would like to get confirmation here or anyone with knowledge on two things;

1) both big and spay have expiry on points, does transferring back&forth resets back the validity duration? (2 years for big & ~ 6 mths for spay)
currently have 3K++ have been doing transfer 2 months once lol and dont want to let it burn, previously burn alot points.

2) for maybank card, how to permanently increase the damn RM250 limit on Spay or paywave in general?

debit card is direct deduction a no for me, i prefer credit card but thanks anyway.

also you mean any trx above RM 250 i can still use spay and wave to pay at terminal only that there is an extra step to key in pin right ?

thanks that is a great info, this is why I prefer Spay so flexible compare to ewallets and their inflexibility + acceptability issue, now 2 less card to carry in minimalize wallet.
if only we can put driving ID in IC like previously, I only need to carry 1 IC rather than 2, some emergency notes & my phone.

out of topic short one, will we ever go into virtual IC like estonia ?

This post has been edited by frozz@holic: Dec 14 2019, 03:32 PM

yea I too also uses Spay since launch very convenient, got only about 5+ member cards though (some can't work don't know why)
damn we do think alike ~

this makes spay even better, if that goes bigger coverage bank and card wise, I can use my spay phone to phone tap to pay.
they copied spay to some degree yes but which part makes samsung lose can explain ?

This post has been edited by frozz@holic: Dec 19 2019, 11:01 AM

can we use Spay for online payments or the feature has not been implemented yet ?
(for purchases made with Malaysian issued card regardless of user location)

honestly to me acceptability is the utmost importance, then only the points, rewards & cashback etc.
what is the use of 100% or even 200% cashback if the shop do not accept that particular e-wallet ?

this is where e-wallet lose out big time albeit getting better but still far too big of a gap compared to visa/master backed apps unless they can regulate like china.
this is why my top 2 choice is Spay & bigpay, that also rarely use bigpay cause you must first have credit inside.

the same here ... since day 1 I have used it for the convenience of not needing to bring any C.cards.

I did not bother about the points at all (the points are a bonus) cause of the 6 months validity (that time cannot convert to AA) too short to even think of redeeming anything even with the purchase hack.

so far in the card/cash less market Spay is the best by a mile in terms of merchant acceptability & stability.
If they were to launch online pay ability it further cement their place.

awaiting those TnG, bigpay, Sbuck, Amex to have MOU with sammy so i can add the card into Spay.
less cards to carry.

This post has been edited by frozz@holic: Mar 22 2020, 02:39 PM

a couple of times, amount over RM 250 can't use Spay even after a few tries Error message occurred.

This happens at different location different day/time.

any possible idea/solution ? does this happens to you too ?

I know need pin ... but error message comes out even before pin screen,
not all the time sometimes smooth other time error non-stop forcing me to use physical card.

below RM250 no such problem everytime.

P/S Maybank & RHB card

This post has been edited by frozz@holic: Jul 30 2020, 02:34 PM

I am not too sure what was the error messages I got but if i can remember some of it just shows ERROR.

I am sure there is nothing wrong with my card/account.

will snap a shot of the failed error message next time it occurs.

happens mostly on Maybank card