QUOTE(hye @ Mar 2 2009, 05:38 PM)
I know that Citibank and SCB charges a flat fee of RM12 per withdrawal. Not sure about the rest.
Alrajhi bank charges RM4 per withdrawal.
Added on March 10, 2009, 12:29 pmQUOTE(roustabout @ Mar 8 2009, 05:24 PM)
So will my money will instantly debit(reduce) once I booked the hotel online when i use debit card? Or the hotel only debit my after I check out from the hotel? anybody can explain it to me...
Here is my experience while staying in Hong Kong.
Usually the hotel will charge a deposit when you check in. If the hotel room is RM300 & you are staying for 2 nights, they will take around RM900 off your debit card.
Upon checking out, they will reverse the fund and charge you the actual charges but then this wont be reflected in your balance immediately. This will only happen after 4-7 days of the transaction.
As for my Hong Kong deposit, it took about a month for it to be reflected into my account balance. This depends on hotel.
Added on March 10, 2009, 12:32 pmQUOTE(jack2 @ Mar 5 2009, 03:11 PM)
Which bank offers the lowest withdrawal charge and convertion of foreign exchange rate without or with lowest additional admin charge on withdrawal made through ATMs in overseas?
I believe it is Al Rajhi Bank. RM4 per withdrawal overseas. I didn't mind keeping my funds in Malaysia while traveling and withdrawing it at ATM machines with VISA logo in it. Foreign currency rates also quite reasonable.
This post has been edited by yewjin: Mar 10 2009, 12:32 PM