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 Debit card, Anything about it.

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wkf
post Mar 9 2009, 01:53 AM

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is anyone experiencing maybank debit card. is it as useful as other debit card... i keen to get 1....
wendypang1988
post Mar 9 2009, 06:02 AM

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Hi, i would like to ask, how many banks in malaysia that offers visa debit that can used for online banking?
SUSMNet
post Mar 9 2009, 10:36 AM

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Pr3d4tor
post Mar 9 2009, 03:28 PM

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QUOTE(wkf @ Mar 9 2009, 01:53 AM)
is anyone experiencing maybank debit card.  is it as useful as other debit card...  i keen to get 1....
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Mbb DC for me not very good as it only functioned like Bank card only and only few selected VISA terminal can detect them. I try to shop around with this card and found out the merchant that accept bank card, u can use it, but not for visa or mastercard terminal. Also for online purchase, u cannot use that card.(Based on my experience of using it)

Try go for RHB Cash Connect Debit Card, it can be used t any merchant that stated visa or mastercard (depend on type of card, sum place only accept visa and vice versa) and also can be used online.

Other types of it that you can check :
Ambank
Stan Chart
Al-Rajhi
Affin
etc

Go and browse bank web site to find that is suitable 4 u. biggrin.gif 4 me, i go for RHB cash connect rclxms.gif

nanakopy87
post Mar 9 2009, 05:15 PM

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for me,o think MBB dc is quite ok...made some purchase using this card.so far so ok.no problem..only once tat card can't go thru via de credit card there...hv to key in my pin number.but so far,all the transaction can be made
yewjin
post Mar 10 2009, 12:26 PM

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QUOTE(hye @ Mar 2 2009, 05:38 PM)
I know that Citibank and SCB charges a flat fee of RM12 per withdrawal. Not sure about the rest.
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Alrajhi bank charges RM4 per withdrawal.


Added on March 10, 2009, 12:29 pm
QUOTE(roustabout @ Mar 8 2009, 05:24 PM)
So will my money will instantly debit(reduce) once I booked the hotel online when i use debit card?  Or the hotel only debit my after I check out from the hotel? anybody can explain it to me...
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Here is my experience while staying in Hong Kong.

Usually the hotel will charge a deposit when you check in. If the hotel room is RM300 & you are staying for 2 nights, they will take around RM900 off your debit card.

Upon checking out, they will reverse the fund and charge you the actual charges but then this wont be reflected in your balance immediately. This will only happen after 4-7 days of the transaction.

As for my Hong Kong deposit, it took about a month for it to be reflected into my account balance. This depends on hotel.


Added on March 10, 2009, 12:32 pm
QUOTE(jack2 @ Mar 5 2009, 03:11 PM)
Which bank offers the lowest withdrawal charge and convertion of foreign exchange rate without or with lowest additional admin charge on withdrawal made through ATMs in overseas?
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I believe it is Al Rajhi Bank. RM4 per withdrawal overseas. I didn't mind keeping my funds in Malaysia while traveling and withdrawing it at ATM machines with VISA logo in it. Foreign currency rates also quite reasonable.

This post has been edited by yewjin: Mar 10 2009, 12:32 PM
raptar_eric
post Mar 10 2009, 04:18 PM

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QUOTE(Pr3d4tor @ Mar 9 2009, 03:28 PM)
Mbb DC for me not very good as it only functioned like Bank card only and only few selected VISA terminal can detect them.
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Very wrong bro, as far as i know, all VISA terminals accept MB debit....just that online purchases are not valid/available only....
tommy882
post Mar 10 2009, 04:23 PM

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I do have a Tune card but i have a very very bad experience with it and will NEVER use it again !!!
yewjin
post Mar 11 2009, 10:39 AM

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QUOTE(tommy882 @ Mar 10 2009, 04:23 PM)
I do have a Tune card but i have a very very bad experience with it and will NEVER use it again !!!
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Care to share your experience with Tune Card?
Pr3d4tor
post Mar 11 2009, 03:52 PM

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QUOTE(raptar_eric @ Mar 10 2009, 04:18 PM)
Very wrong bro, as far as i know, all VISA terminals accept MB debit....just that online purchases are not valid/available only....
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Hi meh!!! ohmy.gif I tried to other terminal previously. but why i cant get through it. I have money in banks and they say cannot. Is there any configuration i need to do first? icon_question.gif I am saying about using it at Credit card visa/MC terminal, not the bank card, the bank card is the one u need to key in the pin no. rite? Also mbb card does not support online purchase rite? Please enlighten me! rclxm9.gif
jiawei23
post Mar 11 2009, 04:03 PM

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QUOTE(tommy882 @ Mar 10 2009, 04:23 PM)
I do have a Tune card but i have a very very bad experience with it and will NEVER use it again !!!
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is it? mind to share with us? at least all of us here in the forum knows what happened.
nanakopy87
post Mar 11 2009, 06:28 PM

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QUOTE(Pr3d4tor @ Mar 11 2009, 03:52 PM)
Hi meh!!! ohmy.gif  I tried to other terminal previously. but why i cant get through it. I have money in banks and they say cannot. Is there any configuration i need to do first? icon_question.gif  I am saying about using it at Credit card visa/MC terminal, not the bank card, the bank card is the one u need to key in the pin no. rite? Also mbb card does not support online purchase rite? Please enlighten me! rclxm9.gif
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i hv no problem at all using NBB debit card for shopping...i use this card in jusco,chicken rice shop,and also body glove (so far i tried this 3 shops) and all payments are successful...no need to key in pin number...
n can't use for online purchases for play-asia,yesasia and paypal...
wonder which shopping centre tat can't get through ur card
Apache32
post Mar 11 2009, 07:03 PM

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i juz applied cimb debit master card.
it was free for life..
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GHz
post Mar 11 2009, 08:04 PM

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QUOTE(Apache32 @ Mar 11 2009, 07:03 PM)
i juz applied cimb debit master card.
it was free for life..
lai²
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CIMB have debit mastercard now? Didn't know about that. Where can I get details information about the card?
raptar_eric
post Mar 12 2009, 09:33 AM

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QUOTE(Pr3d4tor @ Mar 11 2009, 03:52 PM)
Hi meh!!! ohmy.gif  I tried to other terminal previously. but why i cant get through it. I have money in banks and they say cannot. Is there any configuration i need to do first? icon_question.gif  I am saying about using it at Credit card visa/MC terminal, not the bank card, the bank card is the one u need to key in the pin no. rite? Also mbb card does not support online purchase rite? Please enlighten me! rclxm9.gif
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Yalor, MBVD mar. No prob using it. Maybe your limit you never change? Default limit is RM500 only if not mistaken. To change, go to an ATM machine to change it, maximum is RM5k.

It works like a credit card only, how often CC gets rejected? tongue.gif
SUSHigh-End Power
post Mar 12 2009, 10:45 AM

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Just a quick one

For Maybank VISA Debit Card (not the atm Bankcard), can use it to withdraw cash in overseas atm machine? Let's say go to Taiwan, then use this card to withdraw cash is it possible? Is there any extra charges?
GHz
post Mar 12 2009, 10:56 AM

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QUOTE(High-End Power @ Mar 12 2009, 10:45 AM)
Just a quick one

For Maybank VISA Debit Card (not the atm Bankcard), can use it to withdraw cash in overseas atm machine? Let's say go to Taiwan, then use this card to withdraw cash is it possible? Is there any extra charges?
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Yes it should work if the ATM support Pluslink network. Yes they will be charge for withdrawal through this network but I can't remember how much.
MilesAndMore
post Mar 12 2009, 12:30 PM

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QUOTE(GHz @ Mar 12 2009, 10:56 AM)
Yes it should work if the ATM support Pluslink network. Yes they will be charge for withdrawal through this network but I can't remember how much.
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If i'm not mistaken it's RM10 or RM12.
scaygoo
post Mar 12 2009, 06:03 PM

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Hi,
Got a question for you having a PUBLIC BANK saving/current acc. to top-up money to their Visa Electron DB. I have fill out the form at the counter linking the card to my PB saving account for internet banking (PBE)

But i just can't find the options at PBE to transfer money from my savings to Visa, if it is under Transfer Fund->own acc. but the only option i can see is transferring money frm visa to savings but not vise versa. Then i try look around transfer fund- 3rd party at PBE, i registered my visa card acc. at the Favorite 3rd Pary. but when i click again at registered Fav. 3rd party transfer i got a error message "This request could not be executed.
Please register accounts" but i just did that previously. Finally the last option i see is to transfer money using a Open 3rd party acc. but i am still not to sure this is the correct way to transfer money? so how one transfer money to your Visa Electron using PBE?
Got it!..its under Fund Repayment doh.gif

Question 2, How to top up using a PB ATM deposit machine? I have yet still received the pin no. can it be done without the using the card pin no.? or i have to wait. Thx for your help.

This post has been edited by scaygoo: Mar 12 2009, 08:03 PM
bingozero
post Mar 12 2009, 10:13 PM

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QUOTE(scaygoo @ Mar 12 2009, 06:03 PM)
Hi, 
Got a question for you having a PUBLIC BANK saving/current acc. to top-up money to their Visa Electron DB. I have fill out the form at the counter linking the card to my PB saving account for internet banking (PBE)

But i just can't find the options at PBE to transfer money from my savings to Visa, if it is under Transfer Fund->own acc. but the only option i can see is transferring money frm visa to savings but not vise versa. Then i try look around transfer fund- 3rd party at PBE, i registered my visa card acc. at the Favorite 3rd Pary. but when i click again at registered Fav. 3rd party transfer i got a error message "This request could not be executed.
Please register accounts" but i just did that previously. Finally the last option i see is to transfer money using a Open 3rd party acc. but i am still not to sure this is the correct way to transfer money? so how one transfer money to your Visa Electron using PBE?
Got it!..its under Fund Repayment doh.gif  

Question 2, How to top up using a PB ATM deposit machine? I have yet still received the pin no. can it be done without the using the card pin no.? or i have to wait. Thx for your help.
*
No need pin, use cash deposit machine key in the 16 digit card number put the money, thats all

This post has been edited by bingozero: Mar 12 2009, 10:15 PM

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