Confirm as bigpay is prepaid credit card by Mastercard?

Seriously, if without OTP, your transaction in bank still can transfer successfully, this is so scary to me.

Yes but not the same card like GSC, WISE etc

Wah, did I understand wrongly that here mention that using YEN in BIGPAY is cheaper than money changer as even in MV which is famously cheap rate in town cannot even be compare?

Seriously, if you don't care about the exchange rate, you won't even want to use this credit card oversea.

Weird for me when someone tell me they don't care about the exchange rate.

If this card giving better rate than money changer, then I will consider bringing lesser cash but utilize more on the card.

That is why exchange rate is been consider regardless of how small the amount of savings, not only when you use 100k or even millions only you will consider the save amount.

I don't this is BigPay concern at all as they still earn whenever you withdraw from the ATM with RM6 charges. At anywhere, they are more happier anyone using their card and services especially those with fees as this is their income, imagine thousands of people withdrawing from the card, how many fees they are earning.

Their current target is enlarge the customer base and once their customer base is large enough, those waive fees till further notice will come.

For other credit card especially cash back benefit, those are the people that might take action instead.

This post has been edited by stevenkkh: Oct 24 2018, 11:19 AM

Yes, I believe BP already factor in all this so called abuse by charging the RM6 fees on the withdrawal part. No loss cause for them as their bigger picture was more people owning BP and more people will be using their card in the process. They want the numbers increasing.

If you notice in PB those weekly cashback, even some call to complain and eventually able to retrieve their cashback based on BP topup. So, from here, we can see the bank is not concern on this also as their main focus is the numbers of users and usage rate of the card. But maybe eventually once their customer base and usage rate increase to their target, maybe they will start to revise their features and benefits to increase their profit.

Anyway, this is not our concern, just use based on your own benefits will do. Any suspicious activity will be handle by the bank as some already mention there is risk of been flag out by BP. So my point of view is no use to said you should not abuse or even overuse so called tactic etc as it is beyond our concern.

So? Is that anything for user to be concern of? This is what I mean, they have already factor out all this thing, we user have no concern about their profit and loss as this is their business model.

If it is not sustainable, they will figure out and that is why I said it is already mention there is fees there but as of now will be waive till further notice.

Why need bother to worry about their profit and loss as user just need to concern on their benefits in using the card.

In reality, if the e-Wallets does not have any benefits, people will use credit card instead, why want all the trouble especially when you can wave easily instead of opening the phone etc especially when the staff is not well train in handling all this payment.

I don't understand about all this spoon feeding, sharing and unsharing issue.

People have the right to ask question and if you feel not happy on the question, just ignore the question. I don't understand why some want to waste time by providing non productive reply instead of just ignoring the question. Not all people on the same level of knowledge or even expertise, there is novice or beginner here.

This is the issue, like I said, just ignore the question instead of replying as different people have different expectation.

Asking the right question? Based on whose justification and is there even a rules said that? No right? So, it is just plain weird to me when people condemn anyone who they think is asking stupid question, spoon feeding etc.

To me, ask anything you want that is related, who want to answer than answer, not interested to answer/ share, just don't reply, that simple.

Is this referring to you withdrawing to ATM as I know there is no direct transfer to bank account from BP.

Your BP is full already? Means you got RM10K inside the BP, you really max out for whatever purpose only you know lol.

Yes, I have issue with HLB Uptown Damansara also to withdraw RM4K.

Is this to said that the atm machine run out of cash? Maybe I will try again next time as I don't really encounter the machine run out of cash before.

So, anyone manage to withdraw 4K from ATM machine already especially HLB?

Anyone getting from Genting for 5k and curious which atm machine is that? From which bank?

So bank transfer is each day RM1K as limit, then how about per month, how many limit?

How much max transfer per transaction to local bank?