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Prepaid Cards BigPay - Prepaid MasterCard (with Mobile Apps) V2, CashBack, BigPoint & Remittance

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skty
post Oct 13 2018, 09:18 PM

There is only one thing I know. That is I know nothing.
*******
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From: Klang/Shah Alam


QUOTE(cashie @ Oct 13 2018, 08:13 PM)
HSBC no longer 5x points for bigpay reload...
it it only 1x.

as for ATM that can withdraw rm4000. sunway pyramid's hong leong ATM can do that - it is near to the burger king.
*
thank you for kind sharing.
but kinda dangerous to withdraw so much money in a shopping mall biggrin.gif

This post has been edited by skty: Oct 13 2018, 09:19 PM
skty
post Oct 25 2018, 03:39 PM

There is only one thing I know. That is I know nothing.
*******
Senior Member
4,505 posts

Joined: Aug 2005
From: Klang/Shah Alam


QUOTE(wanttobuylaptop @ Oct 25 2018, 11:19 AM)
brother, 2016 news and 2014 concept paper wor..
this thread is derail like train wreck already
do no worry about the cashback or whatsoever...
just use it as it should be...
the cashback will not go
yes lowyat.net is one of the most popular forum in malaysia...
but, still not as many ppl are as savvy in terms of CC benefits and so on
plus, how many % of our youth cannot fork out 1k when emergency according to our minister of youth?
credit card debts issue is still huge, even after the minimum income change.
ANY policy change that hurt credit card application rate will make the benefit IMPROVED, not reduced.
any debts issue will make the bank RICH on paper, not losses.
no commercial bank loses money in malaysia, so, please please please do no worry about these company anymore including big pay.
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QUOTE(wanttobuylaptop @ Oct 25 2018, 11:50 AM)
i was working in largest investment bank in south east asia as a cmsrl license holder,and i was a manager when i left.
i probably signed on more BNM memo per year than your age.
i was there when Maybank stock price is @ RM3.xx.
where were you?
so the bank are merged, it is true.
and your meaning being?
you think bank merge because bank are not earning money?
learn to read financial of the bank and credit health of the country before you comment?
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seriously, I salute you to spend time to "educate".

for me, I lazy to reply all those always-think-what-they-think-or-feel-is-right posts.

those posts are factless, speculative, very irresponsible, and misleading those who don't have knowledge.

for me, be a responsible forum-er, post only what you experienced before, because that will be a fact and nobody can challenge a fact.

for me, if you can think/know what bank are doing, you can become bank already.

there is always a way to earn more money than the benefit bank are giving out, or else bank will be a charity organization, not profit oriented company. How they do that? As a user, I am not interested to know. What I care is how I can maximize the bank's benefit for myself.
skty
post Oct 25 2018, 07:21 PM

There is only one thing I know. That is I know nothing.
*******
Senior Member
4,505 posts

Joined: Aug 2005
From: Klang/Shah Alam


QUOTE(fruitie @ Oct 25 2018, 04:20 PM)
I have referred two persons recently and got message to upgrade to contactless card. I'm still thinking if I should do that because the card will go frozen and I'm not able to use it. sad.gif

For those who have changed it, how long did it take to arrive? Like normal application timeline?

PayPass is not as popular as PayWave so I'm hesitating. After I got my PBB VS, I tend to reload more into BigPay compared to previously and have been using it quite extensively but it is quite inconvenient for me to go to cashier counter to enter my PIN. tongue.gif
*
If you want to get that paypass card, maximize your credit card top up monthly quota before request for card change.
skty
post Oct 27 2018, 12:51 PM

There is only one thing I know. That is I know nothing.
*******
Senior Member
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From: Klang/Shah Alam


QUOTE(vin_ann @ Oct 27 2018, 05:28 AM)
BP going to have competition from Grab!

Too bad BP already have the first mover advantage !
*
no such thing as first mover advantage.
if you studied many cases around the world, the first mover normally failed big time.
facebook, google all those are not first mover and they are going strong.
skty
post Oct 29 2018, 06:08 PM

There is only one thing I know. That is I know nothing.
*******
Senior Member
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Joined: Aug 2005
From: Klang/Shah Alam


QUOTE(tohff7 @ Oct 29 2018, 10:08 AM)
Successfully made a RM3k withdrawal at CRM machine in Alliance Bank HQ, Capsquare

The machine dispense RM50 and RM100 notes. I think the max should be higher than RM3k because I got 29x RM100 notes and 2x RM50 notes.
*
normally Alliance Bank ATM is loaded with RM100 notes.

I tried before RM3100 in one withdraw.
skty
post Oct 30 2018, 10:46 AM

There is only one thing I know. That is I know nothing.
*******
Senior Member
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From: Klang/Shah Alam


QUOTE(tan_aniki @ Oct 30 2018, 06:38 AM)
it's not share or don't share, of cos this is sharing, if it's not about sharing, what's the point i want to let you all know that something out there which is so good that everyone willing to do it?
if there is a method out there, just want to let more people to get more initiative to google to get the answer rather than sitting there waiting for answer.
i'm thinking of this method would be end soon since it is no longer an effort for people to find out for those who get the hard work done.
and because of this, i would not talk anymore in this thread since most of the people here think that what we "shared" is not sharing...
over and out...
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QUOTE(ClarenceT @ Oct 30 2018, 08:41 AM)
I wonder why some people like to be spoon-fed, don't want to do some homework.
Only those who spend effort to do research deserve to get the rewards.
Some people may think you are taking rubbish, but some people will get your message and appreciate. We cannot please everyone.
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QUOTE(stevenkkh @ Oct 30 2018, 10:12 AM)
I don't understand about all this spoon feeding, sharing and unsharing issue.

People have the right to ask question and if you feel not happy on the question, just ignore the question. I don't understand why some want to waste time by providing non productive reply instead of just ignoring the question. Not all people on the same level of knowledge or even expertise, there is novice or beginner here.
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see my note on my signature below. Thats how I treat this issue.
skty
post Oct 30 2018, 07:16 PM

There is only one thing I know. That is I know nothing.
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Senior Member
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QUOTE(Duxia999 @ Oct 30 2018, 02:30 PM)
Tried to wtdw thru scb.

Key in 3500 but the atm auggest 1540 as there are 10 and 50 notes only.
*
Mean that ATM maximum can withdraw RM3400 if have RM100 notes.
skty
post Nov 29 2018, 06:51 PM

There is only one thing I know. That is I know nothing.
*******
Senior Member
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Joined: Aug 2005
From: Klang/Shah Alam


QUOTE(ocphangaz @ Nov 29 2018, 06:07 PM)
my opinion as BP card owner... only REASON for me to get the card is AA processing fee waiver... nothing else...

however it doesn't  have the CREDIT benefit... which CC wins
it needs to reload, Debit card wins... imagine reload the card only to use... so double transaction.

Maybe use this card for our kids that study abroad or outstation?
from my perspective, its just another way for BP to hold up our cash int he company for rolling.
*
give me your card.

I don't mind earning more money tongue.gif
skty
post Nov 29 2018, 08:37 PM

There is only one thing I know. That is I know nothing.
*******
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From: Klang/Shah Alam


QUOTE(lamode @ Nov 29 2018, 08:33 PM)
The unfortunate finally happened sad.gif
I managed to withdrew 3k from different RHB branch before, but went to RHB Midah, first ATM to check balance then withdraw 4k, failed, then tried 3k also failed, then move to second ATM, check balance again, and tried 3k, it failed, to my surprise it retained my card!!! ranting.gif  vmad.gif  bangwall.gif  mad.gif
so maybe not to use the try and error method with RHB bank, hassle to go bank during working hour to get the card  doh.gif  bye.gif
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RIP.
skty
post Dec 3 2018, 03:41 PM

There is only one thing I know. That is I know nothing.
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QUOTE(wanttobuylaptop @ Dec 3 2018, 03:09 PM)
yes ninja means an act done without people knowing, and yes it is missing money in my case.

BP statement showed a 1.5k transaction charged to BP without any details. in app, no such charges, in the excel export from app, no such charges. no charges was hide in the app too. so this 1.5k is magic done by BP system.

i mention my account was not tally ask the cs to check and the cs keep asking me provide information. funny la, the cs not willing to check, actually he never bother to check at all.

best part is CS accuse me not given the transaction details. they likely think we the user are god to them because i would have know beforehand that a charge that does not appear in app, or excel export, and only appear in their statement which we will not have it unless we ask BP to provide. because probably only god can predict on which day BP decide to ninja charge its user.
*
Call CS and request for the statement from their end to check.

The statement from them is complete. Some transactions didn't capture in the app transaction list will be shown in the statement.

But the statement still printed as bigprepaid. biggrin.gif doh.gif
skty
post Dec 20 2018, 07:50 PM

There is only one thing I know. That is I know nothing.
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From: Klang/Shah Alam


hmm... limited cashback cards available for usage...

now I think I want to look into reward cards...

any good reward cards apart HSBC VS can recommend to pair with BigPay/BOOST and/or other e-wallet?
skty
post Jan 22 2019, 05:40 PM

There is only one thing I know. That is I know nothing.
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From: Klang/Shah Alam


The team at BigPay explains, “We don’t consider ourselves an e-wallet. We ride on a scheme (Mastercard) just like any other bank card—this gives us global acceptance.”

They’re also planning to expand the banking services on BigPay, with features including remittance and bank transfers potentially being released sometime in 2019. In a nutshell, the biggest differentiating factor for BigPay is that they’re building a bank.


for those who still think BigPay is an e-wallet, this statement is a good consideration for you.

This post has been edited by skty: Jan 22 2019, 05:41 PM
skty
post Jan 22 2019, 06:22 PM

There is only one thing I know. That is I know nothing.
*******
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QUOTE(alexanderclz @ Jan 22 2019, 05:52 PM)
yup not at the moment
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if they maintain their direction, BigPay will never be an e-wallet
skty
post Feb 19 2019, 03:34 AM

There is only one thing I know. That is I know nothing.
*******
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Looks like after update to the new version, BigPay app will auto delete any added standard chartered cards. Even if you didn’t update the app, I’d you want to top up BigPay with SCB cards, it will show error. What is happening?
skty
post Feb 19 2019, 01:40 PM

There is only one thing I know. That is I know nothing.
*******
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not only update BigPay apps remove two SCB cards previously stored in the app, when I try to add back the cards, after key in OTP to pay RM4, the card still doesn't appear in the app.

dunno why keep release something is that buggy
skty
post Feb 21 2019, 01:41 AM

There is only one thing I know. That is I know nothing.
*******
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QUOTE(#Victor @ Feb 20 2019, 06:24 PM)
After update, the top up quota somehow increased to some disorder amount, I believe the calculation has something to do from the spending.

user posted image
*
this quota and credit card monthly top up quota is different.
skty
post Feb 22 2019, 03:43 PM

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New app version now can add more than 10 cards in top up sources.

But still cannot rename it.
skty
post Feb 25 2019, 11:25 AM

There is only one thing I know. That is I know nothing.
*******
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QUOTE(alexwsk @ Feb 25 2019, 09:55 AM)
if this is true, surely there will be new problem later  rolleyes.gif
if i use card B (not under my name) to top up my acc A, later when the owner registered acc B, cannot use his/her own card B already
*
it's true. and there is no official annoucement from BigPay one this.

this move surely is a damn stupid move. only know how to create more problem to user.
skty
post Feb 25 2019, 12:35 PM

There is only one thing I know. That is I know nothing.
*******
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QUOTE(talexeh @ Feb 25 2019, 12:29 PM)
Security wise, this is a logical move. Your CC should be tied to your own account / entity & not to others.
*
why? then what's the use of OTP/TAC?

if BigPay want to change the topping up system like BOOST which doesn't require OTP/TAC, then I can understand.
skty
post Feb 26 2019, 11:38 PM

There is only one thing I know. That is I know nothing.
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QUOTE(MGM @ Feb 26 2019, 09:19 AM)
So far I havent faced any problem with topup, using same CC on 2 accounts, adding n use CC which is in the list of another BP acc, with apps updated.
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Yours iOS or android? Have you use the same cc to top up in one BigPay account and use the same cc to top up in another BigPay account already?

Just to make sure not just add card but actually used the CC to top up in both accounts.

Do you delete the CC from the list in one BigPay account before use it in another BigPay account?

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