QUOTE(wanttobuylaptop @ Oct 25 2018, 11:19 AM)
brother, 2016 news and 2014 concept paper wor..
this thread is derail like train wreck already
do no worry about the cashback or whatsoever...
just use it as it should be...
the cashback will not go
yes lowyat.net is one of the most popular forum in malaysia...
but, still not as many ppl are as savvy in terms of CC benefits and so on
plus, how many % of our youth cannot fork out 1k when emergency according to our minister of youth?
credit card debts issue is still huge, even after the minimum income change.
ANY policy change that hurt credit card application rate will make the benefit IMPROVED, not reduced.
any debts issue will make the bank RICH on paper, not losses.
no commercial bank loses money in malaysia, so, please please please do no worry about these company anymore including big pay.
QUOTE(wanttobuylaptop @ Oct 25 2018, 11:50 AM)
i was working in largest investment bank in south east asia as a cmsrl license holder,and i was a manager when i left.
i probably signed on more BNM memo per year than your age.
i was there when Maybank stock price is @ RM3.xx.
where were you?
so the bank are merged, it is true.
and your meaning being?
you think bank merge because bank are not earning money?
learn to read financial of the bank and credit health of the country before you comment?
seriously, I salute you to spend time to "educate".
for me, I lazy to reply all those always-think-what-they-think-or-feel-is-right posts.
those posts are factless, speculative, very irresponsible, and misleading those who don't have knowledge.
for me, be a responsible forum-er, post only what you experienced before, because that will be a fact and nobody can challenge a fact.
for me, if you can think/know what bank are doing, you can become bank already.
there is always a way to earn more money than the benefit bank are giving out, or else bank will be a charity organization, not profit oriented company. How they do that? As a user, I am not interested to know. What I care is how I can maximize the bank's benefit for myself.