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StashAway MY, New instrument for Malaysian?
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TS[Ancient]-XinG-
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 Dec 21 2018, 03:07 PM
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QUOTE(Krv23490 @ Dec 21 2018, 02:10 PM) most people (including you) will always believe it can further go down, so will wait one extra day, one extra week, one extra month. I am not saying it won't go down or will go up, but of course if we all knew 100% that it will go down, the markets won't be markets. But yes, invest only as much as you can as long as it doesn't you trouble you at night correct. everyone have diff risk appetite. but encouraging people "buy more" in this period. I think it's good to aware things happening around us. |
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TS[Ancient]-XinG-
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Dec 21 2018, 04:13 PM
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QUOTE(Krv23490 @ Dec 21 2018, 03:13 PM) No one forcing other people to buy here leh. Same can be construed with you asking people to stay out. Everyone here is expected to do their own due diligence and let's say if stashaway close shop(worst case scenario, 100% loss). We got no one else to blame except ourselves. We are all here cause we all share the interest of making money and sharing feedback regarding different avenues/platform I know la haha. I usually won't reply him.... but I afraid new user not really interpret his advice correctly. I no encourage people to stay out also la... just conservative abit. SA won't close shop la choiiiiiiiiiiiiii This post has been edited by [Ancient]-XinG-: Dec 21 2018, 04:15 PM |
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TS[Ancient]-XinG-
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Dec 22 2018, 11:25 AM
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-1.4 on 6.5
the EQ is mad now.
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TS[Ancient]-XinG-
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Dec 22 2018, 12:57 PM
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QUOTE(Gabriel03 @ Dec 22 2018, 12:49 PM) I am curious. ETF are fund that follows indexes. Many people predict economic slowdown for 2019 while some even say that recession might arrive at end of 2019 or 2020. So, is it better to keep the money in ANSB, FD & money market for now? it's up to you. put on bond is also another good choice. like me, I believe the cycle must come, it ought to happens, I put more in FI instead of EQ. in SA, I put the minimum risk, when the picture get clearer for me, I mobilized again the portion to pre corrections time after realized all the gain. for others, they DCA no matter what happened. bacause the market will up for sure. just matter of time. |
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TS[Ancient]-XinG-
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Dec 23 2018, 08:37 AM
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QUOTE(honsiong @ Dec 23 2018, 01:03 AM) LOL my 6.5 portfoio -4.4% ady. Sekali broke through max 6.5% p.a. loss then funny liao. when you put. why can be so high. |
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TS[Ancient]-XinG-
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Dec 25 2018, 01:37 PM
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QUOTE(honsiong @ Dec 25 2018, 12:15 PM) -23% on 36, -4.4% on 6.5 Not a single asset has positive ROI. all the bond are on positives.... only EQ asset gone case. |
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TS[Ancient]-XinG-
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Dec 25 2018, 05:38 PM
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QUOTE(Ash_bellerin @ Dec 25 2018, 02:24 PM) More red in the near future for EQs :'( not to even windows dress can save any ass |
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TS[Ancient]-XinG-
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Dec 25 2018, 06:05 PM
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QUOTE(ViktorJ @ Dec 25 2018, 05:54 PM) There will have to be a tiny little bit of it to correct the weightage among the funds, but yeah won't be too surprised that all hell break loose again near CNY. I don't think Jan can be a green month.... |
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TS[Ancient]-XinG-
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Dec 26 2018, 12:53 PM
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i think this SA really come in time.... If the 10 years cycle really happen.... We can now gain access to ETF within this good opportunity.
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TS[Ancient]-XinG-
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Dec 29 2018, 05:44 PM
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QUOTE(honsiong @ Dec 29 2018, 01:45 PM) Yea I have been seeing red most of the time from 2017Q3. Just stick to consistent weekly deposits. any idea can weekly deposit for MBB?  |
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TS[Ancient]-XinG-
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Dec 30 2018, 12:47 PM
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QUOTE(honsiong @ Dec 30 2018, 12:28 PM) Eh the specifics I think better ask their customer support. But the amount returned macam not that life changing also, so maybe you are right. Spontaneously. I re read and re read. I still don't understand the tax part. so conclusion, are we very obvious at the losing part due to the tax? or the claimant amount negligible? 16% seems a lot. and the dividend etf with withholding tax... what's the point of dividend etf? isn't it useless?? This post has been edited by [Ancient]-XinG-: Dec 30 2018, 01:32 PM |
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TS[Ancient]-XinG-
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Jan 4 2019, 11:07 AM
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Decided to dca weekly with small amount. **the currency impact tho |
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TS[Ancient]-XinG-
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Jan 4 2019, 09:22 PM
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QUOTE(rapple @ Jan 4 2019, 11:29 AM) -1% currency impact Not really significant What's your % ? -0.5 MYR +0.8 USD |
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TS[Ancient]-XinG-
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Jan 5 2019, 05:03 PM
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QUOTE(honsiong @ Jan 4 2019, 11:13 PM) Ringgit very the strong under Tun M.  today -0.1 MYR +1.4 USD LOLLLL |
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TS[Ancient]-XinG-
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Jan 6 2019, 10:15 AM
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QUOTE(honsiong @ Jan 6 2019, 10:10 AM) IIRC yeap, except CWB. Check with customer support. boss. I little bit confused with the 30% withholding tax. meaning the dividend we received, and reinvested amount we seen in our account is only 70% of the amount we supposed to have? |
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TS[Ancient]-XinG-
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Jan 6 2019, 03:50 PM
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QUOTE(Krv23490 @ Jan 6 2019, 11:03 AM) Yes sir Then you will get back the some remainder like after the year ends like a previous member shared with us few pages ago. If not mistaken. Not sure whether remainder is after tax deduction ? Is there any tax deduction ? QUOTE(honsiong @ Jan 6 2019, 12:10 PM) Correct, you get 70% of bond interest first, next year they one shot claim back the other 30% withheld tax for you. meaning it will have the effect on our ROI. since 30% is not calculated. ain't it? |
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TS[Ancient]-XinG-
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Jan 6 2019, 04:20 PM
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QUOTE(Krv23490 @ Jan 6 2019, 04:07 PM) Yes just delayed few months. US tax law what to do.. wow..... on top of fees. this SA also quite hard to earn full. and not delayed few months... honsiong said around 1 year..... |
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TS[Ancient]-XinG-
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Jan 6 2019, 04:35 PM
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QUOTE(Krv23490 @ Jan 6 2019, 04:28 PM) Yeah, thats why some like to look for those Irish domiciled funds ? i read before in some other thread. If only Malaysia has more ETFs. Want to enter KLCI etf also must go US (local 1 by ambank quite low volume and correlation seems to be off abit ) Do you know any other platform with this much ease for 0.8% ? malaysia etf don't have any good counter... so far I don't know any other platform yet. QUOTE(honsiong @ Jan 6 2019, 04:30 PM) You look at other robos in singapore, dont feel like we will have better access to intl market anytime soon. Again I havent tried FSMone and other brokers out yet, how good is it? FSMONE in sg you mean? |
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TS[Ancient]-XinG-
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Jan 7 2019, 08:51 PM
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hmm. maybe we will have that in coming months after the fee free months end.
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TS[Ancient]-XinG-
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Jan 7 2019, 09:28 PM
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QUOTE(Krv23490 @ Jan 7 2019, 09:17 PM) Yeah man, i am saving my wife's referral and the rest of my family's referral so i get a few years of free service. Plan wisely! it's just .8%...... |
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