Bought a 850sqft house with rm1400++ monthly installment.

I hope i made the right choice.

Not a landed house, it's actually an apartment.
Cyberjaya.

I don't have ready cash for down payment.
Hence, proceeding with buying in progress project.
Later realized still need to pay also progressive fee.

Ya, true.
Even buying new project also quite risky for first timer.
If got good agent/banker/lawyer then consider lucky.

Prima by mct