For those who qualify to get one. Then just one more option to use. I got the MBB 3.33% cash rebate card for this card.

Online payments are such a hit and miss.

Just tried to pay Prudential insurance online. My insurance payment got stuck (now marked as pending, but likely failed) while a second payment for my husband was successful.

Physical payments work like a dream but online payments are pretty inconsistent. I have a 50% failure rate most times!

For me, its usually minutes.  One transaction fails, then the next one succeeds.

On a better note, I just did 2 Shopee transactions, and both were successful first time.

The BigPay card system seems getting worse day by day.
Previously when I used it to do online purchase, every time it worked flawlessly.

Sadly, just now 8pm something, trying to buy some electronics from Lazada and never realize they were having issue. So straight away reloaded quite a big amount into the BigPay card ended up payment failed in the Lazada.

I was so disappointed with them. Now my money is in BigPay but can't use.

Regardless of the issues with online payments, I will continue to use BP for online spend and report problems with the objective of facilitating improvements by BP.

"Not using for online" doesn't alleviate the problem, as I believe the ultimate objective is for BP to work like a full functioning e-wallet / credit card combo. Through regular usage and reporting, we can see what works well (e.g. Physical spend) and what needs to be improved (e.g. Top ups, online spend). I'm sure this data helps BP focus on areas to fix.

I am probably lucky. I never really have any problem with BP. And I spend a few thousand a month, both physical and online.

The only problem I have is not receiving SMS while overseas

But I notice the log-in nowadays is a bit slower. May be system overload.

for the PBB CB campaign ma, got additional 0.3% CB after finish VS and QMC quota

PBB CB Campaign for July-Dec 2018:

Total 26 weeks / 6 months.
VS quota to max CB = RM660/month
QMC quota to max CB = RM600/month
Remaining spending to max CB for CB Campaign = 480 X 26 - (660+600) X 6 = RM4920

If using QV will get addtional 4920 VIP points which is around RM12.30 value if using 4000 VIP = RM10 rate.
If using VI will get addtional RM14.76 and no need so hassle to convert to RM10 voucher and stuck points inside.

If combine with CB Campaign for Jan-Jun 2018:

Total 52 weeks / 12 months.
VS quota to max CB = RM660/month
QMC quota to max CB = RM600/month
Remaining spending to max CB for CB Campaign = 480 X 26 + 1000 X 26 - (660+600) X 12 = RM23360

If using QV will get addtional 23360 VIP points which is around RM58.40 value if using 4000 VIP = RM10 rate.
If using VI will get addtional RM70.08 and no need so hassle to convert to RM10 voucher and stuck points inside.

So retaining QV or VI is still well worth to cover the SST RM25 annual charging fee and i heard somemore if you spend over RM4000 pa will waive the SST as well.

you don't know the CB campaign from PBB?
it will give out RM50 per week if you meet the requirement spending for the week.
current CB campaign is called spend now 4 more CB.
if you use VS and QMC, you only can get RM50 X 52 + RM38 X 12 + RM30 X 12 = RM3416, but with the help of QV or VI, you got additional CB by utilise them.
if you got the card then just use it to get additional CB, what do you mean by "require to sign up for or it applies across"?
as for the CB campaign, as long as you already registered for the CB with VS or QMC, it will link across automatically.

this is not contest, this is guaranteed CB if you top up on Monday, you can always go for other thing like contest but who doesn't want extra RM50 X 52 = RM2600 pa?

reply u in proper thread

USE bigpay regularly, not just purely as a medium for you to withdraw money after reload from cc. if withdraw too excessively, bigpay may flag your behavior as suspicious.

Reply you here. BigPay have been known to suspend people's card with cash inside due to excessive withdrawal. So do at your own risk

when explictly did he mention that?

Is topup via CC RM10k. Is not withdraw RM10k. If you have more than that,  you can withdraw more than that.
Also if you topup using online banking,  you can topup more than that.

I don't think big pay make a fuss if is overseas withdrawal. But if RM then yes cause abuse by people. 
Of course. You are getting xe rates or moneychanger's rates. The question depends on what are you using your primary card for. If is cashback then BigPay. If you are after miles,  maybe miles would be better option.

BigPay really quite many issue.
reloaded few thousand, it mentioned transaction failed after enter OTP. then i check after two days, the ammount got charged into credit card, then somehow bigpay didnt capture the reload value. shit

i got few times showing transaction failed. then after that ammount got captured.
somehow one of the transaction having that problem, then got charged in credit card but didnt receive the value.

its already 24 hours, call their number, forever IVR.
like no one is working. 

You can also drop them a message on Facebook, they can check on their system and confirm with you if there are any “floating” topup, if there is it will be consolidated and reflected in your account within 24 hours.

More than 24 hours to receive BP credit. Wait for 48 hours.

Yup, its solved, They manually credit back to my account.

Before launching more and more features, your team should prioritize of fixing the frequent downtime especially for online transaction, payment processing reliability/integrity, server loading/capability and the Apps stability first.
If what I said is wrong, please click on the REPORT button. I don't give a damn!

Guys, you may discuss about Mpay here : https://forum.lowyat.net/index.php?showtopic=4612886&hl=

the boss is there i think.

I have this too in my drawer, i prefer BigPay apps compared to Mpay Apps.

Tried registering with watermarked IC and they rejected asking for original IC. That's what they told me when I called a few days ago. Cannot watermark.

Really feel like reporting to bank negara or JPN. They can suspend account due to suspected fraud, we can also report based on potential fraud no?