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 StashAway MY, New instrument for Malaysian?

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TS[Ancient]-XinG-
post Mar 8 2019, 09:16 AM

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QUOTE(sohailili @ Mar 8 2019, 08:56 AM)
jus started my SA 3 weeks back and I also wan trying to do some comparison on return with 2 different port. in my case im having 20% n 12%. sifu here can advise if this will make any difference?

[attachmentid=10197404]
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The bond portion is higher in 12.


TS[Ancient]-XinG-
post Mar 8 2019, 01:57 PM

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QUOTE(Vanguard 2015 @ Mar 8 2019, 01:04 PM)
Sorry I am lost.

Are you suggesting Risk Index 36 for 70% of my cash investment in Portfolio A and Risk Index 20 for the balance 20% cash in Portfolio B?
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Eh sorry. Mistake.

Is 70% in core 20 risk index.
30% in risk index 36.

This should be ok. But fully depend on your risk appetite too.

The percentages and risk index is all up to you smile.gif
TS[Ancient]-XinG-
post Mar 8 2019, 03:08 PM

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QUOTE(preducer @ Mar 8 2019, 01:59 PM)
time to put in more money.
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Asia all drop and US too.
TS[Ancient]-XinG-
post Mar 9 2019, 08:24 AM

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This post has been edited by [Ancient]-XinG-: Mar 9 2019, 08:25 AM
TS[Ancient]-XinG-
post Mar 9 2019, 08:37 AM

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Just dig out more info on robo advisor.

Betterment which is 1 of the few top robos in the US are charging 0.4%. ANd to my surprise, there are currently more then 200 robos in US.

Coming Malaysia will we AW, smartly (??), and the 2 company from india, Valuefy (??)

If the mentioned robos are setting up here, I suppose, SA will have a good fight.
TS[Ancient]-XinG-
post Mar 9 2019, 09:24 AM

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QUOTE(ViktorJ @ Mar 9 2019, 08:46 AM)
Yes, they will have a good fight.

As more robos come to Malaysia, there will be more marketing, more exposure of robos to the general population, higher flow investments into these kinds of products which can ultimately drive the fees down. The more niche the product is, the higher fees that need to be charged, especially in this case.
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The oldest will be betterment setting up in 2008
TS[Ancient]-XinG-
post Mar 9 2019, 10:38 AM

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QUOTE(tadashi987 @ Mar 9 2019, 09:44 AM)
These few days started realized 36% can be quite volatile  biggrin.gif

was enjoying the recovery since late december and getting 10%+ return rate

these few days dropped to 6%+  mega_shok.gif
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Yea.

Once drop more is our chance.

Btw, when is the real due date for trade war?
TS[Ancient]-XinG-
post Mar 10 2019, 08:08 PM

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QUOTE(alexkos @ Mar 10 2019, 06:13 PM)
For education purpose, robo gooding? Means they trade for us?
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Same concept like hired maid.

You hired maid to clean your house. You pay a fees. But you relax at home watch your maid to clean the house.

Or you clean your self. Save the fees. But tired. If you like own cleaning then is good. But some time and most of the time you may miss some spots because you can be really exhausted to monitor the cleaning process.

Now more maid agency is coming so the agency will try to fight each other. Maybe cheaper? Better services? To earn customer heart.

So as a customers if they happy with the fees and easy access for maid services, why not? After all our objective is the same , to keep our house clean.

This post has been edited by [Ancient]-XinG-: Mar 10 2019, 08:09 PM
TS[Ancient]-XinG-
post Mar 10 2019, 08:08 PM

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QUOTE(tadashi987 @ Mar 10 2019, 07:12 PM)
oh just realized received dividend from CWB again, thou only 0.15USD XD
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6.5 will have monthly dividend. Because a lot bond portion.
TS[Ancient]-XinG-
post Mar 10 2019, 08:32 PM

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QUOTE(alexkos @ Mar 10 2019, 08:27 PM)
ic...the robo macam normal fund manager also if follow ur analogy.

Got track record itu robo trading? like copytrading technique also.
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depend on the age of robs too.

go find some from betterment. they are the earliest post GFC
TS[Ancient]-XinG-
post Mar 10 2019, 08:58 PM

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This post has been edited by [Ancient]-XinG-: Mar 10 2019, 09:37 PM
TS[Ancient]-XinG-
post Mar 10 2019, 09:36 PM

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This post has been edited by [Ancient]-XinG-: Mar 10 2019, 09:37 PM
TS[Ancient]-XinG-
post Mar 11 2019, 07:40 AM

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QUOTE(fairylord @ Mar 11 2019, 12:41 AM)
0.8% a year? Meaning 100 vested, only collect 80cents fee a year?
Cheap oh, if 6% return, 80cent of $6 profit only 13.33% shared with SA.

My forex manager taken more than double of this leh
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Yea lo.
Multi region etf some more.
TS[Ancient]-XinG-
post Mar 11 2019, 10:08 AM

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QUOTE(fairylord @ Mar 11 2019, 09:53 AM)
Now multi region already, I thought only US ETF.. Or I mixed up with AW / Smartly and UOB SG robo trading.
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Not sure on other. But SA have multi region. Major US.


TS[Ancient]-XinG-
post Mar 11 2019, 01:44 PM

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QUOTE(ViktorJ @ Mar 11 2019, 01:18 PM)
Someone should do that master list though! TS HINT HINT WINK WINK!!

As you go up the risk profile, it drops Japan ex Asia and picks up Asia Ex Japan. At around 20% I think? Cannot confirm haha. I cannot recall which profile has EM ETF either.
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Lol exhausted Liao.

On my way for the new thread.
TS[Ancient]-XinG-
post Mar 11 2019, 01:51 PM

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QUOTE(ViktorJ @ Mar 11 2019, 01:46 PM)
I know, ejek you nia

The slightly mafan but still doable way is still just use the app, change the risk profile, move the slider around and click on assets or whatever. Can be done during free time.
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Actually I really wish to do that.

I think I might give it a try. But this shall be provided by SA themselves 8n the form of tables.

It took me 3 days to screen 70 pages for any useful information lol.




This post has been edited by [Ancient]-XinG-: Mar 11 2019, 02:06 PM
TS[Ancient]-XinG-
post Mar 11 2019, 03:44 PM

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NEW THREAD!!!!

https://forum.lowyat.net/index.php?act=ST&f...0#entry92060582



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