+ unlimited towing (important)
+ get paid for unable to use the car
+ windscreen (all)

If there is an agreed value clause, then the insurance will pay the agreed value..
If u change the insured sum to lower or higher, then they'll calculate it as u mentioned..

Actually, no point going for over-insuring your car. This is because, you can only claim up to the current market value.
For instance, you can insure your car for RM60k when market value is i.e. RM45k... You'll be paying a higher premium and making the insurer happy. But when you claim i.e. total loss, they will only pay RM45k or lower depending on the market value then.

This however, does not mean that you would want to under insure your car as that would then subject you claim to a pro-rating.
For example, Market value is RM45k, but you only insure RM30k believing that is the market value after survey at Mudah. Insurance company will still accept, but it would then mean you are only insuring 66% of your car (30k/45k*100%)...
So when you claim i.e. total loss, and the market value then is RM30k, they will only pay 66% of the RM30k which is about RM20k.

I choose clause which have agreed value.. not market value.. according to insurance they will pay agreed value in the events of total loss.. am I right? Or wrong?  hehehe.. thanks anyways 😀

I'm thinking of getting a used Iriz.

Would anyone be so kind to let me know what's the cons, things to lookout for, etc for this car. My concern is on reliability and maintenance (ease and price). Just for comparison sake, my current car is M2 Skyactiv.

Video reviews are either biased or too new (the review was done right after the car comes out). Similarly, the other review in previous thread version is also too new. I'm looking for mid-long term perspective.

Trans Cvt / Mt

Maintenance: Cheaper rm2xx - 3xx for 10k km or less. Original Part can buy from sc or any source

Cons:
punch cvt not like old at
Ratling sound come and go

Pros:
Ancap star
Good handling

50/50:
Fuel consumption

So if I'm test driving a 2-3 years old Iriz, any issue I should look out for?

So if I'm test driving a 2-3 years old Iriz, any issue I should look out for?

Wrap. Rm280. Oracal brand.

anyone know whats the cost to add the remote button on the steering like the 1.6 variant?
can add from sc?

also, anyone know what's the cost to wrap the steering in leather?

No load resistor required for all, except for turn signal lamp. I 1st bought those normal amber LED & got hyperflash issue (blinking rapidly like when a halogen is blown) & panel meter keeps showing check LH / RH signal. Then i look around n there r a few alternatives. One of it is to change the signal relay that's meant for LED. However, in iriz, there's no such relay to swap as it's embedded in the board that controls all these (forgot what the term). Then there's another option - add load resistors, but it gonna produce a lot of heat & I don't like the idea of those load resistors dangling around (we already hv enough headaches with rattling & vibration noise). Finally I managed to source from aliexpress. It's LED but built-in with resistor, hence maintaining the original wattage. If u want, I can PM u the link. But of course, it's pricey. And it's freaking bright when blinking at night. I can see those road signs reflecting amber color. 😁 But imo, not as annoying as those new Toyotas with rear fog light turning on when it's not necessary. Bright red light. FYI, Toyota even had released videos educating its drivers on what is the purpose of it & when it should be on ie. Heavy rain/fog. But I see those Toyota owners turned it on even when there's no rain. Eye sore.

Price is depending on quality for the steering wrap 100-400 i guess? i didnt wrap my steering, steering is big enough

Oracle quality good? it seems that i have used oracle for my front windscreen banner. After a year or so when removing, there is glue that is so hard to remove

Anyone facing this issue especially cold start. Change gear P -> D, [gearbox jerks one time, RPM goes to 1.3K while battery warning indicator pop out for 1 second] << happens all together after i shift to D. So annoying with this issue and senaxis also cannot solve this problem, its so clearly that the GB is gonna be dead soon

Need your recommendation on LED signal lights, i bought one before but immediately after installing it went to hyperflash

Have u checked ur engine mounts?