QUOTE(myroy @ Jun 20 2018, 11:43 AM)
Im 1993 (25 YO)
Still renting, trying to get 1st house
kindly advise me
I am not a pro by any means, but a good starting point would be to:
1.
Find out how much you can afford (google up property calculator and play with the numbers to see the monthly installment and amount you need to pay upfront like downpayment, legal fees, etc). Look up the debt service ratio (DSR) on your income to see the loan amount you can qualify for
2. Identify your preferred locations
3. Search for property listings online based on your locations
4. View properties
If you want a property for ownstay or to rent out you might have different search criteria as well...more bedrooms/more space, what tradeoffs you can tolerate or must haves.. a lengthy process but necessary to go through to make the best decision for yourself in your own capacity.
Can get more advice from the sifus here, they have much experience and are willing to share