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StashAway MY, New instrument for Malaysian?
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TS[Ancient]-XinG-
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 Jan 17 2019, 10:10 PM
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QUOTE(honsiong @ Jan 17 2019, 06:45 PM) If you see what happened with MoolahSense, and their absurd 1/3 reported default rate, you probably will think twice what you just said. StashAway may be -ve bcoz of market conditions, but unlike Funding Societies, you are super unlikely to have your principal wiped out. When recession hits, defaults happen, or funding societies due diligence team slips up a bit, you wanna recover capital also much much more difficult than stashaway or normal ETFs. true... p2p really risky. Now already lost 400 myr in p2p. And that is I think can be said confirm lost rather than paper lost. Its strange that you guys are really lose a lot.... My both 6.5 and 20.0 no gain no lose for now. @@ |
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TS[Ancient]-XinG-
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Jan 17 2019, 10:13 PM
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hmm any idea why gold is in more aggressive port?
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TS[Ancient]-XinG-
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Jan 18 2019, 06:57 PM
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QUOTE(ericlaiys @ Jan 18 2019, 06:52 PM) got my money bank in. Took them 6 days- sell, conversion & deposit. Loss rm4 due to the currency exchange rate. Even with dividend earned also still loss. My risk index is 10% your lost is mainly from bonds. |
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TS[Ancient]-XinG-
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Jan 19 2019, 08:00 AM
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it's ok to be different but..... only lost 4 myr already run..... just too soon la...
it's currency impact but real earning. in fact real earning which we see here in USD, is going up.... it's earning!!
btw. honsiong, do you have the list of each etf to each benchmark? I can't find some expt the famous.
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TS[Ancient]-XinG-
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Jan 22 2019, 05:06 PM
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is 18 Jan, US holiday?
Why my SA based on 18 Jan, not 19 Jan?
And I know today US there holiday. But not sure on Friday. Last friday market is working
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TS[Ancient]-XinG-
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Jan 22 2019, 05:15 PM
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QUOTE(preducer @ Jan 22 2019, 05:13 PM) Where do u see the date? I always refer to security and exchange rates date the performance tab. At below of the number that state * all FX is based on what date. ** USD is strengthening back. Currency impact lesser, DCA amount will be lesser too. This post has been edited by [Ancient]-XinG-: Jan 22 2019, 05:16 PM |
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TS[Ancient]-XinG-
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Jan 22 2019, 05:37 PM
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QUOTE(preducer @ Jan 22 2019, 05:18 PM) QUOTE(Krv23490 @ Jan 22 2019, 05:29 PM) Market open on 18th, mine is based on yesterday's prices Just check mine, yes, updated to 21Jan haha. But no movement. Pretty sure FX change on new deposited (last Thursday) will be on 4.13 tomorrow sob sob. |
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TS[Ancient]-XinG-
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Jan 22 2019, 05:44 PM
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QUOTE(preducer @ Jan 22 2019, 05:40 PM) My deposit aldy in last friday but today only showing as in progress, havent converted yet. Today aldy 2nd business day yea. I thought can earn a bit more from FX. mana tao USD start rally... Nvm la as long as USD earning good le... FX is just like bonus to me. |
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TS[Ancient]-XinG-
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Jan 26 2019, 05:20 PM
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QUOTE(honsiong @ Jan 26 2019, 05:18 PM) Straight lose 5% to front load fee, suddenly StashAway looks like a good deal. SA is indeed a very good platform. but for us MYR people not that good lo... |
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TS[Ancient]-XinG-
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Jan 26 2019, 07:30 PM
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QUOTE(Krv23490 @ Jan 26 2019, 05:40 PM) Why wor? If myr is increasing , it's good cause my main income is RM, if it's decreasing, at least USD will offset and offer better protection. There's a reason why all central banks holds USD it's a blade with 2 sharp end lor... BTW hor.... now only I realize US rally time is the time US government shut down..... |
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TS[Ancient]-XinG-
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Jan 26 2019, 07:32 PM
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QUOTE(SwarmTroll @ Jan 26 2019, 07:28 PM) Will they only convert the money on a weekday? I see that after I deposit on sunday, they will invest by tuesday. Invest is definitely only on weekday since depends on share trading hours/days. How about conversion? based on my exp. all trx will be done only on business hours. meaning our MY grossly Tuesday to Saturday. their Monday to Friday. |
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TS[Ancient]-XinG-
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Jan 26 2019, 08:48 PM
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QUOTE(SwarmTroll @ Jan 26 2019, 07:51 PM) Even currency conversion correct? So technically i deposit on sat or sun it makes no difference then. Sat I think got. because they sometime will receive your deposit. |
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TS[Ancient]-XinG-
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Jan 27 2019, 10:34 AM
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QUOTE(preducer @ Jan 26 2019, 10:39 PM) Monday - u do IBG Tuesday - money appears in your account Tuesday - if ur lucky they will do the conversion on the same day if not 2nd business day Wednesday - conversion done, check back around 5/6/7pm u will see your buy orders in progress Thursday - morning around 10/11, your order will no longer show in progress, all should be completed aldy This is the most accurate. But sometimes they have some delay on receiving deposits. |
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TS[Ancient]-XinG-
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Jan 27 2019, 11:09 AM
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Back in Dec. I got an email for invitations on testing their new system. I suppose it is regarding depositing directly.
Anyone joined?
I dint because I was too busy that time.
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TS[Ancient]-XinG-
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Jan 30 2019, 03:37 PM
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20.0 1.5% up 1 month old.
6.5 2.0% up 2 months old.
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TS[Ancient]-XinG-
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Jan 30 2019, 04:29 PM
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QUOTE(Ancient-XinG- @ Jan 30 2019, 03:37 PM) 20.0 1.5% up 1 month old. 6.5 2.0% up 2 months old. QUOTE(B500 @ Jan 30 2019, 04:13 PM) 20.0 4.7% up 1+ month old APA MACHIAM. What magic u use |
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TS[Ancient]-XinG-
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Jan 31 2019, 11:34 AM
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below 36 is it 35 34 33... ? Or 20 jump to 36?
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TS[Ancient]-XinG-
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Jan 31 2019, 12:36 PM
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QUOTE(vckc @ Jan 31 2019, 12:21 PM) Hi Xing, wanna consult you. How does Stashaway compare with UTs? I know Stashaway allows us to buy into US ETFs which is appealing because Malaysian ETFs don't perform as well. What are your thoughts? ETF is more like tracker. UT is not tracker. But both are still strongly related to market. It's a different investment gear for me. |
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TS[Ancient]-XinG-
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Jan 31 2019, 12:39 PM
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QUOTE(honsiong @ Jan 31 2019, 12:34 PM) Moving forward, let's not mention MYR returns. That is just forex component and not a real test for how good StashAway's model is. We just talk about return in term of USD from now on. Agree. Today after rally 6.5 3.3 up 20.0 3.3 up. MYR 4.08. Good DCA opportunity btw. Aiyah you earn safe heaven SGD |
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TS[Ancient]-XinG-
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Jan 31 2019, 12:51 PM
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QUOTE(preducer @ Jan 31 2019, 12:46 PM) it seems like u guys are in for short term ? Long term too. |
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