last time I applied HSBC, the reason kena rejected is my employer didnt pick up phone call 3x from bank. (my HR terlalu busy)

I walked in HSBC and they checked for me and told me this, if call they won't tell u at all.

So at the HSBC that guy directly promote another card and guarantee high success rate...tapi I dah reject lol

Maybe you can try walk in?
If not can try debit also have good reward like CIMB lazada