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Prepaid Cards BigPay - Prepaid MasterCard (with Mobile Apps) V2, CashBack, BigPoint & Remittance

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digidigi
post Mar 26 2019, 09:39 AM

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QUOTE(tan_aniki @ Mar 26 2019, 09:36 AM)
https://www.soyacincau.com/2019/03/26/apple...ium-mastercard/

it is a credit card not prepaid card with cash back by it own 1/2/3% depends how you pay and beware your card only got your name, apple logo and chip, so u might end up investigate by merchant and they don't want to accept your card in the end lol
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But Apple logo speak itself, but not relevant to us anyway
digidigi
post Mar 28 2019, 11:52 AM

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QUOTE(Mr.Weezy @ Mar 28 2019, 11:33 AM)
dont happy so early, settled rate is always much much higher for what i experienced
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should be A little bit higher not much much higher most of the case
digidigi
post Mar 31 2019, 12:00 AM

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QUOTE(propusers @ Mar 30 2019, 08:38 PM)
i think BP roll out "1 CC only can reload 1 BP account" batch by batch around 2-3 weeks ago... most probably already fully implemented...

you may use "bank or debit card" to reload to your BP and transfer to your sister... there is no limit on top ups using bank transfer and debit card...
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not yet fully implemented , if there is really such case
digidigi
post Apr 1 2019, 08:54 AM

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QUOTE(isaacchew @ Apr 1 2019, 02:37 AM)
Haha okay. For me, it's whatever gets the best value. Redeeming airmiles gets better than 3.3% returns (even up to 10% if you redeem business class  rclxm9.gif ). I think the only card that gets you the best of both worlds is the Maybank 2 Gold / Platinum where you can get both cashback (monthly cap RM50) and points (though at a higher conversion rate than the M2Premier).
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10 percent is absolute value , in fact it should lesser coz u won’t buy tat tic with cash anyway, and u still need fork out cash for airport and carrier surcharge, if any.
digidigi
post Apr 1 2019, 09:19 AM

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QUOTE(basSist @ Apr 1 2019, 09:18 AM)
Airmiles won't make you richer either but more poorer. Haha.

If you do not need to fly compulsory.
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Yes, the calculation of relative cash back with airlines only exist if in reality you will spend that amount money for the airticket.
digidigi
post Apr 1 2019, 10:34 AM

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QUOTE(peri peri @ Apr 1 2019, 09:31 AM)
WT  blink.gif  RM20k expenses a month??!!!
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if u travel a lot or if u have a child study oversea, anytime more than 20k ....
digidigi
post Apr 1 2019, 11:14 AM

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QUOTE(lilsunflower @ Apr 1 2019, 11:09 AM)
Doesn't even need to be overseas. Starting fees for international school cost more than my fees when I was in uni overseas (more than a decade ago).
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Ya ... 10 years ago most Australia tuition fees per year less than 100k, now local international school fees for kid per year can be 100k....


digidigi
post Apr 1 2019, 11:20 AM

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QUOTE(ncy @ Apr 1 2019, 11:20 AM)
Hi guys, can I signup for BigPay app and use the app instantly (without waiting for physical card) to pay for AirAsia tickets? If no, usually when can I start using bigpay?
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No, only can use when the card arrive your hand and activate it
digidigi
post Apr 1 2019, 02:44 PM

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QUOTE(basSist @ Apr 1 2019, 02:23 PM)
Public bank ATM machine really outdated. Stand there do withdrawal for 5min for processing and in the end said service unavailable. Omfg, the technology of this bank is a joke.
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Everyone working in pbb know that their boss not willing to spend much on IT, they pretty much satisfy with their old school system
digidigi
post Apr 1 2019, 03:53 PM

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QUOTE(majorarmstrong @ Apr 1 2019, 03:15 PM)
not too happy with RM1.5k withdrawal limit in most ATM....
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Why need withdraw so much leh?
digidigi
post Apr 1 2019, 04:18 PM

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QUOTE(David83 @ Apr 1 2019, 03:59 PM)
No problem as long as pay RM 6 per withdrawal.
To better utilize RM 6 withdrawal fee.

Withdraw RM 100, charge RM 6
Withdraw RM 1500, charge RM 6
Withdraw RM 3000, charge RM 6
Withdraw RM 4000, charge RM 6
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Just left inside and spend it lo
digidigi
post Apr 1 2019, 05:02 PM

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QUOTE(limeuu @ Apr 1 2019, 04:58 PM)
Doing the "recycle funds" game...like many here....
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Want play this game still complain abt withdrawal limit.....

digidigi
post Apr 1 2019, 05:09 PM

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QUOTE(limeuu @ Apr 1 2019, 05:07 PM)
Of course....this game is best played if the limit is high, to reduce the RM6 charges.....
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I assume whoever play this game should have a lot of free time to explore all the atm in town, so no issue
digidigi
post Apr 2 2019, 07:26 PM

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QUOTE(TunZ @ Apr 2 2019, 07:16 PM)
New to bigpay .. just got my card.. seriously where can use if everything got charge

user posted image

I thought atm withdrawal all free
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If everything really charge accordingly ... then this card really can’t be use “properly” d
digidigi
post Apr 2 2019, 07:44 PM

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QUOTE(TunZ @ Apr 2 2019, 07:28 PM)
seriously that's what thinking  bruce.gif
What is your main purpose of using bigpay ?
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oversea spending nowaday all on this card, buying airasia ticket, some government related spending ....
digidigi
post Apr 3 2019, 11:52 AM

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QUOTE(limeuu @ Apr 3 2019, 11:36 AM)
BP is well positioned to jump on the "neo-bank" wave, as it already has a presence among the early adopters of fintech (aka forumers in this channel)....

There are already 3 virtual banks in Australia, including insurer ING....and they attract customers by their lower costs and loan interest rates....

Whether it will take off, depends on how much cheaper they can be compared to brick and mortar banks....

Just like BP preloaded MC works out more advantageous to users....how many of you will use it if it's the same as standard bank cc?

Will you move from a 4.5% housing loan to a 4.3% neo-bank loan? 4.1%?
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Provide everything else stay constant....
But business competition is there, commercial is trying to cut cost as well, and eventually depend on their cost of fund as well.

digidigi
post Apr 4 2019, 10:15 AM

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QUOTE(limeuu @ Apr 4 2019, 09:30 AM)
Arrived yesterday, after application last Saturday. Giving it a try, although such frequent disruptions makes it not useful...

I see it as only useful for domestic transactions otherwise not attracting any treatspoints, and as store of funds needed otherwise to fulfill af waiver conditions.....

Foreign transactions, better still use vi for 5 points.....
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But the foreign conversion very high , I spend all on bp over my last few oversea trip
digidigi
post Apr 6 2019, 09:55 AM

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QUOTE(skty @ Apr 5 2019, 11:08 PM)
You haven’t see one’s withdraw amount close to 6 digits with multiple cards 😂
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6 figure is pretty hard nowaday.......
digidigi
post Apr 10 2019, 07:43 PM

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QUOTE(xperiaDROID @ Apr 10 2019, 07:40 PM)
NFC payment? icon_idea.gif

Oh well, one can only dream.
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They don’t need it at the moment, mastercard is so much convenience and better than nfc locally
digidigi
post Apr 11 2019, 09:08 PM

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QUOTE(Ben1009 @ Apr 11 2019, 09:05 PM)
Hai.. Is it possible for me to perform top up to my Bigpay (using Bigpay app) when I am travelling aboard to foreign country? Anyone here tried before? Mind sharing how?
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No problem

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