the cashback for this card is tiered, so if spend rm3000 total cashback earn is 50 not 90 right?

everytime we reload via CC bigpay has to pay for a certain fee to bank. with this restriction in place i think it is very good, at least now top up and withdraw will have no issue regarding AMLA.

limiting withdrawal sounds very logic, but remember our cashback is at other banks loses. if not limiting the CC top up limit, how long before the banks will amend rules so all ewallet top up will be deemed ineligible for cashback? by limiting, it will be funny for banks for amend rules because of bigpay. it is good, and dont be greedy. why you want to top up with CC beyond 10k? if really wanted go beyond 10k, use ur CC.

This post has been edited by wanttobuylaptop: Jul 25 2018, 05:23 PM

Typical bully la. Malaysian very funny, need to win at everything. This la that la all concern ownself only. Best open ur own shop sendiri and serve only yourself la. We still fucking gain hundreds of cashback or better exhange rate still want complain. So cannot use more than 10k so what? Bigpay owe you? seriously since bigpay launch bigpay got owe anyone any money? Whole malaysia now can only use bigpay to pay is it? Stop bloody complaining and start making better use of ur time or Jonathan time by giving constructive suggestion. No one sided suggestion where only you win and bigpay lose. You want a long and benefit business relationship? Make sure everything is win win. This is actually how the bloody world works ppl, win win or no deal.

No pls continue, we love to see how many shiok sendiri still wanting more and feeling shamelessly proud in being cheapstake without bottom line.

For unifi or tnb, can pay via mbb online with amex so u get 5% discount on weekend

If cashback for insurance, i think mbb barcelona and standard chartered justone cashback can

erm...this is a funny question, can we balance transfer from this card to other bank? i know is a prepaid credit card but if can then, well, easy 0% loan for us...

if you use paypal with Pre-approved payments, then it would be better to use card issued from banks.
their customer service is better equip when it comes to dispute, refund and cancellation of such payment.
other than that, paypal with any card is pretty safe and easy, but remember, paypal no need OTP...

new member, please use multi quote function when reply.

HLB fortune is interesting, instead of every month i need to top up 6 cards to get ~290 CB, now just one card can settle, but lower total cb per month. just one card and i think it is really trouble free earning...

wont be banned, at most one month withdrawal from bigpay is 10k, no reason to banned.
and is 200 because 600+1800=2400 for a year.
it is easy if we have 2 bigpay to manage, one is our own card one is our spouse card.
plus, only need to pay one card sst.

no, plenty of us done tat, me included.
come on la, be diligent and know/learn what will come under AMLA offense.
if you reload under ur own name CC and withdraw, what is the offense?
moreover, how to red flag?
are we thinking 3-5k transaction/withdrawal per time will be red flag?
dont spread rumors or nay-saying here, come with fact when wanna warning ppl or rise concern like this.
There are laws in this country, and we have one of the best central bank in the world. if doubt, go read Bafia and Amla.
dont be an ignorance and create panic only.

being greedy And stupid is pretty deadly, seriously.

If it is really laundering money, RM1.00 is also chargeable under ALMA.
of cos, launder RM1 is very hard to prove, thats why we have the impression laundering involved only millions or billions.
actually, no, any amount under ALMA can be charged.
Red flagged by BNM or any financial institution is different. The account can be freezes and the investigation can take months.
And it is written under Bafia/Alma also. is law, red flagged account can be freeze and who to blame if we triggered red flag? ownself la.
whether there is a 10k limit or not, red flagged policy is always there.
BP is good enough to enforce 10k rule to avoid ignorance ppl to abuse thinking is my own money so i can do whatever i want to do.
CC is actually pre-approved loan, an credit service offered by the bank to individual, you never EARNED the CC limit, it is never your money, is bank money/credit.
technically, the law even allow if we were to transfer and withdraw our own cash if red flag policy is fulfill. remember when we started to buy and sell online and some seller bank account gotten freeze because too many deposit from different states?
the law had been adjusted accordingly over the years, now if still gotten flagged and freeze, 10 out of 10 is, we had done something really stupid.
Seriously, stupidity is deadly.

shopee payment is depends on the seller/the mood of the website
ipay88 can use BP yes, cybersource cannot
but but but, i not longer use BP on shopee at all
using Amex gives 5 times treat points, and really no reason to use BP
and Amex success rate is a lot higher than BP i think

use FPX, choose maybank, then after login if you can choose your payment method, should have AMEX there
if cannot choose then no choice have to use CASA or cancel and use credit card
shopee payment is good because can cancel and select other payment method and the order will not reset in doing so...
therefore no harm trying different payment method

i can confirm i dunno if i will get the TP or 5% or not as i need to wait until my latest bill. but, the payee is showed as FPX-Ipay88 Shopee in my transaction, should it is a 3rd party so should be able to get TP.
I will update back when i get the bill in next few days.

This post has been edited by wanttobuylaptop: Sep 17 2018, 02:57 PM

just called maybank and the CS said well, should be no problem for FPX to get discount and TP.
so i i will report back again if it turned out to be the case, or not the case.

not and problem and it would be annoying pretty soon as any card you swipe will start sending you sms for IPP.

and bank loves your CCRIS when they see you have score 0 in all you credit card
and with a lot of spending still
next thing you know, your newly apply credit card will have higher and higher limit...
i started apply new credit card after i get BP, and every card i apply is getting higher and higher limit with totally same documents...

This post has been edited by wanttobuylaptop: Sep 20 2018, 09:18 PM

purchase airasia ticket with my bigpay for the 1st time, feels good seeing no processing fee.