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 StashAway MY, New instrument for Malaysian?

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vanitas
post Nov 12 2018, 06:13 PM

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QUOTE(Krv23490 @ Nov 12 2018, 05:35 PM)
I like it cause of cheap entry into various US ETFs. Then i use FSMone for Hong Kong listed ETFs, trying to move out from the more expensive UTs
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Directly buy ETFs isn't more cheap? This got annual management fee + ETFs fees right?
vanitas
post Nov 15 2018, 12:07 PM

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Update on the link shared earlier regarding bond, tax..

https://www.google.com/amp/s/financialhorse...y-thoughts/amp/
vanitas
post Nov 16 2018, 08:32 AM

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Why pay 0.8%, when free for life is coming soon... But only in SG...

http://fintechnews.sg/26066/wealthtech/kri...-robo-advisory/
vanitas
post Nov 16 2018, 09:03 AM

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QUOTE(honsiong @ Nov 16 2018, 08:47 AM)
There is no free lunch in the world. How do they really make money?
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I am just sharing news. Shoot them an email if you wanted to know.

Robinhood is also commission free, not sure does they using the same monetisation model.
vanitas
post Nov 16 2018, 06:26 PM

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Robos are investing on human-managed ETFs, isn't it? Not like robos are the fund manager, they don't really investing, but managing your portfolio only.
vanitas
post Nov 16 2018, 06:49 PM

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QUOTE(honsiong @ Nov 16 2018, 06:35 PM)
No, ETFs are usually passively managed. That’s why their fees are lower and they don’t do stupid things like actively managed funds.
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Passive or not, there will be still fund manager assigned to the ETFs, with some annual fees paid to them.

And ETFs are only performing good on US, if you are comparing Asia Pacific ex Japan or Malaysia actively managed fund with ETFs, actively managed fund always beat ETFs...
vanitas
post Nov 16 2018, 07:06 PM

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QUOTE(fairylord @ Nov 16 2018, 06:57 PM)
Meaning for ETF, only US ETF worth to invest?
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Let's the data speak,
Malaysia Bursa ETF - https://gllt.morningstar.com/v0gfft3bk4/sna...eCurrencyId=MYR

Actively managed fund samples -
https://my.morningstar.com/ap/quicktake/ret...tab=TotalReturn
https://my.morningstar.com/ap/quicktake/ret...tab=TotalReturn

Anyway, morningstar can see the performance of ETFs that robo chosen.
Like
US http://www.morningstar.co.uk/uk/etf/snapsh...x?id=0P00002D85
Europe http://www.morningstar.co.uk/uk/etf/snapsh...x?id=0P00002DBF
Asia pacific ex Japan http://www.morningstar.co.uk/uk/etf/snapsh...x?id=0P0000CWN0

taken from https://financialhorse.com/stashaway-1/

List of possible ETFs to be chosen http://www.morningstar.co.uk/uk/etfs/
vanitas
post Nov 18 2018, 08:47 PM

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QUOTE(fairylord @ Nov 18 2018, 12:13 PM)
bro, power up the portfolio  rclxms.gif
remember to report this piece of your porfolio - performance
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Sharing this to you, inside got a link of backtest against s&p 500, which can used for keep track any portfolio performance as well. Also, stashaway CEO replies on his blog as well.

https://financialhorse.com/stashaway-high-risk/
vanitas
post Nov 18 2018, 09:49 PM

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QUOTE(Ancient-XinG- @ Nov 18 2018, 09:26 PM)
can share the blog?

want to see how the brand himself
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The link I shared is the blog, scroll to the bottom, you will saw it.
vanitas
post Dec 6 2018, 10:21 PM

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QUOTE(DBHILUHDAQWISRTNJ @ Dec 6 2018, 10:11 PM)
Imagine I choose highest risk , deposit 10k +200 every month for 20years, then ada 487k .
But 50% probability cannot reach the goal .

U guyz oso play like that ar ??

Work meh ???
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Normally, any investment company will said historical performance is not indicative of the future or likely performance.

This is the first time I saw advertisement like this - based on historical performance there is 50% chance you will reach or exceed the goal. sweat.gif

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