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ptptn withdrawal
TSJorcy Gale
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Apr 20 2018, 12:40 PM, updated 6y ago
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New Member
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hey, got a question to ask regarding ptptn. are we allow to use ptptn money for our own needs? since ptptn only paying for our education, is there a way for me to withdraw ptptn cash to pay the college accomodation
This post has been edited by Jorcy Gale: Apr 20 2018, 12:46 PM
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Baconateer
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Apr 20 2018, 12:49 PM
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Yes...
PTPTN will bank in directly to ur account..
just withdraw and pay for the accommodation...if have any left...
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JungWoo
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Apr 20 2018, 12:53 PM
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basically the money is withdrawn to your account. u can spent whenever u want
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TSJorcy Gale
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Apr 20 2018, 12:54 PM
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New Member
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QUOTE(Baconateer @ Apr 20 2018, 12:49 PM) Yes... PTPTN will bank in directly to ur account.. just withdraw and pay for the accommodation...if have any left... ohh i see, can you give me a guide on how to do them? i mean by ptptn bank in to my account
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Baconateer
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Apr 20 2018, 12:55 PM
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QUOTE(Jorcy Gale @ Apr 20 2018, 12:54 PM) ohh i see, can you give me a guide on how to do them? i mean by ptptn bank in to my account have u apply for PTPTN? u need to provide them a bank account for them to transfer the PTPTN money to u..
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TSJorcy Gale
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Apr 20 2018, 12:59 PM
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New Member
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QUOTE(Baconateer @ Apr 20 2018, 12:55 PM) have u apply for PTPTN? u need to provide them a bank account for them to transfer the PTPTN money to u.. I did, all i need to know is, how do i make them to transfer money to my bank account
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Baconateer
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Apr 20 2018, 01:01 PM
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QUOTE(Jorcy Gale @ Apr 20 2018, 12:59 PM) I did, all i need to know is, how do i make them to transfer money to my bank account You dont.. If the PTPTN is approved...thy will automatically transfer the money to ur account.. You just have to wait for it...
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Xaser_3
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Apr 20 2018, 01:02 PM
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QUOTE(Jorcy Gale @ Apr 20 2018, 12:59 PM) I did, all i need to know is, how do i make them to transfer money to my bank account They would do that automatically without you asking for it. Just be patient and wait for it.
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TSJorcy Gale
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Apr 20 2018, 01:04 PM
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New Member
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QUOTE(Baconateer @ Apr 20 2018, 01:01 PM) You dont.. If the PTPTN is approved...thy will automatically transfer the money to ur account.. You just have to wait for it... I think they transfer me the money once, like once in a semester around rm120, somehow its not quite enough. need to wait 5-6 month for that
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Baconateer
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Apr 20 2018, 01:05 PM
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QUOTE(Jorcy Gale @ Apr 20 2018, 01:04 PM) I think they transfer me the money once, like once in a semester around rm120, somehow its not quite enough. need to wait 5-6 month for that They only transfer money to u once per semester.. if im not mistaken..they dont lend 100% loan to students anymore.. so..be wise with how you use it.. 120? That's too little to pay for semester fee...are you sure? This post has been edited by Baconateer: Apr 20 2018, 01:06 PM
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Xaser_3
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Apr 20 2018, 01:08 PM
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QUOTE(Baconateer @ Apr 20 2018, 01:05 PM) They only transfer money to u once per semester.. if im not mistaken..they dont lend 100% loan to students anymore.. so..be wise with how you use it.. 120? That's too little to pay for semester fee...are you sure? Yes exactly what I thought too. That amount of RM 120 per semester doesn't seem right.
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TSJorcy Gale
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Apr 20 2018, 01:19 PM
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New Member
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QUOTE(Xaser_3 @ Apr 20 2018, 01:08 PM) Yes exactly what I thought too. That amount of RM 120 per semester doesn't seem right. Oh 120 is not included with the tuition fee, the tuition fee probably around rm1.5k which they pay automatically to the college when i start a new semester. rm120 is the only amount they transfer to my account, somehow its a bit too low, wonder if I could request for more
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amir.asyraf
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Apr 21 2018, 11:50 AM
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QUOTE(Jorcy Gale @ Apr 20 2018, 01:19 PM) Oh 120 is not included with the tuition fee, the tuition fee probably around rm1.5k which they pay automatically to the college when i start a new semester. rm120 is the only amount they transfer to my account, somehow its a bit too low, wonder if I could request for more I don't think you can. I'm not sure though. The loan is calculated depending on your household income. For me, I'm only eligible for probably 40% of the full amount.
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FiReGunZ1499
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Apr 21 2018, 12:01 PM
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Getting Started
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Say they loan you RM3,000.00 per semester, they will transfer the amount to your college/university. Your college then will deduct that particular semester fee, say RM 2,880. The balance of RM 120 is what is credited to your bank account.
No - you can't increase your loan amount. You already sign an agreement with PTPTN . Just like a normal loan. Be aware/alert on this kind of things.
Objective of PTPTN is to cover your tuition fee. You living expenses should be under your parents shoulder.
This post has been edited by FiReGunZ1499: Apr 21 2018, 12:59 PM
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Xaser_3
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Apr 21 2018, 12:45 PM
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QUOTE(FiReGunZ1499 @ Apr 21 2018, 12:01 PM) you already sign an agreement with them, the amount per semester, and for how many semester (duration of your study). Say they loan you RM3,000.00 per semester, they will transfer the amount to your college/university. Your college then will deduct that particular semester fee, say RM 2,880. The balance of RM 120 is what is credited to your bank account. No - you can't increase your loan amount. You already sign an agreement with PTPTN . Just like a normal loan. Be aware/alert on this kind of things. Objective of PTPTN is to cover your tuition fee. You living expenses should be under your parents shoulder. Yes. This explanation makes clear and perfect sense. Now we know where the sum of RM 120 came from. Thank you for sharing.
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