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Prepaid Cards BigPay - Prepaid MasterCard (with Mobile Apps) V2, CashBack, BigPoint & Remittance

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tan_aniki
post Aug 8 2018, 03:56 PM

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QUOTE(thankyou @ Aug 8 2018, 03:45 PM)
https://www.todayonline.com/singapore/new-e...conversion-fees

I'm not promoting other card... this is another card similar w/ BigPay concept... but you have to convert & store another currency in order to use it... Please take note this is SG card...

Isn't better if you store with this card rather than Foreign currency bank account with better conversion rate.

BigPay can consider this as well... since people would actually store $$ and they can roll the $$
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BP still better with RM10k compare to SGD3k
tan_aniki
post Aug 9 2018, 10:53 AM

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QUOTE(TongCN @ Aug 9 2018, 10:42 AM)
U making me nervous to top up now  shocking.gif
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i have never failed for my top up before (touch wood), maybe those are because of lost connection during verification of OTP.
just call them up and they will check the system, no need so worry
tan_aniki
post Aug 9 2018, 08:31 PM

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Just got my Ambank True Visa and now enjoying another extra RM30/month~

Total = RM38 (PBBVS) + RM30 (PBBQMC) + RM200/250 (PBB CB4U) + RM50 (SCCB) + RM85 (SCJOP) + RM50/100 (MBBFCBVS) + RM200 (HLB Fortune) + RM30 (Ambank True) = RM683/783 - RM6 X 2 or 3 (BP Withdrawal) - RM2 X 4 (Boost Withdrawal) = RM663/757 CB earning/month~
tan_aniki
post Aug 9 2018, 09:13 PM

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QUOTE(ClarenceT @ Aug 9 2018, 08:56 PM)
Enjoy but don't get addicted, it won't last long...
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Why must so negative thinking…
You should say enjoy as long as possible~
tan_aniki
post Aug 9 2018, 09:58 PM

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QUOTE(pluginbaby @ Aug 9 2018, 09:41 PM)
How much you spend monthly to get that much of earning cash back eh?
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I spend around RM4k~6k per month and withdraw RM8k~12k depends how much I spend per month, of cos some will be flight and hotel from company expenses
tan_aniki
post Aug 9 2018, 10:29 PM

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QUOTE(Fortunekl @ Aug 9 2018, 10:25 PM)
Good la. Can get 2biji free Samsung note 9 liao💪💪💪
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Sorry, I only use MIUI~ Currently got free 23GB cloud storage permanent and getting the gold member for additional 20GB without paying any single cents by just doing the VIP task everyday~
tan_aniki
post Aug 9 2018, 11:40 PM

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QUOTE(weejin2000 @ Aug 9 2018, 11:37 PM)
I dont think you can get RM200 fr HLB fortune anymore since maximum reload via credit card is limited to RM10k per month unless you have few BigPay.
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Yes, doing with 2 cards as my wife also got HLB Fortune supp from mine
tan_aniki
post Aug 10 2018, 09:44 AM

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QUOTE(ClarenceT @ Aug 10 2018, 09:28 AM)
Not equal.
Left hand near 1% cost (Credit card pricing). Right hand less than 0.2% (debit/prepaid card pricing). so will be in deep deficit.
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and when they are getting more and more users and the popularity, the value of BP will become priceless.
they don't really look into those small %...
eventually they will introduce ads within apps like YouTube, Facebook etc.
tan_aniki
post Aug 10 2018, 01:25 PM

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QUOTE(Morning_Star @ Aug 10 2018, 12:14 PM)
tan_aniki,'
how do u get RM200 from HLB Fortune ? Per card, max CB is only RM50/mth..?
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HLB Fortune got extra bonus on your 13th month statement, it depends how much you spent throughout 12 months:
RM38k = RM280
RM68k = RM880
RM108k = RM1800
they also given out interest if you don't touch it in another account.
just transfer to your card if you need to offset it.

QUOTE(Tigerr @ Aug 10 2018, 12:56 PM)
Spend 108000 per year. Get rm50 x 12 times = 600 + 1800 bonus = 2400.

So is 200 per month in average. May be a bit more as got interest lagi.
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well explain, no need me to explain more.
tan_aniki
post Aug 10 2018, 02:09 PM

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QUOTE(Tigerr @ Aug 10 2018, 01:52 PM)
Anyway, how does this fortune card count their annual spending?

Let's say i apply the card yesterday n if i can get it on 25th Aug. (Not sure whether the card anniversary will follow earlier card or approval date of new card).  So, how to count the accummulation of the 108000 spending?
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you just make a record, from the 1st to 12th statement.
they will calculate and put the money in on 13th statement.
tan_aniki
post Aug 10 2018, 02:16 PM

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QUOTE(glauncher @ Aug 10 2018, 02:10 PM)
Finally get to snap a screenshot for this. I got this error message a few times when reloading today.
[attachmentid=9963923]
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if they already implement, then just follow...
tan_aniki
post Aug 10 2018, 02:32 PM

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QUOTE(BigPayJonathan @ Aug 10 2018, 02:30 PM)
Was your balance above RM8,500?
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he manage to reload RM1.5k + Rm1k la...
Already stated limit RM1500 there in the screenshot...
tan_aniki
post Aug 10 2018, 07:49 PM

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QUOTE(fairylord @ Aug 10 2018, 07:23 PM)
New updates and pop this message out while open the apps.
Must agree...haha
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yesterday already click that button lo...
tan_aniki
post Aug 10 2018, 08:18 PM

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haha, added in PBBVI to replace QV to work with VS and QMC for the spend more CB with extra 0.3% CB from VI~
tan_aniki
post Aug 10 2018, 08:47 PM

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QUOTE(David83 @ Aug 10 2018, 08:35 PM)
You're really milking to the max!
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yala, rather than wasting over quota for VS and QMC, must squeeze to the limit~
tan_aniki
post Aug 10 2018, 10:00 PM

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QUOTE(chonghe @ Aug 10 2018, 09:21 PM)
Did anyone already hitting RM10k cc top up in Aug? After 10k really cannot top up using cc? The app doesn't show how much left for cc top up
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just calculate by yourself lo...
shown in your apps as well...
tan_aniki
post Aug 11 2018, 10:04 AM

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QUOTE(libidocllab @ Aug 11 2018, 02:57 AM)
I've been doing these sort of credit card games for a while and I can tell you that when you find these sort of venues, the one thing you should do if you want it to last is to never share it. These conduits for near 0 cost of cashback always get shut down eventually because someone decides to inform the public either for reputation or to brag. The venue eventually attracts too many people to utilize it to a level that is unsustainable in cost for the entity bearing the cost.

This is the behavior of some BigPay users after reading the V1 and V2 threads

1. 224+ pages documenting the venue and how to do it
2. Dozens of people bragging about how much money they're loading and withdrawing, along with their earnings
3. Inviting an employee of the company that is bearing the cost, thereby alerting them to spending patterns
4. Complaining to the employee about the monthly RM10,000 credit card load limit and trying to rationalize why it's a bad idea

The case of BigPay is especially egregious, though, due to the ease of how the conduit works.
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Reload BigPay to enjoy Cash Rebate (CB)

CC that entitle CB :
• MBB FCB VS (2% & 10% [May and Aug]) - SzeMeng76, cybpsych
• PBB Visa (6%) & Quantum Master (5%) - celaw
• PBB Quantum Master (5%) - weejin2000, joevo2
• PBB Visa Signature (6%) - LostAndFound
• SCB CB Gold - ckweng
• SCB JOP (3.4%) - sundayteenz
• ÆON BiG Visa Gold (2%) - MiKE7LIM
• AmBank True Visa (3%) - alexanderclz
• HL Essential (0.6%, 1% unlimted) - chlee87
• HL Fortune (1%) - chlee87, snowswc
• RHB Signature Visa (1%/3%/6%) - ClarenceT
• Alliance You.nique (0.5%,1.5%,3%, 0.3% unlimited) - iXora.ix
• OCBC World Master (1%,0.6% unlimited) - simonmada
• OCBC Titatnium (1% unlimited) - hebe87, hebe87, but jack2 no CB, CB updated late
• HSBC Visa 5X point (=1.67%) - chonghe

From the first page the CB list is there already, does it mean we didn't disclosed this secret publicly?
If really want to keep the secret publicly, there is no point of having this lowyat forum for us to discuss.
Just for example, for the PBB weekly CB campaign, if I didn't share them the method to reload with QV or VI, most of u would have just reload blindly with VS and QMC with over the RM38 and RM30 quota without additional rebate.
This forum is to share to those who are not sure or dunno anything about certain thing, else we can close down the thread and keep the secret for ur own sake.
You thought the guaranteed CB that I have is just for earning, I'm still spending over RM5k/month and the CB is just for me to reduce the expenses, not just for reload withdraw reload withdraw.


tan_aniki
post Aug 11 2018, 11:01 AM

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QUOTE(Tigerr @ Aug 11 2018, 10:54 AM)
If the bank didnt make money, they wont give u the cash back so generously and they will cut the benefit subsequently. Bank earn much more $ from those late payments n the 18% interest every month
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Yes, we are only small fish, those that owe them money are the big fish, they just keep on attracting people with this type of CB offering to get more fish~
tan_aniki
post Aug 11 2018, 03:27 PM

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QUOTE(LostAndFound @ Aug 11 2018, 02:55 PM)
Why should you care whether bank make money? Importantly they don't make money from me, as that's all I can control. If other users are so generous to donate money to them resulting in higher benefit/temptation then good for me.
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what he mean is somebody said eventually bank will take away those benefit which in real world they won't because this is a marketing strategy to get those big fish
tan_aniki
post Aug 12 2018, 06:46 PM

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QUOTE(BigPayJonathan @ Aug 12 2018, 06:23 PM)
Hey. Yes, please do. I'm going to follow up on your case right now.
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wow... must claim OT from Tony ya, we can become your witness

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