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 Debit card, Anything about it.

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nanakopy87
post Sep 25 2009, 08:34 PM

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QUOTE(LeonTan @ Sep 25 2009, 06:45 PM)
Hi everyone... wanna ask, how much to keep the credit balance in PB ING Debit MasterCard PayPass Card? RM24 or RM25?
*
RM25,bro
whoknowz
post Sep 26 2009, 01:59 AM

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oohhh.......... thkssss . but i believe i dont get the pin number ........


and ya one more think ,,,, very nood question i never use my debit card out side rather thn just online ....

so what actually does it need if i use on to buy a thing at a shop ??? just give the card and swap it ???
nanakopy87
post Sep 26 2009, 08:08 AM

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yes.its like u see how the people use their credit card.grab the thing u wan to buy ,pass it to the cashier,see if they accept cards or not.if accept,then just pass the card to them and then,if the transaction is successful,they will ask u to sign the receipt.tats all...
when u get ur card?dun worry.they will send to u soon
whoknowz
post Sep 27 2009, 12:04 AM

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kinda long already almost half year lio

still i didnt get the pin code haizzz later 2mr go check on them
nanakopy87
post Sep 27 2009, 10:27 AM

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i think maybe postman lost the letter??? o.O
0110
post Sep 27 2009, 09:06 PM

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Is it true that we can use maybank for online transactions now??

It was not allowed some time back
nanakopy87
post Sep 27 2009, 10:13 PM

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yes..can use already..but you need to activate it online
solsekuin44
post Sep 28 2009, 02:13 AM

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QUOTE(whoknowz @ Sep 27 2009, 12:04 AM)
kinda long already almost half year lio

still i didnt get the pin code haizzz later 2mr go check on them
*
Half a year? The mail's totally lost man.. Call the bank again.
goldfries
post Sep 28 2009, 07:53 AM

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i find carrying debit card damn scary.

if ever you lost it and have a lot of $$$ inside, bye bye liao la. people can just go swipe, most cashiers don't check anyway.
akkihiko
post Sep 28 2009, 09:43 AM

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i've lost my maybank cherry debit card several times (including swallowed by the atm machine) n I have to transfer all the money in the account to another account to avoid ppl shopping with my money
nanakopy87
post Sep 28 2009, 10:02 AM

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did you call their customer service to freeze that card for being used?
akkihiko
post Sep 28 2009, 10:29 AM

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I did call them to freeze the card but still transfer the money out as precaution
SUSMNet
post Sep 28 2009, 10:39 AM

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call them no use 1
wat u should do is go maybank then create a new card.
socratesman
post Sep 29 2009, 01:35 PM

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QUOTE(MNet @ Sep 28 2009, 10:39 AM)
call them no use 1
wat u should do is go maybank then create a new card.
*
why no use?

we call so that they can quickly freeze the card.
after that u can go to branch make new card when you're free

This post has been edited by socratesman: Sep 29 2009, 01:36 PM
MilesAndMore
post Sep 29 2009, 01:59 PM

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QUOTE(socratesman @ Sep 29 2009, 01:35 PM)
why no use?

we call so that they can quickly freeze the card.
after that u can go to branch make new card when you're free
Agreed.

lostasylum
post Sep 29 2009, 03:24 PM

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i recently went to public bank to apply for a debit card to verify my paypal account... they had 2 types of cards...

type A debit card comes with a savings accounts and costs RM24 per year unless you spend RM1000. card takes about 3 - 4 weeks to process

type B debit comes without a savings accounts and costs RM12 per year. card can be issued immediately

i decided to go for type A debit card... any significant different between the two and any problems?
nanakopy87
post Sep 29 2009, 03:43 PM

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i bet the TYPE A is visa electron while TYPE B is Day2Day
the difference is A no need saving account and B need saving accounts...
the difference only this
MilesAndMore
post Sep 29 2009, 04:38 PM

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QUOTE(lostasylum @ Sep 29 2009, 03:24 PM)
type A debit card comes with a savings accounts and costs RM24 per year unless you spend RM1000. card takes about 3 - 4 weeks to process

type B debit comes without a savings accounts and costs RM12 per year. card can be issued immediately
I think you have mixed up type A and type B. Type A is called VISA Electron and it doesn't come with a savings account while Type B is called Day2Day VISA Debit and you must a savings account with Public Bank in order to be eligible for Day2Day VISA Debit. I have used Type A before and currently using Type B. I personally prefer Type B because the card can be issued right away. Less hassle this way and you will get your card pin number straight.

I was wondering if Public Bank will ever reduce the annual for Public Bank Day2Day VISA Debit because RM12 is a bit high for me sweat.gif When EON Bank first introduced their Debit Mastercard early last year (red color one), the annual fee for it was RM20 a year but then they reduced it to only RM8 a year a few months later after it was launched.

This post has been edited by MilesAndMore: Sep 29 2009, 04:53 PM
nanakopy87
post Sep 29 2009, 04:45 PM

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ya.i think they should reduce it to RM8 since most of the bank charge only RM8 for annual fee
MilesAndMore
post Sep 29 2009, 05:02 PM

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QUOTE(nanakopy87 @ Sep 29 2009, 04:45 PM)
ya.i think they should reduce it to RM8 since most of the bank charge only RM8 for annual fee
And i also think Public Bank should just do away their regular ATM card (the one that is only supported at MEPS ATM). While Public Bank will now issue the Day2Day VISA Debit cards to all their new customers, we can actually still choose if we want the regular ATM card at RM8/pa or Day2Day VISA Debit at RM12/pa. I also hope Public Bank will seriously reconsider the design of the Day2Day VISA Debit Card. I mean the card design is only suitable for teens and young adults. Imagine our 50-year-old mother/father pull out the card from their wallet, that is just weird laugh.gif May be something like the EON Bank debit Mastercard would be great smile.gif

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