hi all,

I am sending this message as my first post was locked. So I try to rephrase my question and appreciate if all the otai here can give their 2 cents.

here are the facts:

1: I am buying my 3rd property with 85% loan (commercial property - scarletz @klcc). My first 2 property is residential properties with 90% loan. This 3rd prop is due to complete in 4 years.
2: considered zero knowledge about prop investment but with a little bit of capex to spend for prop investment (only enough for downpayment in case anyone will ask why dont i buy in cash)
3: I plan to buy 4th prop if there is any opportunity.


Here are the questions:

1: Do you think I can sell this property when it is still under construction? ie: 2 years from now?
2: for the loan tenure for this 3rd prop, do you suggest longer period tenure or shorter (ie: 35 yrs vs 25 yrs)?
3: since this property is "jsut next" to KLCC, do you suggest to sell is or to keep it for longer period? reason being is that I need to wait for next 4 years to get my return (if I have tennant for this property). So im a bit in dilemma here though I believe this project is a good investment.
4: MOT - might be another topic. I need to pay MOT after few years. let say i want to sell this unit after paying my MOT, will I get this amount back? or this amount is considered burnt when I want to sell it to another buyer?

hopefully all can give your valuable & constructive feedback and advise.

Yes I am planning to go for property seminar to strengthen my knowledge in near future as well.

thanks.