Since I've talked so much,... I'll add one more : another thing in today's world is,.. we need to be able to make money in the most 'righteous and legal way possible'. Then we need to know if we have to fulfill our responsibilities to countries and authorities wherever we are making money from.

The world is different today,... things are complicated,... it's no more like nothing else matters except making money. It's no more like in the olden days when we can say.... no problem-lar, so long as I can make lots of money and hide the money safely, I'll be happy for the rest of my life...

What's the point of being able to make lots of money and then one has to hide here and there and to watch his back against authorities going after him ?

REIT is not limited to shopping mall, could consider industrial e.g warehousing, distribution center.

guys say I have some cash in hand less than RM20k. any good suggestion to start for FI? thanks much

i cant really save much at the moment due to pay cut MCO.