There is a risk that one of ur LOs are cancelled. But from what I know. It is not uncommon for people to do that..to 'trick' the system by signing both loans at the same time.But the risk is all with you. And there's nothing to prevent the bank from cancelling your loan later on..... So in my opinion. Follow BNM guidelines. It's too much of a risk. Unless u have the cash.

This post has been edited by gooberhock: Jul 15 2018, 09:29 PM

That's more like gambling than investing dy. There are guidelines for a reason. If everyone had multiple props at 90% leverage we would really see the prop bubble burst.

But with that being said. I have 2 loans at 90% 2 at 80 and the rest at 70 or less. But this the 90 and 80 were taken right before the guidelines were set and when props were far more affordable than today.

Ha ha... kamikaze... I've tried that before. 5 props within an 8 month period....all with cimb. With the lowest price first till the last prop being the highest. The last loan was rejected by cimb without even processing.... excuse was 'due to aggressive buying'... finally had to take the last one with Citibank. But all 70% for residential and 80% for commercial la. So no hanky panky all straight forward.