I have to plan my own time. otherwise, it will be very boring. I seek a few jobs as pass time (not part time ya), I really mean passing time.

1st NGO
- visit home alone ppl once a month. will do more if got special request
- monitor a special kids training centre
- attend ad hoc cases upon public making a report to this NGO
- disaster event

2nd NGO
- visit B40 family with this NGO staff

3rd NGO
- look look see see what can we do for assisting the cancer patient or their family in financial aspect

and others small small one.

Besides that, attend AGM, go equity/future seminar, take a short course and etc...

I did not feel like retire as I still got job to do with 2 days off per week. just the day off no necessary fall on Sat and Sun.

The cons part is difficult to apply credit card, loan.

I end my story here.