Went for the feedback session. You hardcore users should go too.

Working on quite a few new products/features, most notable FPX (many YAYs from LYN). No timeline though. I tried out their test page for a new payment UI.

Yeah different.

Very early stage, may get axed mid-stage, so I think best for them to announce when they have finalized.

They mentioned, not what I think.

Thematic = themes, for example clean energy focus.

No idea on geographical release. I would say since there is probably not too much localisation required, probably global. Now THIS is a guess.

I am sure others went lah haha

None taken.

We did not really discuss it much, and they did not share too much about HNWI either. Very early stage.

I shared a lot about the concerns that were stated here. Namely more constant updates (omg last updated 3 days ago!) and faster FX and transactions (omg I bank in Friday today wed liao money still not in).

Oh and they are well aware of our discussions here. So maybe they might respond directly to us one day.

hahaha poor thing la you

nah you have his email liao, go invite yourself before he goes back to SG

Might be a silly question but what's the purpose of multiple portfolios? For example if you want 2 portfolios with risks 14% and 26% at equal weights, why not just go into 1 portfolio at 20%? Or would results be different?

despite on 20%, it gave me tiny weeny of heart attack.

I already have my 6.5 portfolio.

Well, I'm okay with the little drop.

Yea dony bother with that in Malaysia

U can dca like every month once or weekly but dont do it on daily basis la.. i also do it weekly. I got a feeling some ppl in this thread are doing it on daily basis or few days once

I brought it up as one of the biggest concerns.

I did not ask why it happened though. My guess is that they do bulk fx, just like how they bulk buy etfs. If this guess is correct, then the higher the daily investment (more consistent DCA by everyone), the faster the entire process. I think the hint was when I asked "which is better for you guys? DCA or lump sum?".

Answer was DCA.

The idea of DCA is to get the average price when investing. If one does it daily, then the price movements are not that significant. One also has to take the effort to do it daily. Thats another costs.

The key of DCA is to protect from buying at the extreme high, the peak. There is nothing in DCA that's say daily or give time frame. For myself, i just divide the amount by 3 and just invest at 1-2 months interval

Like chessrook said, if u do it daily the price movement wouldn't be so significant, thats why i do it weekly basis..

Hmm oh you are right, it IS variable.

Yay, that is actually good news 

ok I is confused now.

I thought it always was same across the risk index, but the only variable part is the invested amount?

I started investing in Stashaway since end of Nov 18. At that time, I know that the annual management fee varies according to invested amount, similar to Stashaway SG.

If they charged previously based on risk rating as stated by Ancient-XinG, it was before I started investing.

Nevertheless, the mail regarding the projected returns according to risk rating was done in Dec 18 when the annual management fee varies according to the invested amount.

wow...i tot forex charge only 1 time kautim? why every year?