Most of Maybank CC will give you 1X Treatpoint worth only 0.2%, if you intend to withdraw cash at ATM, the cost is around 0.2% (RM6 service charge, assume you withdraw RM3000), so you are wasting your time.

Only Visa Infinite and FC Barcelona Visa Signature give >0.2% reward/rebate.

Just to share SG & S.Korea BPay initial usage experience:
SG - USAGE/charged forex is lower or equal to XE.com
BUT
cash withdrawal at OCBC ATM Terminal 4 was high and MYR10 charged



.
.
.
S.Korea - Usage/charged forex is lower than XE.com

Why go withdraw when they all accept card everywhere XD
I just back from korea and most of my transactions are done by BigPay card also.

Unless you dun exchange some before hand
I think asal u dun withdraw from Airport ATM should be fine.

Yes, ATM system will show ATM fees impose before click proceed withdraw.

i withdraw from KB Bank in Busan and it charged 3,500 won for ATM fees.

South Korea has the highest card usage here in Asia. Card is accepted everywhere except street vendors and some traditional markets such as Gwangjang Market. A very small restaurant accepts credit card too.
Yes and there is nothing wrong with that. I have bought just a small bottle of Coke from 7-11 using card before. I first went to Korea in year 2011 and even back then, locals already use credit card everywhere and for the smallest thing in convenience store.

Only in Malaysia people will give you the “are you serious” look when you want to pay for a RM1.20 can of Coke whereas in many first world countries such as UK, USA, Nordic countries, South Korea etc., that’s something very normal.

He wanted KRW1,000,000 but deducted KRW1,003,500

Just received email from AirAsia that BIG Points will expire within 24 months instead of 36 months previously.

well, my big points accumulates too slow to redeem any flight anyway..

have u read from official bigpay website or post 1 here?

Really good to hear that. I need to hunt for HLB already.

No, I'm not buying gold. I just add cash into the account then use their free transfer my cash back into my bank account

I only convert RM -> SGD> Never convert back. Save 3-4 months salary convert out and park it in SG.
Yes youtrip is SG version of Bigpay but better.

sounds like only better for those who always travel around or
Those  who earn sg dollar and spending in malaysia...

Airasia points is rubbish and literally useless. Tell me how to u need to spend to be able to utilise the points?

You can exchange money way before your trip. With BigPay you are forced to use current exchange rate. So if rates are cheap,  you can lock in/buy before hand.
YouTrip is memang by SG companoes. So of course they support SGD first. But they are coming to Malaysia soon.
1. I think that you need to blame SG banks for being stingy.
2. BigPay also same. Why would you want to use international card when you can use the card issued by your own country bank? Using another country card to topup is not wise as it incurs additional markup rates by bank.
4. BigPay RM10. They are charing in their currency. So imagine if they come to Malaysia,  they charge RM5.

On 6 Jun 19, MC website ex-rate is 1 AUD = 2.922714 MYR

BigPay rate is 2.93 so BigPay is not always cheaper

Only for overseas transaction. Otherwise is pretty useless.
Keep in mind that rebates by other ewallets will end too once they get the dominant market share.

Previously I mentioned a lubang for free withdrawal, Post kena reported and deleted