Recently I had applied housing loan from few banks all got approved but looking at the rate offer by them, I
Public Bank : offered 1st year 4.35%, 2nd year onward bounced back to normal rate
Maybank : offered 4.5%
I heard that public bank will let you have a low rate 1st year but after that they will increase the the rate to very high rate. Anyone experience this before?
And Maybank is actually my salary releasing account, if go for Maybank I assume it's easier for me to pay the installment?
Don't know how to choose.....
Which bank loan offer should I sign?