Well, I married an accountant.... haha.

And she has a strict rule about me splurging on depreciating assets like a new car, so every time we save up a chunk, she calls our banker and *poof*, the money disappears into a bond - like yesterday’s purchase:
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This post has been edited by hksgmy: Jul 14 2020, 02:58 AM

Hahaha, well, you know what they say at the wedding dinners speeches right? "My money is her money, her money is her money".

Anyway, we've been together for longer than 30 years - we started going out in Form 6. And it was easier just to put everything into joint accounts, where we'll have to be accountable to each other and not have hidden purchases from each other - it's worked out well, so there was no need to change it.

The only exceptions are my UK & Australian accounts which were set up as a student. She does have signatory oversight on my Australian accounts, although she is not a joint account holder - meaning to say, she has the right to access account details, and even the right to an ATM card. I always say, the first thing she needs to do if I kick the bucket before her is to buy a big ass freezer so she can store my dead body whilst she goes withdraw every penny from the accounts, before coming back and reporting me dead.

Anyway, whenever it comes to disagreements about investments or money, she'll always use the "I'm the chartered accountant, you're just a doctor" card: and that'll shut me up good fast.

Do you have a hobby? You'll need one to make sure you're suitably occupied upon retirement!

Drive bro, I want open roads.