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Prepaid Cards BigPay - Prepaid MasterCard (with Mobile Apps) V2, CashBack, BigPoint & Remittance
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TongCN
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Sep 3 2018, 12:51 PM
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QUOTE(cybpsych @ Sep 3 2018, 12:25 PM) “something goes wrong” because the app timed-out. the top-up amount does appear back because the app seems to continuously checking for pending status (in the backend), which i think was the mitigation done by bigpay in the recent app update. it works, but a little impact to the app's performance whereby loading/using of the app is somewhat sluggish. Yea, the "after OTP" screen stuck there for a while (40s) , then top banner appear reloaded. Then only "something goes wrong"
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TongCN
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Sep 5 2018, 10:06 AM
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QUOTE(deity01 @ Sep 5 2018, 10:01 AM) just activated my bigpay card... just noticed the bigpay app cannot do much things besides top up the ewallet n check balance..not even mobile prepaid top up..  U can do a lot physically Purchase oversea items at very low exchange rate which is the best I found out
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TongCN
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Sep 5 2018, 10:57 AM
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QUOTE(BigPayJonathan @ Sep 5 2018, 10:39 AM) Woa, sorry. Seems like I've been a bit out of the loop Agree on all that. Most of the issues we've been facing are due to one thing and one thing only though, and that's our payment processor's capacity. We're pushing hard to scale it up proactively, rather than retroactively.  got is boss! We've been trying for MONTHS to recruit good, driven and reliable customer support agents. It's really not as easy as it sounds. Honestly, if you know of anyone that wants to start working in a start-up environment with a huge potential for personal and professional growth, send them my way. Especially if they love travelling  We've got a dedicated team for calls, and people dedicated to Facebook, Instagram & emails. But we need a lot more. Fixing customer support is actually the number one priority for the company right now - especially if we want to set a standard in Malaysia. Boss, I still haven’t seen the 10k limit gauge bar for credit card top up in the app every time need to manually calculate whether I reach 10k for credit card reload or not  Other than that, we also still waiting for transfer e-money to bank function  Thanks boss!
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TongCN
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Sep 5 2018, 01:02 PM
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QUOTE(BigPayJonathan @ Sep 5 2018, 11:17 AM) 10K limit gauge is coming real soon! Rest is confidential  Cool Hope to see more feature
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TongCN
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Sep 6 2018, 11:21 AM
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Parents going Vietnam this coming Saturday, can ask my sis to utilise the Big Pay there also, hmm
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TongCN
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Sep 6 2018, 11:47 AM
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QUOTE(wilson1stop @ Sep 6 2018, 11:34 AM) Can, but I'm preferred withdraw VND in Maybank and CIMB atms over there... Oh? Is there any Maybank / CIMB Atm at airport? Thanks
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TongCN
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Sep 6 2018, 12:07 PM
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QUOTE(wilson1stop @ Sep 6 2018, 12:04 PM) Nop, only downtown in Hanoi and Saigon. Ok noted Thanks
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TongCN
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Sep 6 2018, 02:56 PM
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QUOTE(lilsunflower @ Sep 6 2018, 01:53 PM) Just got back from VN (HCM) and used BP at larger restaurants. However, most places are still cash-based, so withdrawing through ATM is probably better. I noticed local ATMs around town... no need to use Maybank / CIMB. Cool, thanks for the info The exchange rate is based on real time like XE, right?
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TongCN
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Sep 7 2018, 07:39 AM
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QUOTE(jenern84 @ Sep 7 2018, 07:20 AM) No more big points when spending with bigpay? I don't get any points for Sept spending. It’s not instant but will reflect after few days  Patient
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TongCN
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Sep 7 2018, 02:08 PM
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QUOTE(kianwee @ Sep 7 2018, 01:36 PM) Was in Australia for a couple of weeks. Bigpay automatically knows i'm in Australia and auto categorise my spending in Australia. In the end of my trip, the app gave me the summary of my spending. Only a couple of bugs, it failed to pick up the first two transactions when I landed. Average rate at x3.01 When u landed? Now rate is 2.96 ~ 3.02 Seems good This post has been edited by TongCN: Sep 7 2018, 02:09 PM
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TongCN
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Sep 7 2018, 03:08 PM
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QUOTE(wanttobuylaptop @ Sep 7 2018, 02:08 PM) erm...this is a funny question, can we balance transfer from this card to other bank? i know is a prepaid credit card but if can then, well, easy 0% loan for us... If u using CC > BigPay Then u can balance transfer the CC you reloaded to your BigPay
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TongCN
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Sep 14 2018, 09:25 AM
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QUOTE(David83 @ Sep 14 2018, 09:10 AM) What is the point of loading cash into BP and then pay RM 6 to withdraw out back to pay house loan? The idea of withdraw from BP is meant if you can reload BP using or BT (if that's even possible) and earn cash back from CC. Also ensure that the RM 6 withdrawal fee can be covered by the above mechanism so that you won't ended up in loss. Maybe he's out of cash to pay so wanna "advance" money in cash term ? I also did like this last month but i'm using Boost Pay, lol ..
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TongCN
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Sep 14 2018, 10:08 AM
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QUOTE(David83 @ Sep 14 2018, 09:43 AM) Then one shouldn't have reload cash into BP in the first place. Withdrawing directly from CASA is RM 1 max under MEPS vs withdrawing from BP is RM 6. I just can't see the logic at all! Maybe certain people is too rich that RM 1 and RM 6 worth penny to them! Cause our CASA no money to pay dy RM6 to get RM3k is like 0.2% interest rate which is lower than borrow money from bank ?
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TongCN
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Sep 14 2018, 01:32 PM
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I only reload BP with cash back enabled CC
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TongCN
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Sep 16 2018, 09:12 PM
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QUOTE(koala225 @ Sep 16 2018, 08:15 PM) so u have to top up payback to BP or u just get another new card and cancel this card. Is there any charges incur because of over spent became negative balance? I’m not sure, since I just immediately top up a rm10 and that’s it. Lol..
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TongCN
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Sep 20 2018, 09:57 AM
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QUOTE(Devil4life @ Sep 20 2018, 09:32 AM) Can we transfer credit to other BigPay user? I try to search in the app I don't see the function. My gf would be going overseas for holiday and she don't have any credit card. Thinking of applying BigPay card for her and transfer her credits as the exchange rate is competitive and don't need to bring that much cash around which is safer. When is ur gf going? As applying BigPay might takes a while to receive. You have to count the provision first. Else pass her or applying supp card for CC would be faster such as MBB?
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TongCN
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Sep 24 2018, 11:00 AM
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QUOTE(koala225 @ Sep 24 2018, 10:42 AM) Did you mean even your BP successfully paid, if your transaction still pending in BP app, u can hit freeze button to failed all transaction? Anyone there can verify this? Yes, certain transactions do not process immediately. When u click into the detail, you will see approved or pending. Pending most of the time happen for forex transactions  It does happen on certain merchant though This post has been edited by TongCN: Sep 24 2018, 11:01 AM
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TongCN
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Sep 25 2018, 10:13 AM
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QUOTE(blibala @ Sep 25 2018, 09:56 AM) This card seems complicated to me. Lolz.. Follow this thread for few weeks but still cant understand the pro and con of this card. How normally u guys use this card to maximize the benefits of it? The two feature I like are: 1) utilise the cash rebate purpose of the credit card to fulfill the non-applicable zone of the Credit card E.g. No cash rebate from Public Bank Quantum card if we pump petrol (if Quantum is ur only CC here) You can reload to Big Pay (gain 5% rebate) and then pump petrol (gain Big Point too) 2) Real time forex exchange
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TongCN
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Oct 1 2018, 06:35 AM
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Gg.. still down @.@
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TongCN
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Oct 1 2018, 06:42 AM
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Friend 1220 done reload 8x
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