Thanks wow i learnt something from you. What do you think of Kawasaki Versys X 250? Is it good or too lethargic for me with my luggage? I am 180cm and 83kg by the way. Or is it better if i go for Versys 650? To be honest, i have no idea on the ownership cost per year on each segment of the bike.

Again, thank you so much to even spare your time for me providing these useful figures.  BMW is great, but continentals would be expensive to maintain and this i learnt from my golf tsi. In fact, i am looking a bike that would satisfy me as a golf TSI would, that car has pampered me with torque, top speed of 170-200kmh with stability, sad that i have to sell it as it is approaching 8th year and having big repairs incoming my DSG gearbox, it is this car has made me lost interest with other continentals except for the GTi variant.

Tyres i would prefer to go for sports or the local cheaper touring as i would mainly doing daily commuting more than touring across states unless i am on outstation, which is once or twice per month. Now that i seen the insurance and the road tax, i can rest assured as it is affordable to me even up to 800cc.

Middleweight wise i think i will go for Yamaha MT-07, what do you think? Looks good, and quite stable no? if i am buying a used yamaha mt-07, say 2015/2016, 16-18k possible?