What kind of insurance? So many types.

It is always a scam until they see the cheque.

Wife will say no to insurance, but a widow will ask how much was he insured?

Cut your finger with knife, if you can't claim then it is scam.

as long as its not investment linked.
okay la kot.

if he think is a scam ma scam lor, dont buy dont care.
He got health issue then his own problem.

when shit happens dey will find 10001 reasons not to pay u

depend .... is insurance Plus Saving or insurance + investment = for me yes.
Me only buy Medical card, so is ok

In the early days in Taiwan, if people are dead from car accident, they are told to wait for 2 days for alcohol check up. 99% of the time, insurance will win the case.

Later when forensics science take a deep look.
Our organ will produce an alcohol like chemical.

Yet, insurance will knock your door to say, hey.
Your $$$.

True. Insurance with investment plan is just to lighten your fees after NN of years you are paying for it.
It doesn't really comes back alot. for example maybe 3-5% depending on what type of investment linked.
Always take investment link as the discounts your are paying for your insurance in NN of years

if you want real investment and return then play unit trust or shares or property.

sponsored article la tu. I rather put my money at trust fund companies instead for investment.

the quite alot that you talking about either has lack of knowledge or appetite to pay something for their own safety.
I have met people keep cash in their home, like lots of it. say bank will eat your money.

Alot of unscrupulous agent so claim to be big professional from these insurance company are very evil.
what they want is to earn your money and sell you plans that you don't need. Even at a deficit rate of return.

if you want real insurance advice, go for financial adviser company. There are many third party company who only pick the good products from insurance company like GE/AIA etc..

I will NEVER buy directly from an insurance agent who work under the Insurance company itself.