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FI/RE - Financial Independence / Retire Early, Share your experience
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vanitas
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 Feb 15 2019, 01:18 PM
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QUOTE(BooYa @ Feb 15 2019, 01:01 PM) if one need to live frugally means their income is too low? no? if your INCOME is 50k monthly, you SPEND 10k/month and SAVE 40k every month, i think you can live comfortably with that 10k/month and still get to save half mil a year I think the point on this thread is retire early. If you only spend 1k per month, you can retire way earlier than spend 10k per month. |
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vanitas
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Sep 30 2019, 12:11 AM
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QUOTE(icemanfx @ Sep 29 2019, 11:37 PM) If this fund manager is as good as claim; temasek holdings would be have placed hundred of millions if not billion of USD with them. I don't think this is a good arguement. There are some mutual funds having >15% annualised return since inception too, not only the one mentioned here. |
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vanitas
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Sep 30 2019, 08:52 AM
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QUOTE(icemanfx @ Sep 30 2019, 12:21 AM) Perhaps you could share this list of mutual funds with us. This is for any Malaysian can buy, young funds with 5 years annualised return got two over 15% annualised return. A few older funds there with 10 years annualised return are around 13%, but I can confirmed if count since inception it was >15%, as you may know stock market in earlier time is much more profitable. Also, Google about Soros hedge fund, or Buffett fund if you need oversea example. Edit: if anyone curious what is the return of the unconfirmed money game fund - http://gllt.morningstar.com/iq0vzqd22a/fun...anguageid=en-GBThis post has been edited by vanitas: Sep 30 2019, 09:14 AM |
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vanitas
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Sep 30 2019, 12:16 PM
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QUOTE(icemanfx @ Sep 30 2019, 12:05 PM) How credible is this "morning star"? . I shall not waste time with you after this. Keep on live in your own world. |
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vanitas
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Nov 21 2019, 12:00 PM
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QUOTE(icemanfx @ Nov 21 2019, 06:46 AM) If one live in a low income country, a fast track to fi/re is to earn in high income country. The problem is when you earn in high income country, would you come back to low income country? High and low income country is relative. Malaysia could be a high income country compared to Bangladesh for example. In other words, if one earn in a low income country currently, would you try to achieve fi/re by living in a lower income country? This post has been edited by vanitas: Nov 21 2019, 12:03 PM |
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vanitas
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Nov 30 2019, 06:04 PM
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QUOTE(guy3288 @ Nov 30 2019, 02:09 PM) Risk appetite must be seen in perspective. Taking a 100% risky investment out of 1% portfolio is nothing Throw a $300-500k in the highest investment vehicle no need to blink an eye it wont hurt a bit even if it ends in total loss. the same cant be repeated for your ordinary Jones. Isn't this gambling? With the same mindset, everyday lose 1%, you will be in trouble. |
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vanitas
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Dec 5 2019, 08:16 PM
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QUOTE(Selectt @ Dec 5 2019, 01:34 PM) Sometimes you wake up asking whats the point of life. Somehow it is hilarious, this is life. Lol Just like some will wonder what's the point of FIRE. While many will think life is more enjoyable after FIRE, but there will be always some people feeling emptiness. IMO, if one enjoy the current job or work, I think it is unnecessary to consider FIRE. Finding meaningful thing (everyday) to occupy your life after retirement can be quite challenging. |
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