Expenses are well covered. She is working becoz she wants to, btw her position pays really good. Plus our combined income can accomodate our travel; and i dont mind a little bit of lavish ya.. 😉. Yes we also do spend on travel for both our parents yearly.

I am relax and enjoying every little bit of my life...😀

What i mean by boring is u are doing it own your own because your friends are still working.

Now at klcc gonna watch hellboy! Shazam starts later, maybe next time...

My dad retired when he was 43 with a family of 5. He then took the family over to Australia and retired there. 

As someone who witness his post retirement life, I will caution those who are retiring young without a proper post retirement plan.

First and foremost, retirement days are long and boring. After 1 year,  I could see my dad was bored out of his mind. He started to micro manage his 3 teenagers life, and needless to say he was major PITA and our relationship soured.

Secondly, it was very financially dangerous as he started to dabble with online gambling via trading stocks and CFD. Initially it paid off but soon after he began to lost alot of money. He then invested in a franchise, but that failed as well.

Thirdly he lost his mental sharpness as a result of the above. he was very successful when he was young and had accumulated alot of assets. However he lost a lot of money when he disposed of a few aluable assets just prior to the 2008 boom.

It is however not all doom and gloom la. His 3 kids went on to get almost full scholarships so he only spent less than 100k for their education. Each kid has 2 degrees so pretty good value there. All the kids are also self sufficient and reasonably successful in career, never needing money from him even when buying their first homes.

He is naturally a hawk so the retirement life didn't suit him at all. At 55 he went back to work full time and now runs 3 businesses.

while waiting for value added responses....try read this for some info.....

3. Apakah keistimewaan SSPN-i?
4. Adakah akaun SSPN-i boleh dibuka oleh seseorang yang masih bujang atau ibubapa yang tiada tanggungan anak di IPT?
5. Apakah syarat-syarat penyertaan SSPN-i?

12. Bilakah simpanan SSPN-i boleh dikeluarkan?
13. Bagaimanakah cara untuk mengeluarkan simpanan SSPN-i?
14. Adakah sebarang caj dikenakan jika mengeluarkan simpanan SSPN-i?

https://www.ptptn.gov.my/faq-simpanan-side/faq-sspn-i

As long your kids is below 25 age old, you can continue contribute to both SSPN-I & SSPN i plus account for your tax rebate. anyway, tax rebate incentive will be end at year 2020 unless GOV give extension.