I just found out how to switch between the region but haven't use the tour pass.
I already have money in my China wallet balance. If now I use the tour pass and add money to prepaid card, then the money goes to where? Prepaid card? So do you mean your money is in two account, one in China wallet and one in bank card? And you can select between them when making payments?

This post has been edited by weidasdnbhd: Nov 6 2019, 09:38 AM

Yes when you make payment you can select. When you open up the payment QR code, below the code will show where the money will be deducted. You can select from there.

Mind to share how to switch?
Din find the button

My experience at post #16

Oh, I missed it
Can switch back to China version?
Bank of Shanghai seems to have very limited branches

Now I got what you said. Just now set up my tour pass. First can't find the tour pass mini program on my alipay app. I thought I missed something on verification. Need to type and search tour pass then pin it successfully on the phone.

You are right

This post has been edited by weidasdnbhd: Nov 6 2019, 01:43 PM

The virtual card is only valid for 90 days? Can I activate again after 90 days?

Wonder I can use it to pay my taobao purchase with the virtual card so that I can save 3% credit card charges too

This post has been edited by mamamia: Nov 6 2019, 03:18 PM

Get another Tour Pass. Maybe good only for those holding Chinese Visa > 3 months.
Most of us are getting the cheapest Chinese visa - 1 entry with validity of 3 months.

This post has been edited by ClarenceT: Nov 6 2019, 03:28 PM

Maybe u can try to transfer the money to others' Alipay account, not sure whether it works.

Oops.. i thought it is just first time verification only... too bad then, now is difficult to get multiple entry visa..

Double entry is only RM20 more with 6 months validity.

Transferring didn't work. So far works for all merchants.

you did the purchase using it ?

Great to hear. Have you tried this Tour Pass in China already?

Yes I have finished the first ¥100 and then topped up another ¥500 with BigPay, no OTP. Also finished the ¥500. Didn't encounter any problem using it to make payment here in China.

Looks like wechat pay is doing it too:
https://www.thestar.com.my/tech/tech-news/2...-visiting-china

Alipay tourpass is very good for tourist in china, No transaction fee to December 31, 2019. BUT the terms say the fee going forward will be a steep 5%, very expensive service charge.

International Visa/MasterCard cost is not cheap in China. That's why not many outlets in China accept Visa/MasterCard. Uncle Trump is forcing China to open up this financial service.

This post has been edited by ClarenceT: Nov 7 2019, 12:33 PM

may i know what kind of payment you using the apps ?
can it cover the train/ metro / didi ?

How to change the credit card that registered before to big pay now ?

Used it for metro, food, attraction entrance fee, shopping....basically all scan and pay can be used. So for Didi, you can choose cash as payment method, and make payment by scanning the QR code to pay upon reaching your destination.

For this TourPass virtual prepaid card, it seems like once you have put in the card when you first apply, you can't change it. But who knows, probably later update may be able to do so. For example, they have added the feature for us to add TourPass to home screen which wasn't there on the first day it launched.

manage to buy the topup here in msia, probably rate by other bank wont b as good as bigpay.
any problem topping up while in china? RMB 2000 is the max so far, may need topup half way tru the trip.

didnt need to uninstall my alipay, just updated to current version, change the region in setting (default china) to international and the tour pass will in the first page when load app. And all option change to English by default.

one more q. do u need the data roaming on when paying using alipay when merchant swipe u? read somewhere that it is not needed, unsure true or not

thx for reply

u top up in china or in malaysia?
since limit is only 2K RMB, so if finish dy any issue to top up in china?

Just like Bigpay, it doesn't matter where you top up as long as you have internet access. The wallet size is RMB 2000, you still can continue to top up till wallet reaches RMB 2000, but there is an undisclosed but reasonable ceiling for 90 days.

And you cannot choose another credit/debit card to top up and refund (when the wallet expires after 90 days). So think carefully which credit/debit card to use (valid for at least 3 months) when getting the Tour Pass.

This post has been edited by ClarenceT: Nov 8 2019, 05:07 PM

Is there anyway to cash out the money like may be at the cashier@grocery store?

Have tried testing Bigpay upload 100. Rate very nice le
Super happy. Lucky it launch before my trip

Not worth it lah when 5% surcharge (waived till 31/12/19) on top up Tour Pass. You still can use Bigpay to get cash from ICBC's ATM.
When you go to China next year, Wechat Pay is another option, not sure how it will work

This post has been edited by ClarenceT: Nov 8 2019, 06:44 PM

Topping up don't need OTP so no roaming is ok, but Internet is needed. Just like you will need internet to use it too, be it data roaming, wifi or using local sim.

No issue topping up in China. I actually didn't switch to international version. I'm still using the china version, no problem using the tourpass prepaid card. I can switch between china wallet and prepaid card without any issue.

Does anyone having issue to pass the "Confirm & Pay" page?
I've filled in all my passport info but when I clicked on the Confirm & Pay button, nothing actually happen.

Do I need to pass the face verification first?

This post has been edited by gvr: Nov 9 2019, 10:41 PM

Manage to 1st top up after visa upload, 2nd upload failed, then upload passport & face verification, upload successful, paid via transfer qq code, scan & pay at taobao sucess, then today try to top up again said failed due to max limit already ( my wallet after top up shd be below 2k), after checking, is my face verification didn't successful previously, so verify again, btw, if failed, still max can top up till accumulated total 2k rmb... go china next week, see how it's work

I think no, max 2000rmb (no sure per visit or per submission ), cos I try to verify the whole day and contact their cs, finally found that my acc is no problem for tour pass but max 2k the whole period

Max 2k for the whole period of 90days?

According to Ant Financial, an undisclosed but reasonable ceiling.

wait which mean 1 pass can use MAX 2000RMB in 90days?

after 2K finish cant top up anymore?

Tourpass really good.
Working at McD's self-service machines, which foreign Unionpay card was rejected!

2,000 RMB is a cumulative hard cap.

Back from Shenzhen and using TourPass is really a breeze. Accepted at all places I went, including Hema Supermarket, MRT stations and bakery shop.

anyone encounter problems with tourpass topup? when i registered some weeks back , i could topup the first RMB100. last week i tried, topup failed.... i am using BigPay to tie to tourpass. the cs in the app seems to be AI and not human!?

yes...

generally it can use from supermarket to hawker, but I am failed to use it when ride on bus, after scan the bar code, unable to paid due on failed to register (no China phone number and IC). So beware of those might need to reg & paid...

Thanks

For public buses in general, there is a different set of codes from the normal alipay QR code. And there is a different code for different bus network in different cities too. In the alipay app, there is a section for registration for QR codes for buses, where China IC is required. So we still have to keep small change for buses since no change will be given.

So far the bus I have tried with alipay is the airport shuttle bus where they have the QR code for you to scan. Other than that, all city buses we could only use cash.

Anyone know what wrong with the following screenshot, when my friend try to pay using alipay tour pass...

Anyone ecountered before or know how to fix it?


Attached thumbnail(s)

Can your friend still pay after pressing ok?

I remember that I have encountered popped up messages from some merchants (not many), I can't remember exactly what the message was, but I could still pay after that. I think it's just a warning message for users to be careful when transacting.

Cannot....from the warning message also clearly state that the transaction had been terminate due to high risk...

But, later she was able to pay in other store with terminal by letting the merchant scan the QR.

Therefore, who want to use Alipay in China still better prepare or have some cash with you cause it is not 100% work....I guess

Yes one of my Tour Pass was not always working especially to a newly created Alipay account. Be careful with RMB 100 bank notes, a lot of fake notes are circulating. For UnionPay debit/prepaid cards issued in Malaysia, must pre-inform the bank to enable overseas usage.

I have been able to “partiallly” verify my account on Alipay using my passport details. Like the above, my account shows that I am “unverified” in the app. However, upon checking with their Customer Support, I was advised that the function of sending and receiving funds has been activated in my account.

I have tested with RMB 1 up to RMB 150. So far I can send and receive.

However, for the limit, I am not so sure.

YA no problem receive / sending funds.
I been confirmed that limit 100k RMB （十万rmb) usage per year. Which is fair enough for personal use. No problem.

100k RMB is indeed a lot already! It’s fair enough. So I don’t always have to bother my friend in China to help me make payment for me. Hehe

Definitely cannot be totally cashless. There are instances when their system is down and alipay cannot be used. There are also places, usually small town, where Alipay cannot be used. To take public buses, we have to use cash too. And I have also come across one particular metro station in a big city like Shanghai where ticket machine can accept cash only.

Walaww thanks to you ah bro. Initially my Alipay got the TourPass at the "more" after updated. Able to pay in China.

After i back to Msia, that icon went missing. Ask a pro friend also can't help.

Then saw you mention "search" at top homepage. Yes finally found it liao! If i list out all live apps, i can see TourPass and Alipay app as 2 separated apps pulak, but can't find the TourPass app in phone pun.

The link written max 5000 RMB for the entire 90 days tour pass.
Haven't verify it personally though.

Sad. I think is quite expensive but in China Alipay still convenient than credit card

Hi, may I know the alipay with tour pass can make payment in Malaysia?

Worth it meh? After 2 Forex conversion and 5% service charge.
I believe you will get more from the refund when the Tourpass expires.

hi i have saved my credit card in taobao and i think the payment is thru alipay if not mistaken?

Something happened to my order and the seller wants to make refund to me, and asked me if i have alipay account. Wondering if my account can receive money? the account number = my phone number?

Don't think so. The credit card paid thru alipay platform only. Refund via taobao platform is much easier

You can now request for refund for the unused balance in TourPass and need not wait till after validity period. Just tap on the three dots on the top right corner next to the words PREPAID CARD.

Requested for refund on 4/2/20 (originally expired on 15/2/20). Got the refund in less than 1 week. Lost a few RM to Bank of Shanghai + Public Bank, RMB 1.719 = RM1.00.

08 FEB 24 NOV TourPass Pudongxinqu CN YUAN RENMINBIS

This post has been edited by ClarenceT: Feb 10 2020, 01:55 PM

Oh wait.... I requested it on 3 Feb, and I have yet to receive it. I used BigPay. Oh my.... BigPay is slow.

have you received it? i made a refund today as well to bigpay.

No, I haven't. I checked with BigPay last week about the refund. They checked for me and there was no refund in the process. I think I have to contact Alipay for that. But since it is mentioned that the refund can take up to 15 working days, so I'll just wait a bit before contacting them.

I guess amount matters. I received mine in just 2 working days.

You are probably right. For me, I use Alipay China so this TourPass is just more for trying it out. So I used up till ¥3.60. Too little for them to care. Wanted to know the rate. So now that you share, it shows that the refund rate is good too.

Oh wait. I just suddenly remember. My friend who had ¥1 left only and got the same srtike out TourPass amount refunded. Just that we didn't understand what that was. Now that I see your screenshot, that must be the refund. Ooh....so they actually left me out!

This post has been edited by Lingohal: Feb 19 2020, 08:26 PM

Just realised that there is a few ringgit more in my BigPay, then I started with the search TourPass but nothing came up. Then I searched for SH and the old transaction in November when I topped up my TourPass has suddenly changed to a strike with RM2.13 and the transaction is shown as reversed. But the old amount of CNY500 is still stated there. So I guess this must be the ¥3.60 refund. Somehow mine is so different from others. If I did not keep track of my balance, I would have missed this.

This post has been edited by Lingohal: Feb 19 2020, 11:08 PM

The one crossed out should be a different transaction tho?

For mine, the previous one is still there



Gained about RM2 haha.

Wanted to buy some wholesale stuff but they were using personal Alipay account, so ended up not using the funds at all.

This post has been edited by xHj09: Feb 19 2020, 10:04 PM

For mine, there is no different transaction stated. They just changed the old transaction to reversed and strike out the new refunded figure. I topped up CNY500, so the value in RM is no longer shown there anymore. Probably I was one of the early adopters, activated it the first day it was launched. So you notice that it is called Sh wallet in BigPay transaction instead of TourPass. I don't have any transaction on TourPass in BigPay.

This post has been edited by Lingohal: Feb 19 2020, 11:11 PM

is this virtual bank card can verified at Alipay and use for taobao second hand market (闲鱼）?