Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsPrepaid Cards BigPay - Prepaid MasterCard (with Mobile Apps) V2, CashBack, BigPoint & Remittance
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 Jul 23 2019, 12:42 PM
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#1
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Junior Member
217 posts Joined: Nov 2013 
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Hi guys, for the best rate to pay online payment in other currency
it will work if I reload rm5k to Bigpay by using cc 1, n then Balance Transfer the outstanding of cc 1 to cc 2, n do installment, right? This post has been edited by bylkw2: Jul 23 2019, 12:58 PM |
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Jul 23 2019, 02:08 PM
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#2
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Junior Member
217 posts Joined: Nov 2013
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QUOTE(tan_aniki @ Jul 23 2019, 01:19 PM) yes, u can do like that or just FPP from cc 1 bank also can but FPP rate is very high man |
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Jul 23 2019, 02:22 PM
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#3
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Junior Member
217 posts Joined: Nov 2013
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QUOTE(tan_aniki @ Jul 23 2019, 02:17 PM) depends, some bank offer 0% FPP i see, thanks for sharingbut normally (or only) retail transactions are allowed for FPP right? if payment for exam fees cant right? |
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Jul 23 2019, 02:39 PM
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#4
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Junior Member
217 posts Joined: Nov 2013
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QUOTE(tan_aniki @ Jul 23 2019, 02:26 PM) anything that can accept cc sure can apply for FPP, retail doesn't mean must be physical, online top up to BP also can be done for FPP i see, how could i check if top up for big pay is eligible for FPP for my cc (maybank n uob)?coz if uob, this link doesn't seem to state, or does it mean all transaction then? https://www1.uob.com.my/personal/cards/cred...page#calculator for maybank, only this list of merchants? https://www.maybank2u.com.my/WebBank/EzyPayMerchants.pdf bigpay is charged under BigPay Malaysia Sdn. Bhd. ? This post has been edited by bylkw2: Jul 23 2019, 02:39 PM |
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Jul 23 2019, 03:16 PM
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#5
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Junior Member
217 posts Joined: Nov 2013
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QUOTE(tan_aniki @ Jul 23 2019, 02:55 PM) those are specific merchant with 0% offer, you can opt for normal with some rates i see, lets say i top up rm5k into bigpay using the uob cc, then i just apply for UOB FPP of 12 month installment with 3.99% up front right?if you don't have PBB QMC or HLB then no choice get the 6 months 0% BT from AEON or i think HSBC also got similar 12 months 0% BT for new customer but got risk there if not approved within 20 days after the statement out from UOB or Maybank... nice interface and share function do u or anyone have referral code for bigpay registration? thanks |
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Jul 30 2019, 12:50 PM
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#6
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Junior Member
217 posts Joined: Nov 2013
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guys can transfer back the reload to debit card?
or can only choose to withdraw them n kena charged ? |
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Oct 9 2019, 10:51 AM
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#7
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Junior Member
217 posts Joined: Nov 2013
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bank transfer charges rm0.50
\ hmm dunno if it is worthy to use bigpay to pay my rental to landlord, instead of bank transfer monthly given that i can get points from credit card when topping up cash into bigpay |
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Oct 9 2019, 11:07 AM
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#8
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Junior Member
217 posts Joined: Nov 2013
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QUOTE(rojakwhacker @ Oct 9 2019, 10:57 AM) Suggest landlord to apply bigpay card, then use transfer (Send money to) instead of big pay's bank transfer charge RM0.50 per transaction. that landlord kinda old-fashioned, n the process from register to activate is so tedious i think she wont want to  |
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Oct 9 2019, 11:47 AM
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#9
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Junior Member
217 posts Joined: Nov 2013
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QUOTE(ayamback @ Oct 9 2019, 11:40 AM) just transfer from bigpay into your bank account and then transfer from your bank acc to landlord... ya can also, but still gotta pay for rm0.5u still topup from credit card ma not sure if the points are worth it |
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Nov 22 2019, 02:33 PM
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#10
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Junior Member
217 posts Joined: Nov 2013
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with reload using cc, atm withdrawal, then request cc epp plan
guys if im not mistaken, is bigpay acting like a "tricked" gateway now for ppl to get an easy installment of low % to interest-free mini loan? will we get flagged if we do this too much? This post has been edited by bylkw2: Nov 22 2019, 02:36 PM |
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