Fascinating to find the herd take hearsay as gospel without investigate further. Based on her regular income, if bank approved her housing loan mean no difference from u.s  bank prior to 2007. On the other hand, her husband could be a multimillionaire businessman, her loan was based on husband's ability.

this lady i know her personally one... btw... she is a single malay lady... working in government sector.... night just like any other work-life balance worker... borak, lepak ngan kawan...

mainly all of her properties covered by rental income over the years... she have alot of disposal income for own spending considering she is single also... most of her portfolio are landed which required close to none maintenance fees... recently just bought 1 condo as investment... probably cant fully cover maintenance fees...

In statistics, there is certain error or variance. Hence, untrained can't understand or apply statistics. If statistics is inaccurate, policy makers won't be using and over supply is fake news.

Current oversupply is undeniable; price is unlikely to rise until oversupply is fully consumed. The question is when will oversupply be fully consumed? If from economist point of view is when nominal price reach affordable level.

As for opportunity, property investment is not the only option available.

If you believe in and practice not to catch a falling knife, why advocate property at current market sentiment?

In this big data world; if one is aware type of technologies available to lhdn will realize unreported income or wealth is hard to evade lhdn.

haha, your short form word look die me, apa itu opm and own moolah?

Dunno why i feel that u r saying my income is at a lower average compared to those same age and education lvl.

Got a troop of monkeys following me around. Everything i do they also reporting.

Got a few ppl talking all types of rhbbish about me, got these monkeys reporting there suddenly is not 2 ppl talking, become 200 ppl talking. 190 of these 200 ppl i dun know 1.

Just for the record, i am doing quite well financially, but money is from investments la. Most ppl my age dont have my networth.

But because got ppl sabotage me and got these monkeys around. My career was thrown into a tailspin, nvr managed to get off the ground.

Many enemies pretending to be friends, spread all types of false rumours. A portion of these troop of monkeys purposely spread the negative news.

Sound like james bond movie leh. My phone got ppl track 1. So i go what donkey website they also go 1.

any example of what they attacked u about? create some awareness also good ma... otherwise u keep suspecting here and there...

hire giggs gor help also can... he can yat gor da sap gor....   

They r not the ones directly attacking, they just spread what other ppl say and some of the events happening.

Many of these r just inferences, based on the ppl attacking me
Alot of it is just saying things at a negative slant.
Ie: i am making money in an illegal way.
I make a lot of excuses, the quality of my work is bad. Etc. Just some politicking happening and someone try to burn down my career. All not true 1. Actually is purely sabotage.

Also say that i am doing a back end job, very low pay, no good. A lot of very offensive and demeaning things. Actually is just 1 colleague want to take credit for a case i brought to the bank. So i get chop.

But my job is frontline dealing with clients 1. These monkey run around ask everyone they should know.

I dont make money illegally. When i go through an agent in the bank i report that the case is from agent. I dont take money.

I got intro case to the agent after i left the bank. But nothing happen, agent not good enough, talk like got a lot of connection. But case didnt get approve, client went direct to the bank to get approval.
These monkey follow me almost 3 yrs ady.

No fear la. But these monkey got threaten me la. After threaten me then call me chicken behind my back, but dun have the daring to say to my face la.

Most of these ppl r punks.
Definitely got ppl 1. I check many times.

Seems like got many ppl wor.... .  .  . Dunno got ppl contact unker giggs or not.😑😑😑
Always learning la... backstabbing and bad mouthing is really reaching beyond incredible lvls. I think property should learn from unker giggs 😂😂😂

Dunno why but i think ppl use Rosmah as a replacement for one of my enemies leh. Some ppl somemore say is like my wife. That is really a bad joke.

Sometimes rotten ppl also get ahead. But its not all about money.

A quick search in lelong for newly completed unit that head straight into auction market.
Can see that majority owner got burnt from newly completed property gang is from the late 80s.

Here few example:
Silk Sky, owner born year 1984:
https://www.ngchanmau.com/pos/4188/pos_en?v=1529650908

Lakepark Residence, owner born year 1986:
https://www.ngchanmau.com/pos/4095/pos_en?v=1529651050

BTP 5, Acacia Park, owner born year 1989 & 1991:
https://www.ngchanmau.com/pos/4014/pos_en?v=1529651084

M Residence 2, owner born year 1986 & 1989:
https://www.ngchanmau.com/pos/3939/pos_en?v=1529650797

Is this a show off thread?

I find it hard to belive a 150k apartment in 2012 able to sell at double the price in 2014? This apartment is located at?

Those profited early in the bull run tend to invest more. Guess you bought 5 properties with low entry cost, just vped or about to vp? And hope to flip upon vp?