This cybersource will kena cross border fees? I kind of scare since my shopee purchase kena 1% of 2k purchase. Using scb.

11.11 try buy something pop up cybersource and no ipay88 i cancelled and use other card in the end.

Coz scb and bp also mastrrcard so i ask. Pls dont shoot tq

After updated even better. Now its show current ex rate.

Samme here

Withdraw 1300aud from atm this atm got extra 4.5charge

Total 1304.5 Settled following mastercaed conversion rate 3.048

22nov transaction date. I duno how to find the compare rate for this.

But stil i think the differ will be minimal and to futher compare using normal cc to withdraw... At least rm2xx have been saved using g BP

This post has been edited by Duxia999: Nov 24 2018, 03:28 AM

I duno wat u want to point out.


I hv seen many ppl compare the rate from mastercard vs duno from where, money changer or xe. Com hence my question.

Awaiting new month. Comparing with moneymatch... Bp surely win. At least from my comparison this few day.

Purposely paid with bigpay for my groceries

App show 3.035 while mc xchg show 3.0449

Yesterday use bp for hungry jacks in Oz.

Date 4 dec 10.37pm oz time
12.45aud pending rm38. 11

Rate shown 3.061.

Today rate go down... Dunno will be on high side or low this time. Hmm

Withdraw at commonwealth 3aud charge and westpac 4aud.

And i trial n error westpac choose saving the conversion is worst..

And someone here said atm withdrawal no charge beside rm10. But nver reveal which bank atm.

Will try other bank n updates here when i am free

I forgot i am withdrwing using bp... My mind keep telling me 2k is max... Coz my comm bank atm card is max 2k lol.

Just waiting those cc statement before pump in to do all the trial.

Rm10 +3aud (included) in withdrawl... So it might go above 2k

Never chose from saving as they will convert at their bank rate...
Luckily westpac ask for confirmation showing the conversion...

It was like 65xx for 2k withdrawal which i cancel immediately.

Today rate is much lower but sifus here say follow us time.. Lets just wait and c whats the final rate will be so next time i can get the eay how it count.

This post has been edited by Duxia999: Dec 5 2018, 04:41 PM

Seem like 2k is the max.

Tried all the big bank... Excluded citi and other foreign..


Anz is the lowest with 2aud charge

Bendigo bank same 2 aud but after i comfirm resit came out say transactions fail.

Purposely go to crown casino use the cashcard. Au atm to try higher limit but it gave even less than 2k plus fees of 4.5

So best is anz 2 follow by comm 3

Skip westpac, bank of Melbourne as they use own conversion rate which is way higher

My two top up dint get the ad thing.. But instead it went blank.. So i just wait n wait then after long delay the key in otp thing appear.. The msos bla bla bla thing

Finally my turn having top up not reflected..


Using m2u money deducted but not updated.

Yeah i restart phone... Then nothign than after bath check again got already.. Dem... Too convenient also danger... Pump in so much thru bank transfer

Entrance b4 genting old casino hlb atm 4k no problem

Hlb cheng 3k..possibly 4k..will try next time

Yes... I thought update app will solve but it remained same so finding answer here

So this month top up and then next month before 8july still have cb?

Any expert advice?

That mean 2 more shot each from my Barcelona vs and jop. l0 k rolling hehe