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> Is Insurance Scam?

Is Insurance Scam?
 
Yes [ 101 ] ** [63.12%]
No [ 59 ] ** [36.88%]
Total Votes: 160
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zerorating
post Jun 5 2018, 11:34 PM

Miskin Adab
*****
Senior Member
970 posts

Joined: Aug 2007
From: Lokap Polis


as long as its not investment linked.
okay la kot.
zerorating
post Jun 5 2018, 11:44 PM

Miskin Adab
*****
Senior Member
970 posts

Joined: Aug 2007
From: Lokap Polis


QUOTE(HongKi @ Jun 5 2018, 11:40 PM)
I thought its suppose to be accident hmm.gif
I remember i saw an article from the star saying its better to buy with investment in it.
Couldn’t find it now, think it was last year or last few year
*
sponsored article la tu. I rather put my money at trust fund companies instead for investment.

zerorating
post Jun 5 2018, 11:46 PM

Miskin Adab
*****
Senior Member
970 posts

Joined: Aug 2007
From: Lokap Polis


QUOTE(SonnyCooL @ Jun 5 2018, 11:44 PM)
but problem is INSURANCE agent don't sell INSURANCE only, they always add Saving, investment and bla bla bla on top of INSURANCE ....
*
lol, me kena tiow by the insurance agent saying me bodoh only take medical card and not including other, like i give a shit.
zerorating
post Jun 5 2018, 11:50 PM

Miskin Adab
*****
Senior Member
970 posts

Joined: Aug 2007
From: Lokap Polis


QUOTE(SonnyCooL @ Jun 5 2018, 11:48 PM)
remember buy medical card only, most agent won't entertain even u buy thru them .... now i have no agent serve me tongue.gif
*
hopefully with malaysia baru can buy insurance without agents (but with discount)
zerorating
post Jun 6 2018, 03:02 AM

Miskin Adab
*****
Senior Member
970 posts

Joined: Aug 2007
From: Lokap Polis


QUOTE(Mr.Weezy @ Jun 6 2018, 02:04 AM)
Traditional medical card at most cover 150k medical fees per year with a certain lifetime limit

Investment-linked medical card can cover up to 2.6 Million medical fees per year with no lifetime limit

Judge yourself wink.gif
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well you have booster (AIA offers this) with additional fees.

user posted image

but to think about it, if you start claiming 300K per year, i think you already as good as dead.
zerorating
post Jun 6 2018, 12:56 PM

Miskin Adab
*****
Senior Member
970 posts

Joined: Aug 2007
From: Lokap Polis


QUOTE(Mr.Weezy @ Jun 6 2018, 12:43 PM)
So little?

Investment linked no lifetime limit ,

Time to upgrade yourself
For future proofing mah. 300k is like nothing nowadays for surgery. Rmb the 21 yo that died because lack of funding? Hos bills were more than Rm1M.

Furthermore medical inflation is at least 15% every year
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and whats make you think that the kid can still survive even he could afford those 1million bills? not making much sense if going for alot of treatment just for a little bit of hope.

also, insurance companies nowadays already pissed off with hospital exorbitant charges, if they still keeping the price, maybe in a decade alot of insurance companies may gulung tukar or merging with other companies.

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