What to do if no credit score, Clean name
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 Jul 19 2018, 10:31 AM
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#1
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All Stars
24,333 posts Joined: Feb 2011  
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QUOTE(JStatham @ Jul 19 2018, 09:22 AM) Hi guys, as per title. I just understood that if name too clean, difficult for bank to give car/house loan. Kesian baru tau. Avoid personal loan at all cost.Other than credit card, is it personal loan can improve credit score? Any advice? Different banker gives diff advice. Thanks!  |
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Jul 19 2018, 11:11 AM
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#2
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All Stars
24,333 posts Joined: Feb 2011
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QUOTE(JStatham @ Jul 19 2018, 10:37 AM) Thanks for ur advice! Take personal loan only if you can make money from it. Otherwise you would be just working for the bank and not get paid.May i know why? Related to ctos? |
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Jul 19 2018, 11:42 AM
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#3
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All Stars
24,333 posts Joined: Feb 2011
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QUOTE(JStatham @ Jul 19 2018, 11:41 AM) » Click to show Spoiler - click again to hide... « So i can conclude all these 3 will build my credit score right. Im more to asb loan or pl instead of cc bcos tak layak  Do u in banking industry? Btw if u ok, can give opinion for my post #7? |
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Jul 19 2018, 06:09 PM
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#4
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All Stars
24,333 posts Joined: Feb 2011
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QUOTE(JStatham @ Jul 19 2018, 12:11 PM) Gaji kecil huhu If you can't have RM24/k annual salary then do as what people said. Pledge RM5k in FD for card.» Click to show Spoiler - click again to hide... « I think i can commit max 10 years only. Before this i never knew clean name is not good, must have credit history. Really appreciate ur replies  |
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