Invest/save about 70-80% of income. So the other 20-30% is for my indulgences.

I personally think property market now is in limbo, it's neither up nor down, and generally with terrible yields. Have to shop for months for each property, I usually view more than 10 units in a development before making offers. I like to concentrate only on high yield student rentals or Airbnb now. Oh yes, please don't buy from developer, 99% chance that you'll never make money fast enough to even meet FD rate. Burnt once already.
I'm not a JPA student. I actually did not complete SPM, but I sat for O and A levels as a private candidate, at an earlier than usual age, as a quick jump method to apply for my scholarship. It was from overseas: studied in the so called " Asia's No. 1 Uni"    Didn't feel that way but it does open doors at times. I calc net worth as total assets (current cash+property/units/stocks @ current market value) - total liabilities (which are only properties loans). My job isn't a fixed salary contract btw, and I just achieved the net worth 7 figures recently lah, and it begins with a 1

All I can say is google is your best friend

Most probably. But only after you read the link I provided to the thread in Property section