BP is the best middleman card with extra big points
if you want reload prepaid, now tng wallet give you RM4 with RM5 top up, just reload tng with BP and paid with tng, extra CB and bigpoints by reloading through BP rather than direct to tng or other wallet which doesn't qualify as onlince CB.

Today I found out shopee CS are also fresh graduate who doesn't know their company well…
On 3 Sep able to use BP to pay for something at shopee and seller inform to cancel on 4 Sep and I did it on 5 Sep.
After that I tried to buy another one from another seller and it appear what some forumer told card not activated for online transaction…
Ask CS whether it is because of refund process unable to use back the same card and they told me to ask the bank…
I ask two CS, both give me the same answer…
After hours of trying with the same error after entering OTP, I tried with another new shopee account and finally successful…
Means my previous account was block with the refund BP card and unable to buy with the BP after refund process is finish.
So for those who face the same problem, try create another shopee account and buy with BP

as long as i can pay with the same card, i don't care.
n they should fixed this issue rather than block user to buy others stuff while waiting for refund process.

u need to wait before it reflect in the apps

best wallet apps ever~

with the introduction of BP, i already forgot about MBB VS~
Last time use to use it for groceries only but now switched to BP~

i don't think so la... as this is prepaid card, not credit card...

This post has been edited by tan_aniki: Sep 7 2018, 02:10 PM

wechat only accept bank/debit card

For those who still don't know how pay with paypal using local bank rates rather than paypal direct conversion, first choose your card, then click on the "Exchange rate", with the pop up choose "Convert with card issuing bank", from Paypal AUD1 = RM3.11, i got AUD1 = RM2.97 in the apps, maybe slightly higher or lower during settled date.


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previously i got paid with BP and the seller unable to fulfill the sales and thus refund
under refund process, i'm unable to buy with the same card and also with my wife BP as well using my acc
i tried with a new acc and able to proceed with the payment with the same BP
so u might try to create a new shopee acc with new mobile number to buy with BP

u apply fortune better than wise
just top up RM9k/month and get average RM200/month CB

and also the special interest credit into your real cash account if you didn't touch the cash back

with 2 acc you can use the cards below:

1st acc:
SCCB: RM1500 get RM50
SCJOP: RM2500 get RM85
MBBFCBVS: RM1000/RM2500 get (RM50 X 10 + RM100 X 2) / 12 = RM58.33
ABTV: RM1000 get RM30
PBBVS/QMC/VI: RM480 X 4/5 get average [RM50 X 26 + RM38 X 6 + RM30 X 6 + (RM480 X 6 - RM660 X 6 - RM600 X 6) X 0.003] / 6 = RM287.13

2nd acc:
HLB Fortune: RM9000 get RM200++
PBBVI: RM1000 get RM3

Total average CB per month = RM713.46

it's still same, got reduce from what amount?

the calculation is for July-Dec 2018 and every 6 months there will be the RM50 per week CB campaign but with different spending format.

that's PBBVS from RM60 to RM50 to RM38
HLB Fortune is a very special hidden card from the market without ppl knowing about the real cash bonus of RM280/RM880/RM1800 from yearly spending RM38k/RM68k/RM108k, i think most of the user only knew about Essential card until i found it 3 years ago and use it to buy furniture which exceeded the RM108k spending per year to get the RM1800 bonus and also RM50/month.
After that i only manage to get RM880 with RM68k spending per year and thanks to BP, now i can target the RM1800 again for my 4th year~

you can try and let us know the outcome
just change the number in the apps

it won't lose out if your yearly spending is more than RM240k

2 different BP with 2 different credit card name
no chance for them to detect because the 2nd name is under supp card of my fortune

yup, last time without the RM10k credit card monthly reload limit some user use the HLB Essential to withdraw around RM60k within 2 months and got ban, now with the RM10k limit, you can't do much with so called "money laundering"

shouldn't be any hanky panky stuff la, just he wanna make used of the loop hole to reload with Essential to get the 1% unlimited cash back