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> StashAway MY, New instrument for Malaysian?

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TS[Ancient]-XinG-
post Aug 9 2018, 09:33 PM, updated 8 months ago

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StashAway is coming to Malaysia soon.

Via - stashaway.my

Robo-advisor for injecting to ETF.
Previous Stashaway (SA) started on Singapore (SG).

Any ideas or any experience on similar instrument?
Compared to peers Autowealth and Smartly.

Review on Seedly is 4.5 stars.

Details aren't clear on their official web yet.

This post has been edited by [Ancient]-XinG-: Aug 9 2018, 09:34 PM
TS[Ancient]-XinG-
post Aug 9 2018, 09:45 PM

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QUOTE(Ramjade @ Aug 9 2018, 09:42 PM)
ehwee, ganaesan

Don't worry. I can tell you that Malaysians will never get the good stuff as the SG counter parts.
Reason: our laws kind of make us kind of anti ETFs.  whistling.gif

Smartly last time already mentioned that local laws forbid something to do with ETF. Not to mention Malaysia is still anti forex so  biggrin.gif  biggrin.gif
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Agree.
Last time saw edge got news (0318) said smarlty will likely to come Malaysia. end up nothing.

This post has been edited by [Ancient]-XinG-: Aug 9 2018, 09:46 PM
TS[Ancient]-XinG-
post Aug 9 2018, 10:06 PM

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the ETF they trying to enter is our own local counters or foreign?
TS[Ancient]-XinG-
post Aug 10 2018, 07:18 AM

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yea... hope this give a good healthy competitions for the field. till now no clear news about it also. just say they going to launch here.

people already started to fed up with fsm managed port. they perf badly compared to the benchmark.

it's bad market but why they choose to switch so frequently that almost deviate the objective of UT?

if a 1 time fee for SA really max cap at .8% I would say fsm shall wake up.
TS[Ancient]-XinG-
post Aug 10 2018, 08:15 AM

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I hope they really give foreign etf....

yearly fee .8 only is ok...

if like FSM for enterence fees + yearly fees cannot lo. even .8 + .8 only 1.6 still lesser than fsm....

and etf also diff from ut

hope they really give Malaysian a chance. lol
TS[Ancient]-XinG-
post Aug 10 2018, 09:51 AM

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QUOTE(Cactus89 @ Aug 10 2018, 09:37 AM)
in a long run it is more exp than FSM managed portfolio, due to higher annual fees... In terms of result I would expect it is a failure if it couldn't managed to beat Asx. So far FSM has failed badly.. Losing to Risk free and 0% charge asx by miles..
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LOL. I know rite....

But you see how I kena in that thread. Say I am not calm enough... No long time to let fsm team to prove them la... I macam don't like fsm as before already.
Because what I see is numbers, benchmark. yes, of they don't promised we will earn in any condition, but what they picked is so bad. they never do peers comparison? Same country but the peer fund perf better.... this is fact. And the stars rating, they glorified asia pac, cn etc but say being neutral on US EU. So fast u turn. heavy on US and EU....
the managed port performed badly to the benchmark, and yet they say no time to prove in this volatile period. than what's the benchmark for? decoration? I actually never expect them to surpass the benchmark by miles in this volatile period, but at least la hold the principal of what the fsm team usually preach for.
As we discuss today. the mod aggressive port already leave united global and go into franklin and ta euro.... its not even 4 months in holding 1 fund.

where is the principle? in the article they keep say don't deviate from the objective, which is 3-5 years bla bla bla… look at what they do!

And what the best part is when we email the so called client investment specialist and asking what is the current wave and what to do to avoid massive loss. The ykeep mentioning hold hold hold because fundamental is good. And then ask them why the managed port keep switching like nobody business, and they say this is to react to the market.

WTF?

Just hoe this SA don't follow the footsteps of FSM.
TS[Ancient]-XinG-
post Aug 10 2018, 09:54 AM

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QUOTE(55665566 @ Aug 10 2018, 08:26 AM)
Using SG Autowealth, heard the return is the best among 3 top robo in SG
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Using? Heard?

So are you using it? Or heard but not using?
TS[Ancient]-XinG-
post Aug 10 2018, 10:48 AM

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QUOTE(Ramjade @ Aug 10 2018, 10:46 AM)
Bro they are practicing xuzen style of lari here and there. Xuzen don't hold long term. He uses what he think able to perform and dump the region which cannot perform.

FSM knows China can't win the trade war so they are backing US. Tell me if you know the horse is going to lose, will you still back it?
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ofc I don't hold. you know my style also. I will also move according to market. thats why they keep mentioned in fsm thread that I don't hold the principal in UT.

what I got from CIS also same. they ask me to hold china. and even ask me to consider the fund of the month.

that is why I was so fume about fsm now.
TS[Ancient]-XinG-
post Aug 10 2018, 10:52 AM

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QUOTE(ehwee @ Aug 10 2018, 10:45 AM)
I actually agree with you, ha.

I didn't buy into their management fund till now as I didn't convinced enough by their fund management strategy and result as you said

Even the fund managed by layman like ourselves is out perform them currently

Some more with the under performance status we still need to pay their management subscription fee
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I spend 2 months to think this. I think am chilled enough to gauge as a layman.

ask them is it wise to follow star rating. they say ok. now cn market like that still ask me hold cn..... fuiyoh
TS[Ancient]-XinG-
post Aug 10 2018, 11:31 AM

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QUOTE(voyage23 @ Aug 10 2018, 11:17 AM)
Are you expecting them to change the star-rating frequently? Currently, whatever you read, whether from FSM or from other researches, Asia-Pacific ex-Japan, China valuations are ATTRACTIVE. Both have been whacked down so much and it only makes sense to accumulate now. I for one did that, pumping a lot into Manulife Dragon Growth Fund. Of course, I can't prove it to you now, but let's see what happens down the road.

I am sure their decision of going heavy into US recently paid off? Didn't it? Cos US went up by quite a bit in recent days. But fact is still, valuation is STRETCHED in that sector. So the potential upside might be lesser as compared to Asia Pac and China. Hence the star rating.

Please read more other than FSM researches and you will still find the same thing. Probably can explore each fund houses' researches as a start?

Another question to you is, can YOU do better? If yes, why bother with managed port, if no....lol.

So ya I do think Stashaway and ASNB funds are good for you. But who knows..few years down the road you might blame the algorithm in Stashaway too when you do not get what you want...or blame Zeti for being selfish?  laugh.gif
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I won't blame anyone la... as long they going the correct way...

I also heavy on Asia Pacific and CN.

I just don't like the way they inform customer is different from what they doing.

and I do still holding manage port. and my diy port perf better than them in this volatile period.

one side asking me to overweight on cn asia pac.
anotherside overweight on Eu us.

isnt that contra?

isn't that do against what they inform customer?

otherwise I was so fine with them.

ah. never mind. let this issue settle along with dust. no bother anymore. hope market doing good for everyone benefit.

This post has been edited by [Ancient]-XinG-: Aug 10 2018, 11:42 AM
TS[Ancient]-XinG-
post Aug 10 2018, 11:46 AM

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QUOTE(55665566 @ Aug 10 2018, 11:43 AM)
I'm using it. But don't have data to back up the above claim as they did not release their returns publicly.
Based on most user reviews, AW gave the most returns among 3.

All the returns varies from one user to another because:
1. Market entrance (up or down trend)
2. Exchange rate (high or low, USD vs RM)
3. Time frame (long vs short)

Anyway, Malaysia still not ready for robo yet imo.
People have minimal knowledge on ETFs, hence robo company need spend more time to expose the knowledge to public first.
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Yea....
Malaysia ETF also sucks to begin with...
Last time if not mistaken smartly wanted to enter MY but somehow aborted...
TS[Ancient]-XinG-
post Aug 10 2018, 04:45 PM

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QUOTE(Ramjade @ Aug 10 2018, 02:09 PM)
Not easy to open account ad there's no register button. Not to mention I am skeptical when it have Islamic investing as well. By limiting one to Islamic investing,  one already limited one's choices.

But one can always choose conventional.
Yes invest in overseas ETF using foreign broker. Do not use local brokerage for overseas investing.
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hmm... so far we never know whether SA let his customers invent lopcal etf or the foreign etf
TS[Ancient]-XinG-
post Aug 26 2018, 09:51 PM

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QUOTE(Ramjade @ Aug 26 2018, 05:57 PM)
Better to open in SG rather than wait until hair turns white. Lol.  You don't know when robo will be launched in Malaysia and which robo will launch.
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but the edge report SA already processing the licence with SC wor…
TS[Ancient]-XinG-
post Aug 27 2018, 10:09 PM

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QUOTE(Ramjade @ Aug 27 2018, 10:34 AM)
You know what how slow is Malaysia beurocracy works.
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Slow is ok. Just that are they limited to local or open to foreign ETF..... this main problem
TS[Ancient]-XinG-
post Oct 3 2018, 11:19 AM

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QUOTE(honsiong @ Oct 3 2018, 10:03 AM)
Stashaway General Investing 18% overview:

user posted image

Stashaway General 20% detailed:

user posted image
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can share return so far?
TS[Ancient]-XinG-
post Oct 3 2018, 11:20 AM

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QUOTE(2387581 @ Oct 3 2018, 11:16 AM)
I found out about stashaway from a thread in crowdfundtalk forum. The CEO said they are still in talks with the SC, and dont have a date yet.
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but in the edge, they said they are ready??? aiyo
TS[Ancient]-XinG-
post Oct 22 2018, 12:20 PM

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QUOTE(twinkle born @ Oct 22 2018, 11:14 AM)
seem like StashAway Malaysia got the license from SC.

https://themalaysianreserve.com/2018/10/18/...malaysia-entry/
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is it, finally haha
TS[Ancient]-XinG-
post Oct 23 2018, 01:20 PM

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I think US also. Since SG ETF also no good correct?
TS[Ancient]-XinG-
post Oct 23 2018, 01:22 PM

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QUOTE(Ramjade @ Oct 22 2018, 06:55 PM)
You do know is not UT but robo which invest in ETF right? Not Malaysian ETF but US ETF . You do know that right?
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Whats your take on this? The latest port they still very heavy on EQ.

No one seems stopping. This is worrying.
TS[Ancient]-XinG-
post Oct 23 2018, 02:20 PM

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QUOTE(honsiong @ Oct 23 2018, 01:52 PM)
You don’t want that much you can dial down to lowest risk, which puts like 60-70% bonds in your portfolio.
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yea... you have that port performance?

so far no news in Malaysia yet. fuhh.

I think they wait the market to react. if they start now. those no financial savvy will wait look on number without thinking. sure kena burn hand. then blame SA.

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