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 FI/RE - Financial Independence / Retire Early, Share your experience

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langstrasse
post Sep 21 2018, 07:07 PM

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I've been reading this thread since the start with much excitement. Especially since I've followed the FI/RE sub-Reddit for several years now but as others here have mentioned, there isn't much content there focused on the Malaysian context (or at least I've not found it yet)
However, now after 600+ posts, I'm confused on what's the current intent of this thread.

TS's original intent states :
» Click to show Spoiler - click again to hide... «


To date I see this thread branching into multiple streams (ranked from highest to least added value, in my opinion) :
1a) Sharing of life experiences leading to financial independence - good decisions, mistakes and lessons (painfully) learnt,

1b) Investment plans with "stats" ie. numbers - target portfolio value, ratio of investment returns to take home pay, savings rate, asset allocation

3) Post-retirement plans

4) Kopitiam quality spam comments;
Random rants about "the current generation", and holier than thou-esque comments "when I was your age...";
Trolls talking about blood pressure control, psychoanalysis etc.

Note - there was also a heated pseudo-philosophical debate previously about whether FI/RE is a "scam", whether early retirees are "selfish", the "impact to society and human advancement" etc. I find it irrelevant to the subject matter TS initially proposed and it's best if those philosophers-in-training can pursue that discussion in the "Real World Issues" sections or start another thread altogether. Since this is an interest-based forum, it would be "selfish" to hijack the thread and attack the FI/RE idea just because a person disagrees to it. E.g. if you're a fan of Canon cameras, you wouldn't intentionally seek out the "Nikon" thread to pick on the forumers there.

Or would it be better to have a FI/RE subforum ?
langstrasse
post Jun 29 2020, 12:09 AM

~ Have a Vice day ~
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Joined: Oct 2010
QUOTE(Slash21 @ Jun 28 2020, 11:16 PM)
Hi All,

I am curious, for most of you who already achieved FIRE, how are you maintaining your assets. FD, stocks, unit trust, ponzi scheme?

What is the standard of ROI per year for your investments, 3%, 4%?

Thanks.
*
Ponzi scheme for FI/RE folks ?

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