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Prepaid Cards BigPay - Prepaid MasterCard (with Mobile Apps) V2, CashBack, BigPoint & Remittance

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tan_aniki
post Sep 25 2018, 10:33 PM

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QUOTE(nickocinde @ Sep 25 2018, 10:25 PM)
Dear Bros, Im new to this card. Reloaded 2.5k by SCB JOP, tried withdraw 1.5k first time successfully. Second attemp for the rest 1k rejected prompt exceed cycle limit. Any advise? Thanks
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reload RM2500, BP balance RM2500
withdraw RM1500, BP balance RM994
withdraw RM1000 failed because insufficient amount to withdraw...
tan_aniki
post Sep 26 2018, 10:58 AM

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Everytime i link the same BP to different shopee acc and make payment, i need to do the same RM1 verification process again from another shopee acc...
I think they can detect the card can appear only at one acc at one time...
tan_aniki
post Sep 27 2018, 06:37 AM

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QUOTE(BigPayJonathan @ Sep 26 2018, 02:56 PM)
People expect me to give a black & white answer, with clear amounts and frequency, when there aren't two cases that are the same. Things might look similar from a back-end perspective, but then the reality would be completely different.

Imagine if you had friends from overseas visiting you in Malaysia, and one of their kids had a sudden health emergency. Some hospitals won't even treat you unless you pay money upfront, and that can be quite a lot. Insurance will reimburse, but not put money upfront. In order to save some dough, you guys decide that they're going to use their home credit card to top up your BigPay and that you're going to take out the cash at a local ATM. After calculations, it's still a lot cheaper than paying for foreign exchange and mark-up fees and ATM fees...

For a few days in a row, you might have high amounts being topped up from a CC that doesn't even belong to the BigPay account owner with immediate ATM withdrawals. On paper, could that look like a stolen CC being used to take out cash? Potentially.

But the reality is different. That's why our team will always call you first if there's anything that might trigger our system.

It's not that I'm avoiding the topic. It's just that there's no clear-cut answer.
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Actually BP is monitoring something that credit card bank should do but since credit card bank didn't care so much as long as we are getting the CB within the limit they have set, i don't know why BP still wanna set their own limit while they already charged RM6 and RM10 for local and overseas withdrawal.
tan_aniki
post Sep 27 2018, 11:34 AM

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QUOTE(LostAndFound @ Sep 27 2018, 09:42 AM)
Because they're eating the fees associated with accepting CC payment and not charging us for it?
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Yes, but what Jonathan said is scared we reload others credit card to our BP acc...
tan_aniki
post Sep 27 2018, 01:36 PM

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QUOTE(sl3ge @ Sep 27 2018, 01:30 PM)
Hi guys,
I am new to big pay,
and i already search through the thread found boost blocked big pay top up.

Meaning now we cannot cash out bigpay money like before?
(RM1000 charge RM2 that one)

So the only way to cash out big pay money now is throught ATM charge Rm6, am i right?

Thanks in advance
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there are still others way than atm withdrawal, do your research because no one gonna share other methods cos scared end up like boost
tan_aniki
post Sep 28 2018, 08:15 PM

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haha, i found a way to dump money inside Boost thru BP, of cos indirectly and only one time~ topup RM3 get RM30~
tan_aniki
post Sep 28 2018, 09:41 PM

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QUOTE(Braxton @ Sep 28 2018, 09:36 PM)
At 1st post say BP can't use at car workshop, is it only for AMbank terminal?
Have anyone success use it?
Tmr i will try and gv u guys some update.
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i can use it on one of my car workshop nearby my house
at first she said prefer cash cos credit card got charge them but i told her is prepaid card, so no problem
tan_aniki
post Sep 28 2018, 11:19 PM

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QUOTE(David83 @ Sep 28 2018, 11:15 PM)
Prepaid no charge?
Bank no charge them?
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i think prepaid charge very low percentage, that's y she accepted
tan_aniki
post Sep 30 2018, 02:45 PM

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QUOTE(skty @ Sep 30 2018, 02:05 PM)
yup but actually is BOOST RM1959.45 and BP RM540.55, thats most efficient way.  brows.gif  tongue.gif

I am glad this forum have you and tan_aniki, constantly finding the most efficient way to maximize CB and share out smile.gif

I understand sometime don't need to state until so obvious, a little bit of teaser will make my mind start thinking  thumbsup.gif
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QUOTE(MGM @ Sep 30 2018, 02:09 PM)
BP 567 already earn rm85 CB which is the maximum per month, even if Boost entitles for 0.2% CB still stays at rm85.
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top up RM550 better, got 11 points rather than 10 points
tan_aniki
post Sep 30 2018, 03:11 PM

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QUOTE(MGM @ Sep 30 2018, 02:55 PM)
1 point only worth ~1sen lah.
I actually don't care/track my BP points, but then I normally reload rm2000+ using JOP n the balance use on buy1free1 dining deals.
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top up RM550 rather than RM541 won't loose u anything but gain extra 1 points and if you got multiple RM41 in few months, there are more than 1 point lost.
tan_aniki
post Sep 30 2018, 03:35 PM

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QUOTE(ClarenceT @ Sep 30 2018, 03:12 PM)
Brainstorming. Just for fun.
My intention was to reduce top-up BP. I don't want to waste time to withdraw and deposit at banks.
If it is not an issue, then Top-up BP RM2500 is the best bcoz + 50 Big Points.
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ya me too, cos i found another way to cash out other than boost and atm, so top up RM2500 and got 50 points and transfer to another place and withdraw to bank~
tan_aniki
post Sep 30 2018, 03:58 PM

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QUOTE(roticanai92 @ Sep 30 2018, 03:53 PM)
wow can share what's the other method? curious to know and use too
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sorry, after boost case, this won't be share publicly, only those who do their homework would have known there are several other e-wallet that still can reload with BP and transfer to bank directly.
tan_aniki
post Oct 1 2018, 06:52 AM

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Already done 8 X RM60 reload, don't want wait for BP tongue.gif
tan_aniki
post Oct 3 2018, 08:20 PM

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i think actually it's the same thing, you get two referral, you got RM20 to pay for the "free" replacement card, let me know who got 2 more referrals which can get the "free" replacement card without paying with the free RM20 referral rewards...
tan_aniki
post Oct 4 2018, 01:20 PM

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QUOTE(BigPayJonathan @ Oct 4 2018, 10:01 AM)
Let me put it out there: eventually, everyone will be re-carded for no fee. This is just the second phase.
Yes, we'll give the option for people to not get the new card. But we'll also give the option for people to DISABLE the contactless functionality from their card - something no other bank provides.
We're doing both. But second option will come later, in a third phase. From a technical perspective, it's easier to implement a feature where all users can request a new card after two referrals than implementing a feature where only users XXX to YYY can request a new card for a period of time, and then YYY to ZZZ, etc.
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Please make the replacement smooth with sending the new card in the future while we still can use the old card for transaction, when new card arrive then only we choose to activate the new card and the old card will disable permanently.
The current upgrade process is a hassle for user...
tan_aniki
post Oct 6 2018, 01:27 PM

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I think BP has limited the withdrawal limit per transaction to RM2k… The machine which I used to get RM4k per transaction has become invalid amount when I try to… I think it happen with the same case as Boost as they don't want to release the money to them…
tan_aniki
post Oct 6 2018, 02:20 PM

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QUOTE(LostAndFound @ Oct 6 2018, 01:35 PM)
Insufficient information based on your single case to conclude that. Can we get confirmation from others that they're not able to withdraw >2k?
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not single, last month also like that...
i used to withdraw on the first weekend of each month because usually they put more money for people to withdraw after payout each month, i thought it's one off case but it seems like BP has done something and soon Jonathan will deny it same like the Boost case...
tan_aniki
post Oct 6 2018, 03:02 PM

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QUOTE(pluginbaby @ Oct 6 2018, 02:51 PM)
Tried this card at the following:
- Watson Tesco ampang = fail
- MyNews Tesco Ampang = fail
- Tesco Ampang = fail

Note : All 3 using Wave function. Not pin

Aside from money laundering, what are the use case of this card that u guys use for?
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we used this for retail purchase, online transaction and withdraw money, definitely not money laundering
tan_aniki
post Oct 7 2018, 01:36 AM

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QUOTE(msa9696 @ Oct 7 2018, 12:11 AM)
I already referred 2 and can request to change but still reluctant to do so, until they solve the block card issue. I don't want to take the risk not being able to use my card while waiting for the new card delivery, as I don't trust Citylink at all
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yup, they should send the new card first before we deactivate the current and activate the replacement after received.
tan_aniki
post Oct 10 2018, 02:40 PM

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enjoy shopee 10.10...

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