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 Debit card, Anything about it.

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kuntaker
post Nov 14 2008, 11:55 PM

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why citibank debit card not included? anyone using ? isit come wit it savings accont?
goldfries
post Nov 15 2008, 02:11 AM

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QUOTE(AskarPerang @ Oct 31 2008, 02:56 PM)
Some banks even charge you yearly RM12 for using the ATM card.
Tune money card is the cheapest I think with an annual fee of just RM9.99  icon_rolleyes.gif
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PB can be free. smile.gif check out the pamphlet.

QUOTE(Shinichi @ Oct 31 2008, 11:53 PM)
Ya, guess its the lowest annual fee for debit card that can be used with Paypal.

Other than this, there are some free for life debit cards from PB but they do not support Paypal usage.
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as mentioned. PB can be free, i use it with my PayPal too. so far no problem.
cc871224
post Nov 15 2008, 01:40 PM

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QUOTE(goldfries @ Nov 15 2008, 02:11 AM)
PB can be free. smile.gif check out the pamphlet.
as mentioned. PB can be free, i use it with my PayPal too. so far no problem.
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hi, did u mean PB debit crad like PB visa electron can be use with PayPal?
thanks.

i got 1 recommended here. Try PB-ING master debit card. can be free of anual fee and some more gor rebet when u use it to pay ur ING insurance premium. rclxms.gif
gyver
post Nov 15 2008, 01:51 PM

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My friend recommends Tune Money. I cannot give my personal experience because just apply and topup. Waiting for the card to arrive at pos office.

Why I choose?

- my friend blacklisted by bank and credit card also can apply
- cheap annual fee RM9.99
- cheap RM2 fee to topup
- ATM withdrawal charge RM1.15 at CIMB ATM
- can view account statement online line M2U
- MOST IMPORTANT can be used for Paypal, need this to purchase stuff from ebay smile.gif

SUSMNet
post Nov 15 2008, 01:52 PM

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QUOTE(kuntaker @ Nov 14 2008, 11:55 PM)
why citibank debit card not included? anyone using ? isit come wit it savings accont?
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Yes it can be use as ATM card too vmad.gif
gyver
post Nov 15 2008, 02:04 PM

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BTW wanna ask people using Maybank Debit card. If you have insufficient funds when you use, will Maybank automatically take money from your savings account or the transaction halted? Is this true or not since I know for a fact Maybank housing loan, car loan and credit card will take money from you without asking for permission. You cannot dispute the transaction afterwards since it's not credit card and not protected by credit card bank laws.

This is a bit dangerous if your card is stolen or merchants scam you. Better off using a credit card because can dispute right? That is why I personally prefer Tune Money.

Also what about other cards beside Maybank like the PB and AMbank. If you have some experience please do share.


SUSMNet
post Nov 15 2008, 02:19 PM

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QUOTE(gyver @ Nov 15 2008, 01:51 PM)
My friend recommends Tune Money. I cannot give my personal experience because just apply and topup. Waiting for the card to arrive at pos office.

Why I choose?

- my friend blacklisted by bank and credit card also can apply
- cheap annual fee RM9.99
- cheap RM2 fee to topup
- ATM withdrawal charge RM1.15 at CIMB ATM
- can view account statement online line M2U
- MOST IMPORTANT can be used for Paypal, need this to purchase stuff from ebay smile.gif
*
Is the TM is a kind of visa or mastercard?
Shinichi
post Nov 15 2008, 06:53 PM

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QUOTE(goldfries @ Nov 15 2008, 02:11 AM)
PB can be free. smile.gif check out the pamphlet.
as mentioned. PB can be free, i use it with my PayPal too. so far no problem.
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but is this annual fee waiver only valid for 1 year?
as i asked PB before and they say annual fee waiver only valid for first year.
apis
post Nov 15 2008, 07:36 PM

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QUOTE(MNet @ Nov 15 2008, 02:19 PM)
Is the TM is a kind of visa or mastercard?
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Yup.debit card.
SUSMNet
post Nov 15 2008, 09:12 PM

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QUOTE(apis @ Nov 15 2008, 07:36 PM)
Yup.debit card.
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I know there it DEBIT CARD.
But what kind Visa or MasterCard?
SUSDavid83
post Nov 16 2008, 12:22 AM

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MasterCard upbeat on debit card

It issues more debit than credit cards

Kuala Lumpur: Debit cards are fast gaining acceptance in Malaysia, said MasterCard vice president and senior country manager (Malaysia and Brunei) Jim Cheah.

He said the issuance of MasterCard debit cards in the first six months of this year surpassed that for credit cards.

“The usage of debit cards has been steadily increasing over the past few months as it is cashless, efficient and convenient,” he said at a briefing yesterday.

Debit card transaction volume had surpassed credit card transactions in markets like Australia, the US, Taiwan and parts of Europe, Cheah said.

For the nine months ended Sept 30, MasterCard worldwide recorded a US$6.8 trillion worth of debit card transactions and gross dollar volume of US$554bil.

Cheah said a debit card was more convenient and secure than carrying cash, offered better financial control to the cardholder and was accepted worldwide.

“A MasterCard debit card is accepted anywhere where a credit card is accepted. MasterCard has more than 28 million global acceptance locations,” he said, adding that there were more than 100,000 merchants locally that accepted both MasterCard debit and credit cards.

Currently, six banks are issuing MasterCard debit cards locally. Cheah said the card could be used at automated teller machines for cash and transfers.

To a question, Cheah said consumers were becoming more cautious in their spending. However, he said consumer spending for the Asia Pacific, Middle East and Africa regions charted double-digit growth for the first half of this year.

On delinquencies, he said: “We have a pretty healthy credit card industry in Malaysia.

“Malaysians are not heavy borrowers. I do not think our non-performing loan ratio is spiking.”

URL: http://biz.thestar.com.my/news/story.asp?f...82&sec=business



AskarPerang
post Nov 16 2008, 03:41 AM

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QUOTE(MNet @ Nov 15 2008, 02:19 PM)
Is the TM is a kind of visa or mastercard?
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It's Visa.
I think debit card using VISA required additional secure code to do online transaction. Anyone can confirm that?
Seng_Kiat
post Nov 16 2008, 07:45 AM

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any1 using rhb cash connect master card?
reengurl
post Nov 16 2008, 08:45 AM

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I'm currently using PB's Debit Card tongue.gif I went to the bank to apply and it was quite fast if I remembered correctly. I used it for Paypal as well ^^
SUSMNet
post Nov 16 2008, 03:16 PM

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I'm planning to open one CT bank debit card.
But what the different between ?
Citibank Debit & ATM Card
and
Citigold Debit & ATM Card
http://www.citibank.com.my/MYGCB/APPS/port...nd/Deposits.htm
emusmax
post Nov 16 2008, 03:56 PM

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How bout the PB ING Debit MasterCard Paypass Card, can it be use for PayPal?
SUSMNet
post Nov 16 2008, 04:06 PM

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QUOTE(emusmax @ Nov 16 2008, 03:56 PM)
How bout the PB ING Debit MasterCard Paypass Card, can it be use for PayPal?
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IMO,PP only accept Visa not MC
guest321
post Nov 16 2008, 07:54 PM

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QUOTE(MNet @ Nov 16 2008, 04:06 PM)
IMO,PP only accept Visa not MC
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Are you sure? I'm using Ambank NextG mastercard and it works fine with paypal.
emusmax
post Nov 17 2008, 12:36 AM

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i jus registered for Public Bank Paypass Debit Mastercard... simply like the idea of having paypass innit.. i'll try register on paypal as soon as i get it.
beatlesalbum
post Nov 17 2008, 12:38 AM

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The great thing about debit card is when you use it, you get points. but correct me if i am wrong.

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