Hello everyone, glad to have stumbled upon this topic on a local level.

A quick self intro - I'm very much into the whole movement.

Im possibly one of the most frugal millennials out there due family influence. I got passed material things at a very young age, Chatime > others because cheap, took advantage of reselling fashion sneakers to peers (great times), absolutely loathe starbucks, and don't-order-drinks when makan outside type. Back in college , some would put a label on me and mock me for being stingy but many others (friends and partners) were also understanding enough that we are from different family backgrounds. Im still close with a handful of them and now that I have my own income, I would "belanja" them on the rare occasions since they've stuck with me since day 1.

As of late, I've just started on my career. I was lucky enough to land a short gig in SG, thus giving me a small boost in capital to invest in the long run.

By the end of my SG stint, I would bring home about RM1XX,XXX in savings and was thinking of:
1) Capitalizing on RumaWIP/PR1MA in prime locations as collecting rental. I'm totally fine with staying with family and commuting via LRT/Family car
2) Was thinking of stocks but am extremely unfamiliar with it. However I have a US & SG bank account set up if that helps with saving on fees. I hear alot of talk about SG REITs as of late?
3) Also considering letting my mom have a go at my capital. She's a casual 'telegram' trader where she follow leads and take margins by the daily. I'm not very comfortable with that as more preference to blue chips where I can just stash it and forget for the next 5-10 years, but she's been bragging to me about her winnings here and there lah hence the temptation.

I don't have much apart from that. I am heavily researching into this topic as I know the younger we start the better. I'd like to hear how some of you seasoned sifu/sisters would do it based on your experience. If you were in your mid 20's in today's environment and had some capital to roll with, whats your move?

Thanks for reading.

It would be really nice to know how us Malaysian financial goals change by age and life stage.  It would be really nice and appreciated if you participate. I will summarize the data every time 10 people participate

Question a.  Gender
1.  Male
2.  Female

Question b.  What are your financial goals
1.  Buy a car
2.  Budget for a wedding
3.  Buy a house
4.  Plan and budget for retirement
5.  Plan and budget for child expenses
6.  Plan and budget for a child's further education
7.  Plan and budget to start a business
8.  Others (please elaborate)

Question c. What is your age group
1.  Below 25
2.  25-30
2.  36-40
3.  41-45
4.  46-50
5.  Above 50

Question d. Life stage
1.  Single/Divorced with no dependents
2.  Married without kids and don't plan to have kids
3.  Married with kids
4.  Married and planning to have kids

Answer can be like
a. 2 b. 3,5,6,8 (take care of my parents) c. 4 d. 2
Thanks.