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 FI/RE - Financial Independence / Retire Early, Share your experience

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post Jul 15 2018, 05:49 PM

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QUOTE(LoTek @ Jul 15 2018, 11:41 AM)
Haha sex  brows.gif  brows.gif brows.gif Don't worry friend, I'm pretty happy with life as whole, I get to travel on business so I don't feel the need to take holidays much and I can live without a good car. Rather be comfortable enough to not worry overly about finances than enjoy doodads. My income is like 95% myr and that's...not so good haha sad.gif Income is useless without self control...I have a few friends who are at my income level but with their BMWs and Iphones and what not, I can see why they have 0 properties and are in negative net worth territory.
Sure, prop I would buy from subsale, and press hard on the price. Developers all sell at future pricing, future promises, have to wait years to realize any gain (or loss), and you don't get to view the finished product and all yield/gain is hypothetical till then.
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You are probably in the negative net worth territory tbh, might be wrong though. We mostly all are, those who took a loan from the bank. Unless you're overly optimistic about your properties current worth.

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